Skip to content
Checked.be
Complete company report
Generated 21-07-2026
Active BE 0456.435.676Public limited company

FINATIS

Haachtsesteenweg 973 ·1140 Evere, Belgium· 30 yrs active
Sector: NACE 66220 (66220)
Conclusion Checked

FINATIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 30 yrs
Board 3
Locations 2
Publications 8
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1995, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-09-2025 2025-00515233
31-12-2023 micro 31-08-2024 2024-00440295
31-12-2022 micro 29-08-2023 2023-00431421
31-12-2021 micro 31-08-2022 2022-20403683
31-12-2020 micro 25-10-2021 2021-72800345
31-12-2019 micro 31-08-2020 2020-50300003
31-12-2018 micro 29-08-2019 2019-56100117
31-12-2017 micro 31-08-2018 2018-58700096
31-12-2016 volledig 30-08-2017 2017-54300339
31-12-2015 volledig 31-08-2016 2016-54900568
Directors & mandates 10 directors
Current directors & mandates
  • EL HAKIKI RAYAN
    Director
    State Gazette act 25164032 (30-12-2025)
    Current
    25-10-2025 → present
  • AGRAR Leila
    Director
    State Gazette act 20127252 (28-10-2020)
    Current
    02-01-2020 → present
  • EL HAKIKI MOHAMEDI
    Managing director
    State Gazette act 25164032 (30-12-2025)
    Current
    25-10-2013 → present
    3 events
    • 25-10-2025 Mandate renewed· Managing director
    • 25-10-2019 Mandate renewed· Daily management
    • 25-10-2013 Mandate renewed· Managing director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • NAJEM Hassan
    Director
    State Gazette act 10076053 (27-05-2010)
    Not recently confirmed
    last confirmed in an act from 2010
Former directors (6)
  • OUAHABI NAJIB
    Director
    State Gazette act 18179685 (17-12-2018)
    Former
    15-10-2018 → 25-10-2025
    2 events
    • 25-10-2025 Resigned· Director
    • 15-10-2018 Appointed· Director
  • KOUDAD Faouzi
    Director
    State Gazette act 18179685 (17-12-2018)
    Former
    15-10-2018 → 02-01-2020
    2 events
    • 02-01-2020 Resigned· Director
    • 15-10-2018 Appointed· Director
  • GOUDETSIDIS Christos
    Director
    State Gazette act 13188610 (17-12-2013)
    Former
    15-10-2013 → 15-10-2018
    2 events
    • 15-10-2018 Resigned· Director
    • 15-10-2013 Appointed· Director
  • NAEJM Hassan
    Director
    State Gazette act 18179685 (17-12-2018)
    Former
    - → 15-10-2018
  • Sahbi ABDELLATIF
    Director
    State Gazette act 13188610 (17-12-2013)
    Former
    - → 15-10-2013
  • CHAKTIT BOUTABI Jamil
    Director
    State Gazette act 10076053 (27-05-2010)
    Former
    - → 27-05-2010
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary 66220
Legal form Public limited company(014)
Incorporation08-11-1995
StatusActive
Postal code1140
Establishment units 2 locations
FINATIS
Haachtsesteenweg 973, 1140 EvereActiviteiten van financieringsmaatschappijen die uitsluitend kredietovereenkomsten afsluiten met een consument : verkopen en leningen op afbetaling, financieringshuur, kredietopeningen, enz
since 19962.074.593.339
FINATIS
Wayezstraat 68, 1070 AnderlechtVerzekeringsactiviteiten mbt krediet en borgtocht
since 20172.297.387.293
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21006A0376/00W002 Brussels 563 m² 1 · 111 m² 13.3 m · 4 fl.
21001A0570/00K012 Brussels 136 m² 1 · 136 m² 15.7 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 18 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-12-2025
State Gazette act Director changes
v3.2
30-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
29-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
25-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
28-10-2020
State Gazette act Director changes
v3.2
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
17-12-2019
State Gazette act Director changes
v3.2
29-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
17-12-2018
State Gazette act Director changes
v3.2
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2013
17-12-2013
State Gazette act Director changes
v3.2
2010
27-05-2010
State Gazette act Director changes
v3.2
2004
15-01-2004
State Gazette act Minor change
Single shareholder declaration
2002
23-09-2002
State Gazette act Registered-office change
v3.2
Belgisch Staatsblad, acts 8 acts
Address history · 1
23-09-2002
v3.2
All acts · 8 updated 6 months ago
2025
30-12-2025 1 director appointed, 1 resigning, 1 reappointed Director changes
  • EL HAKIKI RAYAN, Bestuurder
  • OUAHABI NAJIB, Bestuurder
  • EL HAKIKI MOHAMEDI, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "OUAHABI NAJIB",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-25",
      "evidence_quote": "Par d\u00E9cision de l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire, il a \u00E9t\u00E9 d\u00E9cid\u00E9 que Monsieur OUAHABI NAJIB, d\u00E9missionne de son poste d\u0027administrateur, \u00E0 partir de ce jour"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "EL HAKIKI RAYAN",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-25",
      "evidence_quote": "et nomme \u00E0 sa place Monsieur EL HAKIKI RAYAN, et qui accepte."
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "EL HAKIKI MOHAMEDI",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-25",
      "evidence_quote": "Par d\u00E9cision de l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire, le mandat d\u0027administrateur d\u00E9l\u00E9gu\u00E9 de Monsieur EL HAKIKI MOHAMEDI, est renouvel\u00E9e, pour une p\u00E9riode de 6 ans, prenant effet \u00E0 partir du 25/10/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0456.435.676",
    "name_full": "FINATIS",
    "legal_form": "SA"
  }
}
2020
28-10-2020 1 director appointed, 1 resigning Director changes
  • AGRAR Leila, Bestuurder
  • KOUDAD Faouzi, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "KOUDAD Faouzi",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-01-02",
      "evidence_quote": "L\u0027AGE accepte \u00E0 l\u0027unanimit\u00E9 des voix la d\u00E9mission de Monsieur KOUDAD Faouzi au poste d\u0027Administrateur et leur donne quitus pour leur gestion et ce \u00E0 partir de ce jour.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "AGRAR Leila",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-01-02",
      "evidence_quote": "L\u0027AGE du 02/01/2020 nome comme administrateur Madame AGRAR Leila, Domicili\u00E9 \u00E0 1080 Bruxelles Rue de L\u0027ourthe, 38"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0456.435.676",
    "name_full": "FINATIS",
    "legal_form": "SA"
  }
}
2019
17-12-2019 EL HAKIKI Mohamedi reappointed as daily management Director changes
  • EL HAKIKI Mohamedi, Dagelijks bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "EL HAKIKI Mohamedi",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-10-25",
      "evidence_quote": "Par d\u00E9cision de l\u0027assembl\u00E9e g\u00E9n\u00E9rale, tous les administrateurs d\u00E9cidant \u00E0 l\u0027unanimit\u00E9 de renouveller le mandat d\u0027administrateur d\u00E9l\u00E9gu\u00E9 de Monsieur EL HAKIKI Mohamedi pour une p\u00E9riode de 6 ans prenant effet le 25 octobre 2019."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0456.435.676",
    "name_full": "FINATIS",
    "legal_form": "SA"
  }
}
2018
17-12-2018 2 directors appointed, 2 resigning Director changes
  • KOUDAD Faouzi, Bestuurder
  • OUAHABI Najib, Bestuurder
  • NAEJM Hassan, Bestuurder
  • GOUDETSIDIS Christos, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "NAEJM Hassan",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-10-15",
      "evidence_quote": "L\u0027AGE accepte \u00E0 l\u0027unanimit\u00E9 des voix la d\u00E9mission de Monsieur NAEJM Hassan et Monsieur GOUDETSIDIS Christos au poste d\u0027Administrateur et leur donne quitus pour leur gestion et ce \u00E0 partir de ce jour.",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "GOUDETSIDIS Christos",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-10-15",
      "evidence_quote": "L\u0027AGE accepte \u00E0 l\u0027unanimit\u00E9 des voix la d\u00E9mission de Monsieur NAEJM Hassan et Monsieur GOUDETSIDIS Christos au poste d\u0027Administrateur et leur donne quitus pour leur gestion et ce \u00E0 partir de ce jour.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "KOUDAD Faouzi",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-10-15",
      "evidence_quote": "L\u0027AG\u00C9 du 15/10/2018 nomme comme administrateurs Monsieur KOUDAD Faouzi, domicili\u00E9 \u00E0 3051 Sint-Joris-Weert - Pastoor Tilemanstraat, 34"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "OUAHABI Najib",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-10-15",
      "evidence_quote": "Et Mosieur OUAHABI Najib, Domicili\u00E9 \u00E0 Boulevard Sylvain Dupuis, 92 - 1070 Bruxelies"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0456.435.676",
    "name_full": "FINATIS",
    "legal_form": "SA"
  }
}
2013
17-12-2013 1 director appointed, 1 resigning, 1 reappointed Director changes
  • GOUDETSIDIS Christos, Bestuurder
  • Sahbi ABDELLATIF, Bestuurder
  • Mohamedi EL HAKIKI, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Mohamedi EL HAKIKI",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2013-10-25",
      "evidence_quote": "Par la d\u00E9cision de l\u0027assembl\u00E9e g\u00E9n\u00E9rale, tous les actionnaires d\u00E9cidants \u00E0 l\u0027unanimit\u00E9 de renouveller le mandat d\u0027administrateur d\u00E9l\u00E9gu\u00E9 de Monsieur Mohamedi EL HAKIKI pour une p\u00E9riode de 6 ans prenant effet le 25 octobre 2013."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sahbi ABDELLATIF",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2013-10-15",
      "evidence_quote": "AGE du 15 octobre 2013 accepte la d\u00E9mission de Monsieur Sahbi ABDELLATIF domicill\u00E9 \u00E0 1050 Bruxelles Rue Buchholtz n\u00B01 /b 4 du poste d\u0027administrateur \u00E0 partir de ce jour."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "GOUDETSIDIS Christos",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2013-10-15",
      "evidence_quote": "AGE du 15 octobre 2013 nomme comme administrateur Monsieur GOUDETSIDIS Christos domicili\u00E9 \u00E0 1428 Lillois-Witterzee - Rue Ramelot n\u00B0 143. \u00E0 partir de ce jour."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0456.435.676",
    "name_full": "FINATIS",
    "legal_form": "SA"
  }
}
2010
27-05-2010 1 director appointed, 1 resigning Director changes
  • NAJEM Hassan, Bestuurder
  • CHAKTIT BOUTABI Jamil, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "CHAKTIT BOUTABI Jamil",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Monsieur CHAKTIT BOUTABI Jamil, domicili\u00E9 \u00E0 Melilla en Espagne, calle Castilla 13 qui d\u00E9missionne de son poste d\u0027administrateur"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "NAJEM Hassan",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2008-05-01",
      "evidence_quote": "est nomm\u00E9 \u00E0 sa place Monsieur NAJEM Hassan, domicili\u00E9 rue Th. Verhaegen 160a - \u00E0 1060 Bruxelles \u00E0 partir du 01/05/2008."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0456.435.676",
    "name_full": "FINATIS",
    "legal_form": "SA"
  }
}
2004
15-01-2004 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: Single shareholder declaration
Technical details 
{
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2004-01-15",
    "filing_date": "2003-11-14",
    "act_kind_objet": "CESSION DES PARTS SOCIALES"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2003-11-14",
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "single_shareholder_declaration",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0456.435.676",
    "name_full": "EURO 2000",
    "legal_form": "SA"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": {
    "art_csa": null,
    "effective_date": null,
    "shareholder_kbo": null,
    "shareholder_name": "EL HAKIKI Mohamedi"
  }
}
2002
23-09-2002 Registered office moved within Bruxelles Registered-office change
  • Boulevard Louis Mettewie 81, 1080 Bruxelles → Rue Marie Christine 36, 1020 Bruxelles
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Bruxelles",
        "region": "Brussels",
        "street": "Rue Marie Christine",
        "country": "BE",
        "postcode": "1020",
        "box_number": "1",
        "street_number": "36"
      },
      "old_address": {
        "city": "Bruxelles",
        "region": "Brussels",
        "street": "Boulevard Louis Mettewie",
        "country": "BE",
        "postcode": "1080",
        "box_number": "6",
        "street_number": "81"
      },
      "effective_date": "2002-09-16",
      "evidence_quote": "Le si\u00E8ge social sera transt\u00E9re du 81 bte 6 Boulevard Louis Mettewie a 1080 Bruxelles au 36 bte 1. tue Maie Chustime a 1020 Buxelles"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0456.435.676",
    "name_full": "EURO 2000",
    "legal_form": "SA"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR FINATIS
Registered office
Haachtsesteenweg 973 bus A
1140 Evere, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
VERASSFIN BE 0434.684.417 · Evere
A.C.T.A. - Terrasi BE 0427.720.510 · Waterloo
ASSASSUR BE 0430.276.756 · Asse
G. Dubois & C° BE 0422.867.441 · Zemst
Johan Vermeire BE 0418.972.494 · Dilbeek
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative