FINCH
Annual accounts 2025
micro format, filed on 29-07-2026, 2 days before the deadlineTurnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €110,000 and €160,000.
Balance sheet
balance sheet total €219,720 on 31-12-2025in euro
in euro
Position in the sector
84.2%
Higher than 80% of 21,208 companies in 2025.
6.25
Higher than 81% of 20,571 companies in 2025.
20.5%
Higher than 54% of 20,746 companies in 2025.
Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||
20/58 |
219,720 | 203,310 | 151,794 | 132,480 | 102,997 | 83,242 | 65,228 | 280,393 | 285,092 | 306,651 | 357,641 | 398,633 | 397,446 | 472,142 | 212,443 | 117,776 | 119,571 | |
21/28 |
2,442 | 1,958 | 4,700 | 9,598 | 9,435 | 5,635 | 3,288 | 202,090 | 216,844 | 247,854 | 262,979 | 286,332 | 312,277 | 340,219 | 5,718 | 7,850 | 8,731 | |
21 |
- | - | - | - | - | - | - | - | - | - | - | - | 600 | 1,199 | - | - | - | |
22/27 |
2,442 | 1,958 | 4,700 | 9,598 | 9,435 | 5,635 | 3,288 | 202,090 | 216,844 | 247,854 | 262,979 | 286,332 | 311,677 | 339,020 | 5,718 | 7,850 | 8,731 | |
23 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 25,520 | 522 | 1,045 | - | |
24 |
2,442 | 1,958 | 4,700 | 9,598 | 9,435 | 5,635 | 3,288 | 202,090 | 216,844 | 247,854 | 262,979 | 286,332 | 311,677 | 313,500 | 5,195 | 6,806 | 8,731 | |
29/58 |
217,277 | 201,351 | 147,095 | 122,882 | 93,562 | 77,607 | 61,940 | 78,302 | 68,248 | 58,797 | 94,663 | 112,300 | 85,169 | 131,923 | 206,725 | 109,926 | 110,840 | |
40/41 |
57,673 | 54,640 | 44,915 | 42,260 | 36,734 | 43,584 | 30,923 | 31,044 | 50,216 | 35,878 | 23,963 | 47,158 | 77,184 | 103,406 | 85,270 | 66 | - | |
40 |
57,673 | 54,640 | 44,915 | 42,260 | 36,468 | 38,475 | 27,297 | 30,461 | 48,076 | 35,532 | 23,763 | 46,281 | 77,184 | 102,186 | 85,270 | - | - | |
41 |
- | - | - | - | 266 | 5,109 | 3,626 | 583 | 2,140 | 346 | 201 | 877 | - | 1,221 | - | 66 | - | |
50/53 |
150,188 | 90,000 | 90,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
54/58 |
8,512 | 56,711 | 12,179 | 80,622 | 56,740 | 34,023 | 22,317 | 46,322 | 15,872 | 21,727 | 69,545 | 64,132 | 7,985 | 28,517 | 121,455 | 109,860 | 110,840 | |
490/1 |
904 | - | - | - | 88 | - | 8,700 | 937 | 2,160 | 1,192 | 1,154 | 1,011 | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||||||
10/49 |
219,720 | 203,310 | 151,794 | 132,480 | 102,997 | 83,242 | 65,228 | 280,393 | 285,092 | 306,651 | 357,641 | 398,633 | 397,446 | 472,142 | 212,443 | 117,776 | 119,571 | |
10/15 |
184,962 | 168,534 | 127,941 | 108,658 | 83,777 | 61,593 | 42,983 | 241,449 | 240,179 | 234,401 | 234,280 | 315,091 | 287,338 | 266,501 | 111,525 | 14,460 | 77,013 | |
10/11 |
