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Complete company report
Generated 02-08-2026
Active BE 0478.381.036Private limited company

FINANCE TEAM

René Declercqstraat 59 ·1150 Sint-Pieters-Woluwe, Belgium· 23 yrs active
Sector: NACE 65112 (65112)
Conclusion Checked

FINANCE TEAM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 23 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2002, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 27-08-2025 2025-00414340
31-12-2023 volledig 30-09-2024 2024-00486485
31-12-2022 micro 30-08-2023 2023-00382015
31-12-2021 micro 19-08-2022 2022-20297949
31-12-2020 micro 31-08-2021 2021-64500005
31-12-2019 volledig 31-08-2020 2020-49000436
31-12-2018 volledig 08-07-2019 2019-30600600
31-12-2017 volledig 07-07-2018 2018-31100436
31-12-2016 volledig 21-07-2017 2017-37100019
31-12-2015 volledig 15-07-2016 2016-33800140
Legal Structure
NACE primary 65112
Legal form Private limited company(610)
Incorporation23-09-2002
StatusActive
Postal code1150
Establishment units 1 location
René Declercqstraat 59, 1150 Sint-Pieters-Woluwe
Handelsbemiddeling in goederen, algemeen assortiment
since 20022.115.123.996
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21019A0090/00X002 Brussels 191 m² 1 · 70 m² 12.8 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
27-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
17-01-2025
State Gazette act Director changes
2024
30-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
09-11-2023
State Gazette act Director changes
30-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
19-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
08-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
07-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
21-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
15-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
17-01-2025 Mandate of Vossen Alain as director expired Director changes
  • Vossen Alain, Bestuurder
Technical details 
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      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2024-12-31",
      "evidence_quote": "La fin du mandat d\u0027administrateur de Monsieur Vossen Alain est ent\u00E9rin\u00E9e avec effet imm\u00E9diat. D\u00E9charge est donn\u00E9e pour sa gestion.",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "end_of_term",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
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      "statutory": "statutair",
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      "evidence_quote": "D\u00E9charge est donn\u00E9e pour sa gestion.",
      "decharge_status": "granted",
      "mandate_duration": null,
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      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
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    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-01-17",
    "filing_date": "2025-01-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-12-31",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0478.381.036",
    "name_full": "Finance Team",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "FINAREVA",
    "person_name": null,
    "org_rep_person_name": "Valerie Luycks",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
09-11-2023 4 directors appointed, 1 resigning Director changes
  • Laurent Lacroix, Gedelegeerd bestuurder
  • Valérie LUYCKS, Gedelegeerd bestuurder
  • Olivier van Zeebroeck, Gedelegeerd bestuurder
  • Pierre Massar, Gedelegeerd bestuurder
  • Benjamin Vasseur, Gedelegeerd bestuurder
Technical details 
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      "kind": "director_in",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Laurent Lacroix",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "LLX Finance",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Les soci\u00E9t\u00E9s LLX Finance repr\u00E9sent\u00E9e par Laurent Lacroix, Finareva repr\u00E9sent\u00E9e par Val\u00E9rie LUYCKS, OVAD Management repr\u00E9sent\u00E9e par Olivier van Zeebroeck et PEJATEN repr\u00E9sent\u00E9e par Pierre Massar sont nomm\u00E9es administrateurs d\u00E9l\u00E9gu\u00E9s \u00E0 la gestion journali\u00E8re, et ce pour une dur\u00E9e ind\u00E9termin\u00E9e.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
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        "address": null,
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      "reason": null,
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      "via_org": {
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        "name": "Finareva",
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        "country": null,
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      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Les soci\u00E9t\u00E9s LLX Finance repr\u00E9sent\u00E9e par Laurent Lacroix, Finareva repr\u00E9sent\u00E9e par Val\u00E9rie LUYCKS, OVAD Management repr\u00E9sent\u00E9e par Olivier van Zeebroeck et PEJATEN repr\u00E9sent\u00E9e par Pierre Massar sont nomm\u00E9es administrateurs d\u00E9l\u00E9gu\u00E9s \u00E0 la gestion journali\u00E8re, et ce pour une dur\u00E9e ind\u00E9termin\u00E9e.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Olivier van Zeebroeck",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "OVAD Management",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Les soci\u00E9t\u00E9s LLX Finance repr\u00E9sent\u00E9e par Laurent Lacroix, Finareva repr\u00E9sent\u00E9e par Val\u00E9rie LUYCKS, OVAD Management repr\u00E9sent\u00E9e par Olivier van Zeebroeck et PEJATEN repr\u00E9sent\u00E9e par Pierre Massar sont nomm\u00E9es administrateurs d\u00E9l\u00E9gu\u00E9s \u00E0 la gestion journali\u00E8re, et ce pour une dur\u00E9e ind\u00E9termin\u00E9e.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Pierre Massar",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "PEJATEN",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Les soci\u00E9t\u00E9s LLX Finance repr\u00E9sent\u00E9e par Laurent Lacroix, Finareva repr\u00E9sent\u00E9e par Val\u00E9rie LUYCKS, OVAD Management repr\u00E9sent\u00E9e par Olivier van Zeebroeck et PEJATEN repr\u00E9sent\u00E9e par Pierre Massar sont nomm\u00E9es administrateurs d\u00E9l\u00E9gu\u00E9s \u00E0 la gestion journali\u00E8re, et ce pour une dur\u00E9e ind\u00E9termin\u00E9e.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
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      "kind": "director_out",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Benjamin Vasseur",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "LDBV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-11-01",
      "evidence_quote": "L\u0027assembl\u00E9e accepte la d\u00E9mission de la soci\u00E9t\u00E9 LDBV repr\u00E9sent\u00E9e par Monsieur Benjamin Vasseur avec effet au 01 novembre 2023. D\u00E9charge pleine et enti\u00E8re est donn\u00E9e pour sa gestion.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "future"
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  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-11-09",
    "filing_date": "2023-10-04",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-10-04",
      "unanimous": null
    }
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  "is_correction": false,
  "subject_company": {
    "kbo": "0478.381.036",
    "name_full": "Finance Team",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Laurent Lacroix",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Activiteiten van gemengde verzekeringsentiteiten, overwegend leven65112Activiteiten van gemengde verzekeringsondernemingen, overwegend leven65112Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Activiteiten van gemengde verzekeringsentiteiten, overwegend niet-leven65122Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven65122Herverzekeringen65200Herverzekering65200Pensioenfondsen65300Activiteiten van pensioenfondsen65300Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameFR FINANCE TEAM
Registered office
René Declercqstraat 59
1150 Sint-Pieters-Woluwe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
ASSURTEAM BE 0426.066.956 · Sint-Pieters-Woluwe
FINAREVA BE 0830.181.725 · Sint-Pieters-Woluwe
PHARMACITY BE 0472.480.862 · Sint-Pieters-Woluwe
Realteam BE 0578.967.759 · Sint-Pieters-Woluwe
UTVA TEAM ASSURFINANCE II BE 0734.519.236 · Sint-Pieters-Woluwe
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative