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Active
BE 0800.339.080Private limited companyOpen bankruptcy
Finadalo
Ommegangstraat 72 ·9600 Ronse, Belgium· 3 yrs active
Sector: Computer programming & consultancy
(62100)
Conclusion
A bankruptcy procedure is open for Finadalo according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €109k and a net result of €107k.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €109k |
| Net result | €107k |
| Better than sector | 65% |
| Active | 3 yrs |
Snowflake analysis
57
/ 100
Mixed profile: strong on profitability, weaker on stability.
Health
33
Profitability
100
Solvency
100
Growth
50
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskComponents
· Open bankruptcy (+50)
Trust signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Health barometer
33
/ 100
Weak
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 15-12-2024 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 74.0% | 65.0% | |
| Net result | €107k | €32k | |
| Equity | €109k | €58k | |
| Gross operating margin | €144k | €52k | |
| Total assets | €148k | €103k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €142k |
| Net profit | €107k |
| Cash flow | €108k |
| Staff costs | - |
| Income taxes | €35k |
| Dividends | - |
| Total assets | €148k |
| Equity | €109k |
| Debt | €38k |
| of which ≤ 1y | €38k |
| of which > 1y | - |
| Working capital | €106k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 3.77 |
| Quick ratio | 3.77 |
| Working capital ratio | 71.9% |
| Solvency | 74.0% |
| Debt / equity | 0.35 |
| Long-term debt ratio | - |
| Interest coverage | 2498.09 |
| Gross margin | - |
| Net margin | - |
| ROA | 72.3% |
| ROE | 97.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €148k |
| Fixed assets | 21/28 | €3k |
| Tangible fixed assets | 22/27 | €3k |
| Current assets | 29/58 | €145k |
| Amounts receivable within one year | 40/41 | €133k |
| Cash & bank | 54/58 | €12k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €148k |
| Equity | 10/15 | €109k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €107k |
| Amounts payable | 17/49 | €38k |
| Amounts payable within one year | 42/48 | €38k |
| Income statement | ||
| Gross operating margin | 9900 | €144k |
| Operating result | 9901 | €141k |
| Financial charges | 65 | €57 |
| Result before taxes | 9903 | €141k |
| Income taxes | 67/77 | €35k |
| Net result for the period | 9904 | €107k |
| Result to be appropriated | 9905 | €107k |
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | KATIE COPPENS EINESTRAAT 34, 9700 OUDENAARDE- |
29-04-2025 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Computer programming & consultancy(62100) |
| Legal form | Private limited company(610) |
| Incorporation | 03-04-2023 |
| Status | Active |
| Postal code | 9600 |
| First BS signal | 07-05-2025 |
| Latest BS signal | 07-05-2025 |
Company structure, linked entities
Mandates
Establishment units
Finadalo
since 20232.344.331.830
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45041B1793/00K002 | Flanders | 544 m² | 1 · 18 m² | 5.9 m |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
07-05-2025
Bankruptcy
Opening
2024
15-12-2024
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
07-05-2025
Bankruptcy
Opening
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
| Legal nameNL | Finadalo |
| Trade nameNL | Finadalo |
Registered office
Ommegangstraat 72
9600 Ronse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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