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Complete company report
Generated 30-08-2026
Active BE 0403.353.912Public limited company

Finance et Entreprises

Rue Bernipré 30 ·6041 Charleroi, Belgium· 66 yrs active
Sector: Ontwikkeling van residentiële bouwprojecten (68121)
Conclusion Checked

The computed 12-month bankruptcy probability of Finance et Entreprises is 0.1% (very low). The company has been active since 1960 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 66 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Lower-failure-rate sector −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1960, 66 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 25-08-2025 2025-00407824
31-12-2023 volledig 04-07-2024 2024-00227270
31-12-2022 volledig 28-06-2023 2023-00185097
31-12-2021 volledig 01-07-2022 2022-20165958
31-12-2020 volledig 13-07-2021 2021-36000129
31-12-2019 volledig 16-07-2020 2020-31100288
31-12-2018 volledig 02-07-2019 2019-27700570
31-12-2017 volledig 02-07-2018 2018-28100223
31-12-2016 volledig 11-08-2017 2017-42800014
31-12-2015 volledig 25-08-2016 2016-46800257
Directors & mandates 1 directors
Former directors (1)
  • Roger De Cock
    Director
    State Gazette act 22149407 (19-12-2022)
    Former
    - → 18-03-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Ontwikkeling van residentiële bouwprojecten(68121)
Legal form Public limited company(014)
Incorporation19-08-1960
StatusActive
Postal code6041
Establishment units 1 location
FINANTER
Avenue Rousseaux Emile 40, 6001 CharleroiFinanciële leasing
since 19862.035.866.781
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
04-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
28-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
19-12-2022
State Gazette act Director changes
01-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
13-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
16-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
02-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
02-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
11-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
25-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgian State Gazette reading coverage 0 of 10 acts read

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
19-12-2022 1 resigning, 3 reappointed Director changes
  • Roger De Cock, Bestuurder
  • Henri De Cock, Bestuurder
  • Eric Heselmans, Bestuurder
  • Henri De Cock, Délégué à la gestion
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Roger De Cock",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "death",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-03-18",
      "evidence_quote": "Le mandat d\u0027administrateur de Monsieur Roger De Cock a pris fin le 18 mars suite \u00E0 son d\u00E9c\u00E8s.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Henri De Cock",
        "address": "6000 Charleroi, Boulevard Defontaine 2A",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": null,
        "name": "SA Arbios",
        "address": "6041 Gosselies, Rue Bernipr\u00E9 30",
        "country": "BE",
        "legal_form": "SA"
      },
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e renouvelle, pour six ans, le mandat des administrateurs sortants soit Monsieur Henri De Cock",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Eric Heselmans",
        "address": "6032 Mont-sur-Marchienne, Clos des duges,26",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": null,
        "name": "SA Arbios",
        "address": "6041 Gosselies, Rue Bernipr\u00E9 30",
        "country": "BE",
        "legal_form": "SA"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "la SA Arbios en tant qu\u0027administrateur dont le si\u00E8ge social est situ\u00E9 \u00E0 6041 Gosselies, Rue Bernipr\u00E9 30 et qui est repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Eric Heselmans",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion",
      "person": {
        "rrn": null,
        "name": "Henri De Cock",
        "address": "6000 Charleroi, Boulevard Defontaine 2A",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": null,
        "name": "SA Arbios",
        "address": "6041 Gosselies, Rue Bernipr\u00E9 30",
        "country": "BE",
        "legal_form": "SA"
      },
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Les administrateurs \u00E9lus acceptent leur nouveau mandat qui expire apr\u00E8s l\u0027A.G.O de 2028.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2028"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2022-12-08",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-12-08",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0403.353.912",
    "name_full": "FINANCE ET ENTREPRISES",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Henri De Cock",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur et d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Ontwikkeling van residentiële bouwprojecten68121Projectontwikkeling voor woningbouw70111
Primary activity highlighted.
Names & trade names
Legal nameFR Finance et Entreprises
AbbreviationFR Finanter
Registered office
Rue Bernipré 30
6041 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative