FINANCE PARTNER
FINANCE PARTNER has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €27k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 85% of 31061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
| Equity | €266k |
| Net result | €27k |
| Better than sector | 85% |
| Active | 22 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 87.1% | 55.9% | |
| Net result | €27k | €27k | |
| Equity | €266k | €83k | |
| Gross operating margin | €46k | €53k | |
| Total assets | €306k | €186k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €45k | €36k | €81k | €68k | €56k |
| Net profit | €27k | €20k | €46k | €42k | €32k |
| Cash flow | €37k | €29k | €66k | €57k | €48k |
| Staff costs | - | - | - | - | - |
| Income taxes | €12k | €9k | €19k | €16k | €13k |
| Dividends | €41k | - | - | - | - |
| Total assets | €306k | €292k | €274k | €246k | €203k |
| Equity | €266k | €280k | €260k | €214k | €172k |
| Debt | €40k | €11k | €14k | €32k | €18k |
| of which ≤ 1y | €40k | €11k | €14k | €26k | €18k |
| of which > 1y | - | - | €0 | €6k | €0 |
| Working capital | €244k | €252k | €231k | €173k | €152k |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 7.15 | 23.71 | 17.57 | 7.58 | 9.46 |
| Quick ratio | 7.15 | 23.71 | 17.57 | 7.58 | 9.46 |
| Working capital ratio | 79.6% | 86.3% | 84.3% | 70.5% | 74.9% |
| Solvency | 87.1% | 96.2% | 94.9% | 87.0% | 84.7% |
| Debt / equity | 0.15 | 0.04 | 0.05 | 0.15 | 0.10 |
| Long-term debt ratio | - | - | 0.00 | 0.03 | 0.00 |
| Interest coverage | 65.03 | 35.89 | 219.83 | 94.82 | 90.38 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 8.9% | 6.9% | 16.9% | 17.0% | 15.8% |
| ROE | 10.2% | 7.1% | 17.9% | 19.6% | 18.6% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Full annual accounts (25 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €306k | €292k | €274k | €246k | €203k |
| Fixed assets | 21/28 | €23k | €29k | €29k | €46k | €33k |
| Tangible fixed assets | 22/27 | €23k | €29k | €29k | €46k | €33k |
| Current assets | 29/58 | €283k | €263k | €245k | €200k | €170k |
| Amounts receivable within one year | 40/41 | €1k | €30k | €36k | €43k | €53k |
| Investments | 50/53 | €154k | €129k | €75k | - | - |
| Cash & bank | 54/58 | €125k | €91k | €127k | €151k | €112k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €306k | €292k | €274k | €246k | €203k |
| Equity | 10/15 | €266k | €280k | €260k | €214k | €172k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k | €6k |
| Reserves | 13 | €168k | €182k | €163k | €117k | €75k |
| Accumulated profits (losses) | 14 | €92k | €92k | €91k | €91k | €91k |
| Provisions & deferred taxes | 16 | - | - | - | €0 | €13k |
| Amounts payable | 17/49 | €40k | €11k | €14k | €32k | €18k |
| Amounts payable after one year | 17 | - | - | €0 | €6k | €0 |
| Amounts payable within one year | 42/48 | €40k | €11k | €14k | €26k | €18k |
| Trade debts payable within one year | 44 | €912 | €3k | €1k | €150 | €2k |
| Income statement | ||||||
| Gross operating margin | 9900 | €46k | €36k | €82k | €85k | €40k |
| Operating result | 9901 | €35k | €26k | €61k | €52k | €40k |
| Financial income | 75 | €5k | €3k | €5k | €6k | €6k |
| Financial charges | 65 | €689 | €998 | €369 | €712 | €619 |
| Result before taxes | 9903 | €39k | €29k | €66k | €58k | €45k |
| Income taxes | 67/77 | €12k | €9k | €19k | €16k | €13k |
| Net result for the period | 9904 | €27k | €20k | €46k | €42k | €32k |
| Result to be appropriated | 9905 | €27k | €20k | €46k | €42k | €32k |
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 06-05-2004 |
| Status | Active |
| Postal code | 1600 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077C0264/00H000 | Flanders | 851 m² | 1 · 171 m² | 8.9 m · 2 fl. |
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
23-03-2023 Discharge granted to the board
Technical details
{
"events": [
{
"kind": "substantive_delegation",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Frank KEUSTERMANS",
"address": "1600 Sint-Pieters-Leeuw, Petrus Huysegomsstraat 10",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": "statutair",
"compensated": false,
"effective_date": null,
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
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"effective_date_qualifier": null
},
{
"kind": "decharge_granted",
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},
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"compensated": null,
"effective_date": null,
"evidence_quote": "De algemene vergadering verleent volledige en algehele kwijting aan de ontslagnemende bestuurder voor de uitoefening van zijn mandaat.",
"decharge_status": "granted",
"mandate_duration": null,
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"rep_rotation_old_rep": null,
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},
{
"kind": "board_snapshot",
"role": "bestuurder",
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"decharge_status": null,
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}
],
"notary": {
"name": "Lode Leemans",
"firm_city": null,
"firm_name": null,
"office_city": "Sint-Pieters-Leeuw",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-03-23",
"filing_date": "2023-03-21",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-03-09",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0865.143.592",
"name_full": "FINANCE PARTNER",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Lode Leemans",
"org_rep_person_name": null,
"person_role_at_subject": "Notaris"
},
"co_filed_documents": [
"uitgifte van de akte"
],
"corrected_publication_numac": null
}| Legal nameNL | FINANCE PARTNER |