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Complete company report
Generated 26-08-2026
Active BE 0473.867.269Private limited company

FINANCES ET LOISIRS

Rue des Viaducs(N) 227 ·7020 Mons, Belgium· 25 yrs active
Sector: Activiteiten van reisbureaus (79110)
Conclusion Checked

The computed 12-month bankruptcy probability of FINANCES ET LOISIRS is 1.4% (low). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 25 yrs
Board 5
Locations 2
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
1.4% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2001, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 29-08-2025 2025-00436757
31-12-2023 micro 16-07-2024 2024-00254559
31-12-2022 micro 31-08-2023 2023-00391736
31-12-2021 micro 31-08-2022 2022-20372768
31-12-2020 micro 31-08-2021 2021-64700580
31-12-2019 micro 09-11-2020 2020-69500403
31-12-2018 micro 30-08-2019 2019-59900255
31-12-2017 volledig 31-08-2018 2018-59500093
31-12-2016 volledig 30-08-2017 2017-54300017
31-12-2015 volledig 25-08-2016 2016-47400577
Directors & mandates 5 directors
Current directors & mandates
  • DROGO MANAGEMENT
    Director
    State Gazette act 25118709 (19-09-2025)
    Current
    19-09-2025 → present
  • Gaetano DROGO
    Managing director
    State Gazette act 25118709 (19-09-2025)
    Current
    19-09-2025 → present
  • LEGRAND Michel
    Director
    State Gazette act 24035489 (28-02-2024)
    Current
    12-12-2023 → present
    5 events
    • 19-09-2025 Resigned· Director
    • 28-02-2024 Resigned· Director
    • 28-02-2024 Appointed· Director
    • 12-12-2023 Resigned· Director
    • 12-12-2023 Appointed· Director
  • NOLEVAUX Christian
    Director
    State Gazette act 24035489 (28-02-2024)
    Current
    12-12-2023 → present
    5 events
    • 19-09-2025 Resigned· Director
    • 28-02-2024 Resigned· Director
    • 28-02-2024 Appointed· Director
    • 12-12-2023 Resigned· Director
    • 12-12-2023 Appointed· Director
  • ORBAN Philippe
    Director
    State Gazette act 24035489 (28-02-2024)
    Current
    12-12-2023 → present
    5 events
    • 19-09-2025 Resigned· Director
    • 28-02-2024 Resigned· Director
    • 28-02-2024 Appointed· Director
    • 12-12-2023 Resigned· Director
    • 12-12-2023 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van reisbureaus(79110)
Legal form Private limited company(610)
Incorporation19-01-2001
StatusActive
Postal code7020
Establishment units 2 locations
FINANCES ET LOISIRS SPRL
Rue des Viaducs(N) 227, 7020 MonsPersonenvervoer door de lucht
since 20012.103.227.343
FINANCES ET LOISIRS
Rue de Monsville 171, 7390 QuaregnonVerstrekken van verbruikskrediet
since 20122.215.270.063
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53059C0003/00V000 Wallonia 184 m² 1 · 61 m² -
53065B0473/00M000 Wallonia 82 m² 1 · 93 m² 11.2 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
19-09-2025
State Gazette act Director changes
v3.2
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
16-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
28-02-2024
State Gazette act Statutes amendment
v3.2
2023
12-12-2023
State Gazette act Director changes
v3.2
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
09-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
30-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
25-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 11 months ago
2025
19-09-2025 2 directors appointed, 3 resigning Director changes
  • DROGO MANAGEMENT, Bestuurder
  • Gaetano DROGO, Gedelegeerd bestuurder
  • Michel LEGRAND, Bestuurder
  • Christian NOLEVAUX, Bestuurder
  • Philippe ORBAN, Bestuurder
Summary: v3.2
Technical details 
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      "kind": "director_in",
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        "name": "Gaetano DROGO",
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    {
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        "rrn": null,
        "name": "Philippe ORBAN",
        "address": null,
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  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0473.867.269",
    "name_full": "FINANCES ET LOISIRS"
  }
}
2024
28-02-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
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  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
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    "old": "",
    "changed": false
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  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0473.867.269",
    "name_full": "FINANCES ET LOISIRS"
  },
  "legal_form_change": {
    "new": "SRL",
    "old": "SRL",
    "changed": false
  }
}
2023
12-12-2023 3 directors appointed, 3 resigning Director changes
  • LEGRAND Michel, Bestuurder
  • NOLEVAUX Christian, Bestuurder
  • ORBAN Philippe, Bestuurder
  • LEGRAND Michel, Bestuurder
  • NOLEVAUX Christian, Bestuurder
  • ORBAN Philippe, Bestuurder
Summary: v3.2
Technical details 
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  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "LEGRAND Michel",
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    {
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      "person": {
        "rrn": null,
        "name": "NOLEVAUX Christian",
        "address": null,
        "birth_date": null
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    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "ORBAN Philippe",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "LEGRAND Michel",
        "address": null,
        "birth_date": null
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    },
    {
      "kind": "director_in",
      "role": "administrateur",
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        "rrn": null,
        "name": "NOLEVAUX Christian",
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    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "ORBAN Philippe",
        "address": null,
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  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
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  "subject_company": {
    "kbo": "0473.867.269",
    "name_full": "FINANCES ET LOISIRS"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van reisbureaus79110
Primary activity highlighted.
Names & trade names
Legal nameFR FINANCES ET LOISIRS
Registered office
Rue des Viaducs(N) 227
7020 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative