The computed 12-month bankruptcy probability of FINCUT is 4.0% (moderate). The 2025 annual accounts show negative equity (-€42,216). Equity remains stable across the filed financial years (±0.1% per year). Its equity ranks better than 9% of 22,067 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
1 site
Size
-€42,216equity 2025
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
4.0%
Too few figures to score
Structure
Accounts filed 48 days late0 of 1 deed read
Signalsraises riskFounded in 2023Latest accounts 48 days late; 3 of the last 3 lateSector: Retail trade (NACE 47)lowers riskNo annual accounts with figuresneutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
4.0%Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.2% (6,469 companies, NACE 47, without accounts)
Last 24 months11-2024: 2.6%lowest value12-2024: 2.6%● unchanged vs 11-2024lowest value01-2025: 2.8%▲ +0.2 percentage points vs 12-202402-2025: 2.8%● unchanged vs 01-202503-2025: 2.7%▼ -0.1 percentage points vs 02-202504-2025: 3.0%▲ +0.3 percentage points vs 03-202505-2025: 3.1%▲ +0.1 percentage points vs 04-202506-2025: 3.1%● unchanged vs 05-202507-2025: 3.1%● unchanged vs 06-202508-2025: 3.1%● unchanged vs 07-202509-2025: 3.1%● unchanged vs 08-202510-2025: 3.1%● unchanged vs 09-202511-2025: 3.1%● unchanged vs 10-202512-2025: 7.1%▲ +4.0 percentage points vs 11-2025highest value01-2026: 7.0%▼ -0.1 percentage points vs 12-202502-2026: 7.0%● unchanged vs 01-202603-2026: 7.0%● unchanged vs 02-202604-2026: 7.0%● unchanged vs 03-202605-2026: 7.0%● unchanged vs 04-202606-2026: 7.0%● unchanged vs 05-202607-2026: 7.0%● unchanged vs 06-202608-2026: 7.0%● unchanged vs 07-202609-2026: 7.0%● unchanged vs 08-202610-2026: 4.0%▼ -3.0 percentage points vs 09-2026
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 422 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (3 of the last 3 filed years within 379 days of that day).