FIMODEX
ActiveFIMODEX has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €355k and a net result of €71k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 45% of 3282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-10
Solvency64▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.01 in 2024; short-term debt: 31.3% and cash: 2.2% of total assets), and 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
7.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
81 d late
2023
89 d late
2022
30 d late
2021
31 d late
2020
26 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€71k▲ 34.3%
2024 · €53k
2018: €39k
2019: €10k
2020: €61k
2021: €14k
2022: €118k
2023: €25k
2024: €53k
2018 → 2025
Working capital
€27k▲ 742%
2024 · €3k
2018: €154k
2019: €82k
2020: €65k
2021: €-6k
2022: €20k
2023: €-27k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€157k-€223k▲ 42.1%€231k▲ 3.7%€284k▲ 23.0%€355k▲ 25.1%
Operating result€-35k-€59k€13k▼ 77.9%€77k▲ 492%€7k▼ 91.2%
Net result€14k-€118k▲ 763%€25k▼ 78.7%€53k▲ 110%€71k▲ 34.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €915k
Fixed assets
€601k▲ 82.3%
Current assets
€313k▲ 12.4%
Equity and liabilities €915k
Equity
€355k▲ 25.1%
Debt
€559k▲ 72.3%
The debt ratio rises from 53.3% to 61.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€62k▼
2024 · €95k
Cash flow
€127k▲
2024 · €71k
Solvency
38.8%▼
2024 · 46.7%
Current ratio
1.10▲
2024 · 1.01
Quick ratio
1.10▲
2024 · 1.01
Debt / equity
1.57▲
2024 · 1.14
ROE
20.1%▲
2024 · 18.7%
ROA
7.8%▼
2024 · 8.7%
Interest coverage
4.99▼
2024 · 17.49
Debt
€559k▲
2024 · €325k
Debt ≤ 1 year
€286k▲
2024 · €276k
Debt > 1 year
€273k▲
2024 · €47k
Income taxes
€7k▼
2024 · €23k
Staff costs
€74k▼
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€609k€915k▲
Fixed assets21/28€330k€601k▲
Intangible fixed assets21-€280k
Tangible fixed assets22/27€103k€94k▼
Land and buildings22€2k€423▼
Furniture and vehicles24€389€128▼
Other tangible fixed assets26€101k€94k▼
Financial fixed assets28€227k€227k=
Current assets29/58€279k€313k▲
Amounts receivable within one year40/41€232k€292k▲
Trade receivables40€210k€232k▲
Other amounts receivable41€22k€60k▲
Cash at bank and in hand54/58€44k€20k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€609k€915k▲
Equity10/15€284k€355k▲
Contributions10/11€19k€19k=
Reserves13€4k€337k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133-€332k
Profit (loss) carried forward14€261k-
Amounts payable17/49€325k€559k▲
Amounts payable after more than one year17€47k€273k▲
Financial debts170/4€47k€273k▲
Amounts payable within one year42/48€276k€286k▲
Current portion of amounts payable after more than one year42€52k€71k▲
Trade debts44€121k€94k▼
Suppliers440/4€121k€94k▼
Taxes, remuneration and social security45€37k€53k▲
Taxes450/3€27k€35k▲
Remuneration and social security454/9€10k€18k▲
Other amounts payable47/48€66k€68k▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€89k€74k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€56k▲
Other operating charges640/8€4k€12k▲
Gross operating margin9900€188k€149k▼
Operating profit (loss)9901€77k€7k▼
Financial income75/76B€5k€84k▲
Recurring financial income75€5k€84k▲
Financial charges65/66B€5k€13k▲
Recurring financial charges65€5k€13k▲
Profit (loss) for the period before taxes9903€76k€78k▲
Income taxes67/77€23k€7k▼
Profit (loss) for the period9904€53k€71k▲
Profit (loss) for the period to be appropriated9905€53k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€261k€332k▲
Profit (loss) brought forward from the previous period14P€208k€261k▲
Transfer to equity691/2-€332k
To other reserves6921-€332k
Social balance
Average headcount (FTE)90871.11.0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 81 days late
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 89 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €118k ▲763%
Net result €118k, the highest in the series.
31-12
Financial
Equity above €200kEq €223k ▲42.1%
5 profitable years in a row build equity to €223k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 69 days late
2019
31-12
Financial
Weakest financial yearnet €10k ▼74.1%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bois-Gilot 45336 AssesseGround area
2,014 m²
Building footprint
617 m²
Parcel 92028B0010/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FIDUCIAIRE FIMODEX
since 19762.011.845.722
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92028B0010/00M000 | Wallonia | 2,014 m² | 1 · 617 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BERCHEMSE ACCOUNTANTSMAATSCHAP
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FICOMEX
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Comptabilité en Wallonie Picarde
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 5,893 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1976
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.