Fin-Insure B
The computed 12-month bankruptcy probability of Fin-Insure B is 0.1% (very low). The 2025 annual accounts show equity of €8k and a net result of €86k. Equity is shrinking by ~45.8% per year across the filed fiscal years. Its solvency ranks better than 12% of 4758 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €8k |
| Net result | €86k |
| Staff (FTE) | 1 |
| Better than sector | 12% |
Mixed profile: strong on profitability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 2.9% | 55.4% | |
| Net result | €86k | €38k | |
| Equity | €8k | €64k | |
| Gross operating margin | €221k | €61k | |
| Staff costs | €45k | €6k |
Show 12 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €173k |
| Net profit | €86k |
| Cash flow | €138k |
| Staff costs | €45k |
| Income taxes | €33k |
| Dividends | €86k |
| Total assets | €282k |
| Equity | €8k |
| Debt | €274k |
| of which ≤ 1y | €250k |
| of which > 1y | €24k |
| Working capital | €-170k |
| Employees (FTE) | 1.0 |
| 2025 | |
|---|---|
| Current ratio | 0.32 |
| Quick ratio | 0.32 |
| Working capital ratio | -60.1% |
| Solvency | 2.9% |
| Debt / equity | 34.00 |
| Long-term debt ratio | 2.98 |
| Interest coverage | 93.72 |
| Gross margin | - |
| Net margin | - |
| ROA | 30.4% |
| ROE | 1062.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (24 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €282k |
| Fixed assets | 21/28 | €202k |
| Intangible fixed assets | 21 | €60k |
| Tangible fixed assets | 22/27 | €142k |
| Current assets | 29/58 | €80k |
| Amounts receivable within one year | 40/41 | €53k |
| Investments | 50/53 | €112 |
| Cash & bank | 54/58 | €26k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €282k |
| Equity | 10/15 | €8k |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €2k |
| Amounts payable | 17/49 | €274k |
| Amounts payable after one year | 17 | €24k |
| Amounts payable within one year | 42/48 | €250k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €221k |
| Operating result | 9901 | €121k |
| Financial income | 75 | €85 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €119k |
| Income taxes | 67/77 | €33k |
| Net result for the period | 9904 | €86k |
| Result to be appropriated | 9905 | €86k |
-
Current21-05-2025 → present
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 29-05-2012 |
| Status | Active |
| Postal code | 9120 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46502D1183/00N000 | Flanders | 1,629 m² | 1 · 285 m² | 27.6 m · 8 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
21-05-2025 SDT MANAGEMENT appointed as director
- SDT MANAGEMENT, Bestuurder
Technical details
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"name": "SDT MANAGEMENT",
"address": "Emile Dancolaan 13, 2050 Antwerpen",
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"evidence_quote": "De vergadering besluit met ingang vanaf heden als bijkomend bestuurder te benoemen: SDT MANAGEMENT, met zetel te 2050 Antwerpen, Emile Dancolaan 13, met ondernemingsnummer 1018176138, vertegenwoordigd door Siar Sadat Wahabzada, 2050 Antwerpen, Emile Dancolaan 13.",
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"act_meta": {
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"pub_date": "2025-05-21",
"filing_date": "2025-05-13",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2025-03-11",
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}
],
"is_correction": false,
"subject_company": {
"kbo": "0846.181.280",
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"co_filed_documents": [],
"corrected_publication_numac": null
}16-12-2024 Restructuring of share classes
Technical details
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"notary": {
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}| Legal nameNL | Fin-Insure B |