- | - | - | 12,600 | 12,600 | 12,600 | 12,600 | 12,600 | 12,600 | 12,600 | 12,600 | 12,600 | 12,600 | 12,600 | 12,600 | 12,600 | 12,600 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 6,000 | 6,000 | 6,000 | 6,000 | 6,000 | 6,000 | 6,000 | 6,000 | 6,000 | 6,000 | 6,000 | |
13 |
184,962 | 168,534 | 127,941 | 96,058 | 71,177 | 48,993 | 30,383 | 228,849 | 227,579 | 221,801 | 221,680 | 302,491 | 274,738 | 253,901 | 98,925 | 1,860 | 64,413 | |
130/1 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
132 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18,750 | |
133 |
184,962 | 168,534 | 127,941 | 94,198 | 69,317 | 47,133 | 28,523 | 226,989 | 225,719 | 219,941 | 219,820 | 300,631 | 272,878 | 252,041 | 97,065 | - | 43,803 | |
17/49 |
34,757 | 34,776 | 23,853 | 23,823 | 19,220 | 21,649 | 22,245 | 38,943 | 44,913 | 72,250 | 123,362 | 83,541 | 110,108 | 205,641 | 100,918 | 103,316 | 42,558 | |
42/48 |
34,757 | 34,776 | 23,853 | 23,823 | 19,220 | 21,649 | 22,245 | 38,943 | 44,913 | 72,250 | 123,362 | 83,541 | 110,108 | 205,641 | 100,918 | 103,316 | 42,558 | |
44 |
1,417 | 5,539 | 1,007 | 1,734 | 938 | 3,181 | 1,017 | 7,724 | 2,507 | 6,457 | 4,923 | 3,818 | 2,622 | 454 | 1,659 | 606 | 3,646 | |
440/4 |
1,417 | 5,539 | 1,007 | 1,734 | 938 | 3,181 | 1,017 | 7,724 | 2,507 | 6,457 | 4,923 | 3,818 | 2,622 | 454 | 1,659 | 606 | 3,646 | |
46 |
- | - | - | - | - | - | - | - | - | - | 583 | - | - | - | - | - | 1,452 | |
45 |
23,488 | 21,272 | 17,489 | 19,624 | 18,282 | 18,468 | 21,228 | 15,441 | 3,185 | 9,975 | 38,735 | 45,924 | 24,117 | 103,478 | 77,942 | 44,616 | 33,971 | |
450/3 |
23,488 | 21,272 | 12,089 | 19,624 | 18,282 | 18,468 | 18,528 | 15,441 | 3,185 | 7,275 | 32,060 | 34,799 | 21,892 | 103,478 | 73,517 | 44,616 | 31,271 | |
454/9 |
- | - | 5,400 | - | - | - | 2,700 | - | - | 2,700 | 6,675 | 11,125 | 2,225 | - | 4,425 | - | 2,700 | |
47/48 |
9,852 | 7,965 | 5,357 | 2,465 | - | - | - | 15,779 | 39,220 | 55,818 | 79,121 | 33,799 | 83,369 | 101,709 | 21,317 | 58,095 | 3,488 | |
| Income statement | ||||||||||||||||||
76A |
- | - | - | - | - | - | 28,854 | - | 8,782 | - | - | - | - | - | - | - | - | |
9900 |
63,730 | 57,921 | 53,815 | 41,182 | 35,893 | 30,282 | 53,677 | 28,343 | 36,251 | 36,957 | 46,190 | 74,276 | 66,017 | 293,411 | 154,725 | 7,251 | 99,430 | |
630 |
1,168 | 2,741 | 4,899 | 4,236 | 2,702 | 1,271 | 1,127 | 20,663 | 20,334 | 30,839 | 25,800 | 27,702 | 27,942 | 48,527 | 3,971 | 4,638 | 5,078 | |
640/8 |
473 | 379 | 604 | 418 | 283 | 1,069 | 1,347 | 1,138 | 4,088 | 1,386 | 2,293 | 1,277 | 4,169 | 4,061 | 1,210 | 1,780 | 729 | |
66A |
- | - | - | - | - | - | 10,133 | - | - | - | - | - | - | - | - | - | - | |
9901 |
62,088 | 54,800 | 48,312 | 36,529 | 32,908 | 27,942 | 41,070 | 6,541 | 11,828 | 4,732 | 18,096 | 45,297 | 33,905 | 240,824 | 149,544 | 834 | 93,624 | |
75/76B |
1,378 | 2,529 | 20 | - | 121 | 350 | 1 | 0 | 0 | 3 | 434 | 18 | 53 | 1,066 | 910 | 1,551 | 93 | |
75 |
1,378 | 2,529 | 20 | - | 121 | 350 | 1 | 0 | 0 | 3 | 434 | 18 | 53 | 1,066 | 910 | 1,551 | 93 | |
65/66B |
1,222 | 1,203 | 1,681 | 1,966 | 1,743 | 1,185 | 1,622 | 3,171 | 3,564 | 4,264 | 4,633 | 5,513 | 7,841 | 5,281 | 3,898 | 4,355 | 5,531 | |
65 |
1,222 | 1,203 | 1,681 | 1,966 | 1,743 | 1,185 | 1,622 | 3,171 | 3,564 | 4,264 | 4,633 | 5,513 | 7,841 | 5,281 | 3,898 | 4,355 | 5,531 | |
9903 |
62,245 | 56,126 | 46,651 | 34,563 | 31,286 | 27,108 | 39,449 | 3,370 | 8,264 | 471 | 13,897 | 39,801 | 26,117 | 236,609 | 146,556 | -1,970 | 88,186 | |
67/77 |
17,293 | 15,533 | 12,907 | 9,682 | 9,102 | 8,498 | 12,196 | 2,100 | 2,485 | 351 | 4,708 | 12,049 | 5,280 | 81,633 | 49,491 | 8,592 | 23,773 | |
9904 |
44,952 | 40,592 | 33,744 | 24,881 | 22,184 | 18,610 | 27,253 | 1,270 | 5,779 | 121 | 9,189 | 27,753 | 20,837 | 154,976 | 97,065 | -10,562 | 64,413 | |
789 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18,750 | - | |
689 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18,750 | |
9905 |
44,952 | 40,592 | 33,744 | 24,881 | 22,184 | 18,610 | 27,253 | 1,270 | 5,779 | 121 | 9,189 | 27,753 | 20,837 | 154,976 | 97,065 | 8,188 | 45,663 | |
| Appropriation of the result | ||||||||||||||||||
9906 |
44,952 | 40,592 | 33,744 | 24,881 | 22,184 | 18,610 | 27,253 | 1,270 | 5,779 | 121 | 9,189 | 27,753 | 20,837 | 154,976 | 97,065 | 8,188 | 45,663 | |
791/2 |
28,523 | - | 1,860 | - | - | - | 225,719 | - | - | - | 90,000 | - | - | - | - | 43,803 | - | |
691/2 |
44,952 | 40,592 | 33,744 | 24,881 | 22,184 | 18,610 | 27,253 | 1,270 | 5,779 | 121 | 9,189 | 27,753 | 20,837 | 154,976 | 97,065 | - | 45,663 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6921 |
44,952 | 40,592 | 33,744 | 24,881 | 22,184 | 18,610 | 27,253 | 1,270 | 5,779 | 121 | 9,189 | 27,753 | 20,837 | 154,976 | 97,065 | - | 43,803 | |
694/7 |
28,523 | - | 1,860 | - | - | - | 225,719 | - | - | - | 90,000 | - | - | - | - | 51,991 | - | |
694 |
28,523 | - | 1,860 | - | - | - | 225,719 | - | - | - | 90,000 | - | - | - | - | 51,991 | - | |
| Document | ||||||||||||||||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-07-2026 | 2026-00348731 | |
| 31-12-2024 | micro format | 29-07-2025 | 2025-00326626 | |
| 31-12-2023 | micro format | 02-08-2024 | 2024-00326309 | |
| 31-12-2022 | micro format | 03-07-2023 | 2023-00189380 | |
| 31-12-2021 | micro format | 22-07-2022 | 2022-20212303 | |
| 31-12-2020 | micro format | 22-07-2021 | 2021-39200110 | |
| 31-12-2019 | micro format | 09-07-2020 | 2020-28500099 | |
| 31-12-2018 | micro format | 16-07-2019 | 2019-34000403 | |
| 31-12-2017 | micro format | 27-07-2018 | 2018-40400323 | |
| 31-12-2016 | micro format | 26-07-2017 | 2017-38700533 | |
| 31-12-2015 | abbreviated format | 27-07-2016 | 2016-38500543 | |
| 31-12-2014 | abbreviated format | 30-07-2015 | 2015-38800074 | |
| 31-12-2013 | abbreviated format | 14-07-2014 | 2014-31600079 | |
| 31-12-2012 | abbreviated format | 31-07-2013 | 2013-39500440 | |
| 31-12-2011 | abbreviated format | 23-07-2012 | 2012-33700409 | |
| 31-12-2010 | abbreviated format | 14-07-2011 | 2011-31100246 | |
| 31-12-2009 | abbreviated format | 08-07-2010 | 2010-29100259 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 63,257 | 57,542 | 53,210 | 40,764 | 35,610 | 29,213 | 42,197 | 27,204 | 32,163 | 35,571 | 43,896 | 72,999 | 61,847 | 289,351 | 153,515 | 5,471 | 98,701 | ||
| 46,120 | 43,334 | 38,642 | 29,116 | 24,886 | 19,880 | 28,380 | 21,933 | 26,113 | 30,960 | 34,989 | 55,455 | 48,780 | 203,503 | 101,036 | -5,924 | 69,491 | ||
| 1,652 | 0 | 0 | 4,399 | 6,502 | 3,618 | 3,602 | 5,909 | -10,675 | 15,714 | 2,447 | 1,758 | 0 | 383,028 | 1,838 | 3,757 | 13,808 | ||
| -48,199 | 44,532 | -68,443 | 23,883 | 22,717 | 11,706 | -24,005 | 30,449 | -5,855 | -47,818 | 5,414 | 56,146 | -20,531 | -92,939 | 11,596 | -980 | - | ||
| 182,520 | 166,575 | 123,242 | 99,059 | 74,342 | 55,957 | 39,695 | 39,359 | 23,335 | -13,453 | -28,699 | 28,759 | -24,938 | -73,718 | 105,807 | 6,610 | 68,283 | ||
| 84.2% | 82.9% | 84.3% | 82.0% | 81.3% | 74.0% | 65.9% | 86.1% | 84.2% | 76.4% | 65.5% | 79.0% | 72.3% | 56.4% | 52.5% | 12.3% | 64.4% | ||
| 6.25 | 5.79 | 6.17 | 5.16 | 4.87 | 3.58 | 2.78 | 2.01 | 1.52 | 0.81 | 0.77 | 1.34 | 0.77 | 0.64 | 2.05 | 1.06 | 2.60 | ||
| 0.19 | 0.21 | 0.19 | 0.22 | 0.23 | 0.35 | 0.52 | 0.16 | 0.19 | 0.31 | 0.53 | 0.27 | 0.38 | 0.77 | 0.90 | 7.14 | 0.55 | ||
| 24.3% | 24.1% | 26.4% | 22.9% | 26.5% | 30.2% | 63.4% | 0.5% | 2.4% | 0.1% | 3.9% | 8.8% | 7.3% | 58.2% | 87.0% | -73.0% | 83.6% | ||
| 20.5% | 20.0% | 22.2% | 18.8% | 21.5% | 22.4% | 41.8% | 0.5% | 2.0% | 0.0% | 2.6% | 7.0% | 5.2% | 32.8% | 45.7% | -9.0% | 53.9% | ||
| 51.77 | 47.82 | 31.65 | 20.74 | 20.42 | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,652 | - | - | €4,399 | €6,502 |
| €1,168 | €2,741 | €4,899 | €4,236 | €2,702 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on FINCH
The operating result for 2025 is 13% higher than in 2024 and the highest since 2012. It is the fifth rise in a row, after the fall in 2020.
Debt's share of the balance-sheet total falls from 17.1% to 15.8%. Equity is higher and debt is lower.