FINACCON
The computed 12-month bankruptcy probability of FINACCON is 0.2% (very low). The 2023 annual accounts show equity of €86k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 81% of 3971 sector peers (fiscal year 2023). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €86k |
| Net result | €4k |
| Better than sector | 81% |
| Active | 17 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 77.2% | 58.3% | |
| Net result | €4k | €29k | |
| Equity | €86k | €50k | |
| Gross operating margin | €10k | €49k | |
| Total assets | €111k | €103k |
| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | €9k |
| Net profit | €4k |
| Cash flow | €5k |
| Staff costs | - |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €111k |
| Equity | €86k |
| Debt | €25k |
| of which ≤ 1y | €25k |
| of which > 1y | - |
| Working capital | €76k |
| Employees (FTE) | - |
| 2023 | |
|---|---|
| Current ratio | 4.04 |
| Quick ratio | 4.04 |
| Working capital ratio | 68.2% |
| Solvency | 77.2% |
| Debt / equity | 0.30 |
| Long-term debt ratio | - |
| Interest coverage | 6.65 |
| Gross margin | - |
| Net margin | - |
| ROA | 3.7% |
| ROE | 4.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €111k |
| Fixed assets | 21/28 | €10k |
| Tangible fixed assets | 22/27 | €10k |
| Current assets | 29/58 | €101k |
| Amounts receivable within one year | 40/41 | €97k |
| Cash & bank | 54/58 | €4k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €111k |
| Equity | 10/15 | €86k |
| Contributions / capital | 10/11 | €120k |
| Reserves | 13 | €6k |
| Accumulated profits (losses) | 14 | €-40k |
| Amounts payable | 17/49 | €25k |
| Amounts payable within one year | 42/48 | €25k |
| Trade debts payable within one year | 44 | €21k |
| Income statement | ||
| Gross operating margin | 9900 | €10k |
| Operating result | 9901 | €8k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €10k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
| NACE primary | Legal & accounting(69209) |
| Legal form | Private limited company(610) |
| Incorporation | 10-06-2009 |
| Status | Active |
| Postal code | 8500 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353B0008/00X000 | Flanders | 284 m² | 1 · 113 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
08-01-2024 Registered office moved within Kortrijk
- Gasstraat 1A - Bus 31 - 8500 Kortrijk → Minister Liebaertlaan 59 - D032 - 8500 Kortrijk
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Minister Liebaertlaan 59 - D032 - 8500 Kortrijk",
"city": "Kortrijk",
"region": "vlaams_gewest",
"street": "Minister Liebaertlaan",
"country": "BE",
"postcode": "8500",
"box_number": "D032",
"street_number": "59",
"locality_suffix": null
},
"old_address": {
"raw": "Gasstraat 1A - Bus 31 - 8500 Kortrijk",
"city": "Kortrijk",
"region": "vlaams_gewest",
"street": "Gasstraat",
"country": "BE",
"postcode": "8500",
"box_number": "31",
"street_number": "1A",
"locality_suffix": null
},
"effective_date": "2023-06-20",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-01-08",
"filing_date": "2023-12-27",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "enig_aandeelhouder_schriftelijk",
"date": null,
"unanimous": null
},
"subject_company": {
"kbo": "0812.267.805",
"name_full": "Onderneminos",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Vroman Dorine",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad - 08/01/2024 - Annexes du Moniteur belge"
]
}22-12-2022 VROMAN Dorine Lia appointed as director
- VROMAN Dorine Lia, Bestuurder
Technical details
{
"events": [
{
"kind": "decharge_granted",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "DESTADSBADER Jan",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "De algemene vergadering verleent volledige en algehele kwijting aan de ontslagnemende zaakvoerder voor de uitoefening van zijn mandaat.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "VROMAN Dorine Lia",
"address": "8500 Kortrijk, Gasstraat 1 A031",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": "statutair",
"compensated": false,
"effective_date": null,
"evidence_quote": "De algemene vergadering beslist om als nieuwe bestuurder te benoemen, mevrouw VROMAN Dorine Lia, wonende te 8500 Kortrijk, Gasstraat 1 A031, voor een onbepaalde duur.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Frederic OPSOMER",
"firm_city": null,
"firm_name": null,
"office_city": "Kortrijk",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2022-12-22",
"filing_date": "2022-12-20",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2022-12-14",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0812.267.805",
"name_full": "FINACCON",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Frederic OPSOMER",
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"uitgifte van akte",
"geco\u00F6rdineerde statuten",
"verslag bestuurder"
],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | FINACCON |