finans projects
ActiveFinancials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 1 November 2026.
Annual accounts 2024 filed on 12-02-2026 PDF all 2 filings
2023 to 2024, 2 financial years
The operating result for 2024 is a loss of €15,785, larger than the loss of €3,526 in 2023.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Staff
| Item | 31-12-2024 |
|---|---|
| Average over the year, in full-time equivalents | 0.2 |
| Joined | 0 |
| Left | 1 |
Source: social balance sheet in the 2024 annual accounts
Investments
| Item | 2023 | 2024 |
|---|---|---|
| Tangible fixed assets | €646 | €1,664 |
| Depreciation and write-downs of the year | €3,381 | €976 |
Source: notes to the 2023 to 2024 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as finans projects: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €2,670 and €13,500, founded between 2002 and 2018.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| finans projects Lubbeek | 2010 | €6,345 | -€58,635 | -€11,748 | -€25,056 | 2024 |
| LAWALREE DOMINIQUE Ganshoren | 2003 | €9,407 | €8,405 | €1,078 | €478 | 2024 |
| JOA Namur | 2011 | €3,408 | €2,008 | €661 | €111 | 2025 |
| KAVEBE ASSUR Antwerpen | 2002 | €11,900 | -€45,191 | -€37,542 | -€42,588 | 2024 |
| A.F.T. FINANCES Malmedy | 2012 | €2,667 | €2,667 | -€541 | -€961 | 2025 |
| TWENTY ONE INSURANCE Braine-l'Alleud | 2003 | €13,514 | €11,040 | €1,460 | -€35 | 2025 |
| Arol Consult Seraing | 2018 | €11,863 | €10,263 | -€1,407 | -€1,852 | 2025 |
They were chosen from the 3,255 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €4,216 | €2,769 | ▼ 34.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,381 | €976 | ▼ 71.1% |
| Other operating charges640/8 | €273 | €292 | ▲ 6.9% |
| Gross operating margin9900 | €4,344 | -€11,748 | - |
| Operating profit (loss)9901 | -€3,526 | -€15,785 | ▼ 348% |
| Financial income75/76B | - | €17 | - |
| Recurring financial income75 | - | €17 | - |
| Financial charges65/66B | €6,327 | €9,164 | ▲ 44.8% |
| Recurring financial charges65 | €6,327 | €9,164 | ▲ 44.8% |
| Profit (loss) for the period before taxes9903 | -€9,853 | -€24,932 | ▼ 153% |
| Income taxes67/77 | €265 | €124 | ▼ 53.3% |
| Profit (loss) for the period9904 | -€10,118 | -€25,056 | ▼ 148% |
| Profit (loss) for the period to be appropriated9905 | -€10,118 | -€25,056 | ▼ 148% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €10,849 | €6,345 | ▼ 41.5% |
| Fixed assets21/28 | €8,260 | €3,964 | ▼ 52.0% |
| Tangible fixed assets22/27 | €8,260 | €3,964 | ▼ 52.0% |
| Plant, machinery and equipment23 | €2,671 | €2,223 | ▼ 16.8% |
| Furniture and vehicles24 | €5,589 | €1,741 | ▼ 68.8% |
| Current assets29/58 | €2,589 | €2,381 | ▼ 8.0% |
| Amounts receivable within one year40/41 | €1,330 | €716 | ▼ 46.1% |
| Trade receivables40 | €1,230 | €616 | ▼ 49.9% |
| Other amounts receivable41 | €100 | €100 | = |
| Cash at bank and in hand54/58 | €1,030 | €1,556 | ▲ 51.1% |
| Deferred charges and accrued income490/1 | €230 | €108 | ▼ 52.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €10,849 | €6,345 | ▼ 41.5% |
| Equity10/15 | -€33,579 | -€58,635 | ▼ 74.6% |
| Contributions10/11 | €3,952 | €3,952 | = |
| Reserves13 | €15,620 | €15,620 | = |
| Distributable reserves133 | €15,620 | €15,620 | = |
| Profit (loss) carried forward14 | -€53,151 | -€78,206 | ▼ 47.1% |
| Amounts payable17/49 | €44,428 | €64,980 | ▲ 46.3% |
| Amounts payable after more than one year17 | - | €14,677 | - |
| Financial debts170/4 | - | €14,677 | - |
| Amounts payable within one year42/48 | €44,199 | €50,078 | ▲ 13.3% |
| Current portion of amounts payable after more than one year42 | - | €3,323 | - |
| Financial debts43 | - | €3,718 | - |
| Other loans439 | - | €3,718 | - |
| Trade debts44 | €20,959 | €23,557 | ▲ 12.4% |
| Suppliers440/4 | €20,959 | €23,557 | ▲ 12.4% |
| Taxes, remuneration and social security45 | €5,050 | €1,358 | ▼ 73.1% |
| Taxes450/3 | €407 | €1,358 | ▲ 233% |
| Remuneration and social security454/9 | €4,642 | - | - |
| Other amounts payable47/48 | €18,190 | €18,122 | ▼ 0.4% |
| Accrued charges and deferred income492/3 | €230 | €225 | ▼ 2.1% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€10,118 | -€25,056 | ▼ 148% |
| + Depreciation and write-downs630 | €3,381 | €976 | ▼ 71.1% |
| Operating cash flow (approximation) | -€6,736 | -€24,079 | ▼ 257% |
| Investment in fixed assets (approximation) | - | €3,320 | - |
| Change in cash | - | €526 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.