Active BE 0846.614.317Private limited company

FIN-esse

Overstraat 66E ·3020 Herent, Belgium· 14 yrs active

Sector: Head offices & management consulting (70200)

Conclusion Checked

The computed 12-month bankruptcy probability of FIN-esse is 0.2% (very low). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	14 yrs
Locations	1
Publications	2

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Established

Founded in 2012, 14 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Financial overview10 NBB filings

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	micro	11-07-2025	2025-00257068
31-12-2023	micro	10-06-2024	2024-00117556
31-12-2022	micro	28-08-2023	2023-00359745
31-12-2021	micro	24-08-2022	2022-20320911
31-12-2020	micro	30-08-2021	2021-59300591
31-12-2019	micro	31-10-2020	2020-69000411
31-12-2018	micro	30-09-2019	2019-67900550
31-12-2017	micro	31-08-2018	2018-62000086
31-12-2016	micro	31-08-2017	2017-58200411
31-12-2015	verkort	31-08-2016	2016-57400134

Legal Structure

NACE primary	Head offices & management consulting(70200)
Legal form	Private limited company(610)
Incorporation	15-06-2012
Status	Active
Postal code	3020

Establishment units 1 location

FIN-esse

Overstraat 66E, 3020 HerentOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

since 20122.211.648.894

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24111E0005/00H002	Flanders	2,035 m²	1 · 309 m²	20.1 m · 6 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

11-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

10-06-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

04-06-2024

State Gazette act Registered-office change

2023

28-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

09-05-2023

State Gazette act Director changes

Jeroen Dryvers

2022

24-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

30-08-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

31-10-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

30-09-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

31-08-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

31-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · micro

2016

31-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

Belgisch Staatsblad, acts 2 acts

Address history · 1

04-06-2024

Registered-office move

All acts · 2 updated 2 years ago

2024

04-06-2024 Registered office moved from Herent to Veltem Registered-office change

Bergenstraat 35 3020 Herent → Overstraat 66 E bus 301 3020 Veltem-Beisem

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Overstraat 66 E bus 301 3020 Veltem-Beisem",
        "city": "Veltem",
        "region": "vlaams_gewest",
        "street": "Overstraat",
        "country": "BE",
        "postcode": "3020",
        "box_number": "E bus 3",
        "street_number": "66",
        "locality_suffix": "Beisem"
      },
      "old_address": {
        "raw": "Bergenstraat 35 3020 Herent",
        "city": "Herent",
        "region": "vlaams_gewest",
        "street": "Bergenstraat",
        "country": "BE",
        "postcode": "3020",
        "box_number": null,
        "street_number": "35",
        "locality_suffix": null
      },
      "effective_date": "2024-05-24",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-06-04",
    "filing_date": "2024-05-24",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2024-04-05",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0846.614.317",
    "name_full": "Fin-esse",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Harald Spoel",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 04/06/2024 - Annexes du Moniteur belge"
  ]
}

2023

09-05-2023 SPOEL Harald appointed as director Director changes·Jeroen Dryvers

SPOEL Harald, Bestuurder

Notary: Jeroen Dryvers · Bierbeek

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "SPOEL Harald",
        "address": null,
        "birth_date": "1976-06-05",
        "profession": null,
        "birth_place": "Rotterdam, NL"
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering besluit de huidige zaakvoerder, hierna vermeld, ontslag te geven uit zijn functie en gaat onmiddellijk over tot zijn herbenoeming als niet-statutaire bestuurder voor een onbepaalde duur, met name de heer SPOEL Harald, geboren te Rotterdam (Nederland) op 5 juni 1976.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "SPOEL Harald",
        "address": null,
        "birth_date": "1976-06-05",
        "profession": null,
        "birth_place": "Rotterdam, NL"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering zal op de volgende jaarvergadering beslissen over de kwijting aan de ontslagnemende zaakvoerder voor de uitoefening van zijn mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "gedelegeerd_bestuurder",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0757.765.681",
        "name": "Lytho Boekhouding",
        "address": "Struikstraat 70, 3460 Bekkevoort",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De buitengewone algemene vergadering stelt aan als bijzondere gevolmachtigde, met recht van substitutie, de besloten vennootschap \u201CLytho Boekhouding\u201D, met zetel te 3460 Bekkevoort, Struikstraat 70, ingeschreven in het rechtspersonenregister te Leuven, onder nummer 0757.765.681, aan wie de macht verl",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Jeroen Dryvers",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bierbeek",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-05-09",
    "filing_date": "2023-05-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-04-19",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-04-19",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-04-19",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-04-19",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-04-19",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-04-19",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-04-19",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-04-19",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0846.614.317",
    "name_full": "FIN-esse",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "afschrift van het proces-verbaal",
    "geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}

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Company registry (CBE) Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220

Primary activity highlighted.

Names & trade names

Legal nameNL

FIN-esse

Registered office

Overstraat 66E bus 301

3020 Herent, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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