Equity
€184,962 ▲ 9.7%
FINCH paid out €28,523 in dividends. That is 63% of the 2025 profit.
FINCH
Lifetime
17 annual accounts with figures on one time axispeak €293,411 (2012)
€63,730▲ 10.0%
lowest -€10,562 (2010)
€44,952▲ 10.7%
peak €315,091 (2014)
€184,962▲ 9.7%
€34,757▼ 0.1%
Board1 name since 2008
1 directorGeert vinck
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Dividend €28,523Cash from €56,711 to €8,512
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 58% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €184,962 (84.2% of total assets)
Size: total assets €219,720
Founded in 2008
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 32% on liquidity, 59% on profitability and 56% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as FINCH has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of FINCH itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for FINCH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.25 (5.79 in 2024), above the usual 1.5. Short-term debt is 15.8% and cash 3.9% of total assets. 15.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
2 days early
2023
2 days late
2022
28 days early
2021
9 days early
2020
9 days early
2019
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0899597004
Appointment: Geert vinck (director)
Gazette deed
First establishment
Kwakkelstraat 1, Boechout
Incorporation
published on 12-08-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FINCH Boechout | €219,720 | €63,730 | 84.2% | - |
| bron-co.group Antwerp | €218,314 | €64,634 | 78.9% | - |
| PRATA Antwerp | €227,437 | €60,351 | 78.4% | - |
| EllaCo Grobbendonk | €234,807 | €57,596 | 92.0% | - |
| Van Meel Engineering Kalmthout | €236,155 | €62,761 | 79.9% | - |
| PERITUS Antwerp | €250,456 | €64,868 | 73.2% | - |
| THALOS Turnhout | €211,822 | €72,195 | 67.4% | - |
These companies have the same main activity as FINCH: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €212,000 and €250,000, founded between 2006 and 2008.
Official details
Source: KBO- Status
- Active since 31-07-2008Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.172.494.5482530 Boechout, since 01-08-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 20-10-2025
Annual accounts 2025
- €219,720▲ 8.1%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on FINCH
FINCH files the micro format. That format states no turnover. The gross margin fell from €99,430 in 2009 to €63,730 in 2025.
The balance sheet grew most from 2011 to 2012 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FINCH
- What is the company number of FINCH?
- The company number of FINCH is 0899.597.004. The VAT number is the same number with BE in front: BE 0899.597.004.
- Where is FINCH based?
- The registered office is at Kwakkelstraat 1, 2530 Boechout.Company details
- What does FINCH do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of FINCH?
- FINCH is a private limited company (BV).
- When was FINCH founded?
- FINCH was founded on 31-07-2008.
- Is FINCH still active?
- Yes, FINCH is an active enterprise in the KBO register.
- What is the turnover of FINCH?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €63,730 and 60 comparable companies (NACE 62200). It probably lies between €110,000 and €160,000.Financials
- Is FINCH profitable?
- In financial year 2025, FINCH made a profit of €44,952.
- Where can I find the annual accounts of FINCH?
- FINCH filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FINCH due?
- FINCH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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