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F4M

Active
BE 0797.252.106
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of F4M is 0.6% (low). The 2023 annual accounts show equity of €68k and a net result of €66k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€66k
Working capital€36k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 12-08-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Revenue-
EBITDA€108k
Net profit€66k
Cash flow€74k
Staff costs-
Income taxes€33k
Dividends-
Total assets€127k
Equity€68k
Debt€59k
of which ≤ 1y€55k
of which > 1y€3k
Working capital€36k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.66
Quick ratio1.66
Working capital ratio28.7%
Solvency53.8%
Debt / equity0.86
Long-term debt ratio0.05
Interest coverage100.20
Gross margin-
Net margin-
ROA52.2%
ROE97.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€127k
Fixed assets 21/28€35k
Tangible fixed assets 22/27€35k
Current assets 29/58€92k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€80k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€127k
Equity 10/15€68k
Contributions / capital 10/11€2k
Reserves 13€66k
Amounts payable 17/49€59k
Amounts payable after one year 17€3k
Amounts payable within one year 42/48€55k
Trade debts payable within one year 44€661
Income statement
Gross operating margin 9900€108k
Operating result 9901€100k
Financial charges 65€1k
Result before taxes 9903€99k
Income taxes 67/77€33k
Net result for the period 9904€66k
Result to be appropriated 9905€66k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
F4M
Wildernis(STE) 21, 9190 StekeneComputerconsultancy-activiteiten
since 20232.341.059.564
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,598 m²
Buildings1
Building footprint116 m²
Volume (LiDAR)629 m³
Tallest building7.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46024B1069/00D000 Flanders 1,598 m² 1 · 116 m² 7.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency89Growth50Stability79
82 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 89
Growth 50
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Holdings64200Activiteiten van holdings64210Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL F4M
Registered office
Wildernis(STE) 21
9190 Stekene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.