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Finance in Control

Active
Private limited company (pre-2019)founded 201115 yrs activeKapellelei 32, 2640 Mortsel, BelgiumKBO/BCE: BE 0834.026.982

Finance in Control has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €304k and a net result of €85k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
93 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 15.74 against 6.27 in 2024), and 32.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
67.6%
Return on assets
19%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
19 d late
2023
28 d late
2022
29 d late
2021
23 d late
2020
9 d early
2019
102 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€304k▲ 39.0%
2024 · €219k
2018: €121k 2019: €146k 2020: €113k 2021: €106k 2022: €150k 2023: €202k 2024: €219k
2018 → 2025
Total assets
€450k▲ 12.7%
2024 · €399k
2018: €366k 2019: €263k 2020: €302k 2021: €280k 2022: €314k 2023: €363k 2024: €399k
2018 → 2025
Net result
€85k▲ 34.0%
2024 · €64k
2018: €18k 2019: €25k 2020: €20k 2021: €25k 2022: €44k 2023: €52k 2024: €64k
2018 → 2025
Working capital
€421k▲ 25.5%
2024 · €336k
2018: €171k 2019: €253k 2020: €221k 2021: €217k 2022: €264k 2023: €318k 2024: €336k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€106k-€150k▲ 41.4%€202k▲ 34.9%€219k▲ 8.3%€304k▲ 39.0%
Operating result€41k-€67k▲ 63.7%€78k▲ 17.7%€95k▲ 20.7%€125k▲ 32.3%
Net result€25k-€44k▲ 76.0%€52k▲ 19.1%€64k▲ 22.1%€85k▲ 34.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €41k€41kNet result 2021: €25k€25kOperating result 2022: €67k€67kNet result 2022: €44k€44kOperating result 2023: €78k€78kNet result 2023: €52k€52kOperating result 2024: €95k€95kNet result 2024: €64k€64kOperating result 2025: €125k€125kNet result 2025: €85k€85k20212022202320242025
The operating result has risen four years in a row; 2025 is 32% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €450k
Equity €304k▲ 39.0%
Provisions €117k▲ 0.3%
Debt €29k▼ 55.1%
The debt ratio falls from 16.0% to 6.4%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
67.6%
2024 · 54.8%
Current ratio
15.74
2024 · 6.27
Quick ratio
15.74
2024 · 6.27
Debt / equity
0.09
2024 · 0.29
ROE
28.1%
2024 · 29.1%
ROA
19.0%
2024 · 16.0%
Debt
€29k
2024 · €64k
Debt ≤ 1 year
€29k
2024 · €64k
Income taxes
€34k
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€399k€450k
Current assets29/58€399k€450k
Amounts receivable after more than one year29€130k€130k=
Other amounts receivable291€130k€130k=
Amounts receivable within one year40/41€34k€62k
Trade receivables40€34k€59k
Other amounts receivable41-€3k
Cash at bank and in hand54/58€218k€238k
Deferred charges and accrued income490/1€17k€19k
Equity and liabilities
Total equity and liabilities10/49€399k€450k
Equity10/15€219k€304k
Contributions10/11€12k€12k=
Reserves13€206k€292k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€204k€290k
Provisions and deferred taxes16€117k€117k
Provisions for liabilities and charges160/5€117k€117k
Other liabilities and charges164/5€117k€117k
Amounts payable17/49€64k€29k
Amounts payable within one year42/48€64k€29k
Financial debts43€116€141
Credit institutions430/8€116€141
Trade debts44€1k€2k
Suppliers440/4€1k€2k
Taxes, remuneration and social security45€16k€19k
Taxes450/3€16k€19k
Other amounts payable47/48€47k€8k
Income statement Code20242025
Other operating charges640/8€1k€1k
Gross operating margin9900€96k€126k
Operating profit (loss)9901€95k€125k
Financial income75/76B€2k€2k
Recurring financial income75€2k€2k
Financial charges65/66B€9k€8k
Recurring financial charges65€9k€8k
Profit (loss) for the period before taxes9903€88k€119k
Income taxes67/77€25k€34k
Profit (loss) for the period9904€64k€85k
Profit (loss) for the period to be appropriated9905€64k€85k
Appropriation of the result
Profit (loss) to be appropriated9906€64k€85k
Transfer from equity791/2€47k-
Transfer to equity691/2€64k€85k
To other reserves6921€64k€85k
Profit to be distributed694/7€47k-
Return on contributions (dividend)694€47k-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €85k ▲34%
Operating result €125k, net result €85k, both a record.
31-12
Financial Liquidity triplescurrent ratio 15.74
Current ratio from 6.27 to 15.74; short-term debt falls from €64k to €29k.
19-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial Equity above €200kEq €202k ▲34.9%
6 profitable years in a row build equity to €202k.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
23-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
22-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
10-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial Liquidity times 31current ratio 71.69
Current ratio from 2.30 to 71.69; short-term debt falls from €132k to €4k.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
16-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2011
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapellelei 322640 Mortsel
Ground area
968 m²
Building footprint
130 m²
Volume, LiDAR
1,122 m³
Parcel 11029A0183/00D008, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FINANCE IN CONTROL
Kapellelei 32, 2640 MortselActivities of head offices; management consultancy activities
since 20112.196.624.287
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11029A0183/00D008
ProtectedMonumentArchitectenwoning Flor Van Reeth met tuinSource ↗
Flanders 968 m² 1 · 130 m² 12.1 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 37,958 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded23-02-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.