FinAlly
ActiveFinAlly has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60k and a net result of €22k. Its solvency ranks better than 79% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+31
Growth52
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.86 against 1.41 in 2023; short-term debt: 14.8% and cash: 83.5% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
26 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€60k▲ 58.2%
2023 · €38k
2023: €38k
2023 → 2024
Total assets
€74k▼ 14.9%
2023 · €86k
2023: €86k
2023 → 2024
Net result
€22k▼ 37.7%
2023 · €36k
2023: €36k
2023 → 2024
Working capital
€53k▲ 171%
2023 · €20k
2023: €20k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€38k-€60k▲ 58.2%
Operating result€46k-€30k▼ 33.8%
Net result€36k-€22k▼ 37.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 34% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €74k
Fixed assets
€10k▼ 48.8%
Current assets
€64k▼ 5.6%
Equity and liabilities €74k
Equity
€60k▲ 58.2%
Debt
€13k▼ 72.9%
The debt ratio falls from 55.8% to 17.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▼
2023 · €52k
Cash flow
€24k▼
2023 · €43k
Solvency
82.2%▲
2023 · 44.2%
Current ratio
5.86▲
2023 · 1.41
Quick ratio
5.86▲
2023 · 1.41
Debt / equity
0.22▼
2023 · 1.26
ROE
36.8%▼
2023 · 93.5%
ROA
30.3%▼
2023 · 41.3%
Interest coverage
14.58▼
2023 · 925.38
Debt
€13k▼
2023 · €48k
Debt ≤ 1 year
€11k▼
2023 · €48k
Income taxes
€6k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€86k€74k▼
Fixed assets21/28€19k€10k▼
Tangible fixed assets22/27€19k€10k▼
Land and buildings22€4k€4k▼
Furniture and vehicles24€14k€6k▼
Current assets29/58€68k€64k▼
Amounts receivable within one year40/41€31k€2k▼
Trade receivables40€31k€2k▼
Other amounts receivable41-€274
Cash at bank and in hand54/58€36k€61k▲
Deferred charges and accrued income490/1€595€507▼
Equity and liabilities
Total equity and liabilities10/49€86k€74k▼
Equity10/15€38k€60k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€36k€58k▲
Amounts payable17/49€48k€13k▼
Amounts payable within one year42/48€48k€11k▼
Trade debts44€870€160▼
Suppliers440/4€870€160▼
Taxes, remuneration and social security45€18k€6k▼
Taxes450/3€18k€6k▼
Other amounts payable47/48€30k€5k▼
Accrued charges and deferred income492/3€21€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼
Other operating charges640/8€1k€347▼
Gross operating margin9900€54k€33k▼
Operating profit (loss)9901€46k€30k▼
Financial charges65/66B€57€2k▲
Recurring financial charges65€57€2k▲
Profit (loss) for the period before taxes9903€46k€28k▼
Income taxes67/77€10k€6k▼
Profit (loss) for the period9904€36k€22k▼
Profit (loss) for the period to be appropriated9905€36k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€58k▲
Profit (loss) brought forward from the previous period14P-€36k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 5.86
Current ratio from 1.41 to 5.86; short-term debt falls from €48k to €11k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lotenhullestraat 849881 AalterGround area
973 m²
Building footprint
224 m²
Volume, LiDAR
760 m³
Parcel 44009C0359/00M000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FinAlly
since 20232.340.798.456
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44009C0359/00M000 | Flanders | 973 m² | 1 · 224 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 345 EUR awarded · 345 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 345 EUR | 345 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,039 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:finallybv@outlook.be