FLK Consult
ActiveFLK Consult has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356k and a net result of €119k. Equity is growing by ~55.6% per year across the filed fiscal years. Its solvency ranks better than 28% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency73▼-19
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 3.58 in 2024), but 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
10.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
7 d early
2024
6 d early
2023
28 d early
2022
3 d early
2021
29 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€356k▲ 37.6%
2024 · €258k
2020: €17k
2021: €68k
2022: €110k
2023: €119k
2024: €258k
2020 → 2025
Total assets
€1.13M▲ 96.4%
2024 · €577k
2020: €31k
2021: €96k
2022: €387k
2023: €300k
2024: €577k
2020 → 2025
Net result
€119k▼ 37.0%
2024 · €189k
2020: €16k
2021: €50k
2022: €42k
2023: €59k
2024: €189k
2020 → 2025
Working capital
€290k▼ 27.6%
2024 · €401k
2020: €17k
2021: €68k
2022: €-112k
2023: €-49k
2024: €401k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€110k▲ 62.1%€119k▲ 8.6%€258k▲ 117%€356k▲ 37.6%
Operating result€69k-€5k▼ 92.4%€81k▲ 1,452%€188k▲ 131%€163k▼ 13.4%
Net result€50k-€42k▼ 16.8%€59k▲ 41.4%€189k▲ 219%€119k▼ 37.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€668k▲ 3,161%
Current assets
€465k▼ 16.5%
Equity and liabilities €1.13M
Equity
€356k▲ 37.6%
Provisions
€71k▼ 0.1%
Debt
€707k▲ 185%
The debt ratio rises from 43.0% to 62.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€170k▼
2024 · €190k
Cash flow
€126k▼
2024 · €191k
Solvency
31.4%▼
2024 · 44.8%
Current ratio
2.66▼
2024 · 3.58
Quick ratio
2.66▼
2024 · 3.58
Debt / equity
1.99▲
2024 · 0.96
ROE
33.5%▼
2024 · 73.3%
ROA
10.5%▼
2024 · 32.8%
Interest coverage
13.27▼
2024 · 20.29
Debt
€707k▲
2024 · €248k
Debt ≤ 1 year
€174k▲
2024 · €155k
Debt > 1 year
€532k▲
2024 · €93k
Income taxes
€54k▲
2024 · €48k
Staff costs
€37k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€577k€1.13M▲
Fixed assets21/28€20k€668k▲
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€16k€664k▲
Land and buildings22-€654k
Furniture and vehicles24€16k€10k▼
Current assets29/58€557k€465k▼
Amounts receivable within one year40/41€90k€84k▼
Trade receivables40€39k€37k▼
Other amounts receivable41€51k€47k▼
Current investments50/53€428k€364k▼
Cash at bank and in hand54/58€35k€14k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€577k€1.13M▲
Equity10/15€258k€356k▲
Contributions10/11€1k€1k=
Reserves13€235k€355k▲
Tax-exempt reserves132€212k€212k▼
Distributable reserves133€23k€142k▲
Profit (loss) carried forward14€22k-
Provisions and deferred taxes16€71k€71k▼
Deferred taxes168€71k€71k▼
Amounts payable17/49€248k€707k▲
Amounts payable after more than one year17€93k€532k▲
Financial debts170/4-€386k
Other amounts payable178/9€93k€146k▲
Amounts payable within one year42/48€155k€174k▲
Current portion of amounts payable after more than one year42-€14k
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€66k€79k▲
Taxes450/3€62k€70k▲
Remuneration and social security454/9€4k€9k▲
Other amounts payable47/48€87k€79k▼
Accrued charges and deferred income492/3-€777
Income statement
Code20242025
Remuneration, social security and pensions62€40k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€7k▲
Other operating charges640/8€2k€21k▲
Gross operating margin9900€232k€228k▼
Operating profit (loss)9901€188k€163k▼
Financial income75/76B€59k€23k▼
Recurring financial income75€59k€23k▼
Financial charges65/66B€9k€13k▲
Recurring financial charges65€9k€13k▲
Profit (loss) for the period before taxes9903€238k€174k▼
Transfer from deferred taxes780-€59
Income taxes67/77€48k€54k▲
Profit (loss) for the period9904€189k€119k▼
Transfer from tax-exempt reserves789-€176
Profit (loss) for the period to be appropriated9905€189k€119k▼
Appropriation of the result
Profit (loss) to be appropriated9906€307k€142k▼
Profit (loss) brought forward from the previous period14P€118k€22k▼
Transfer to equity691/2€235k€119k▼
To other reserves6921€235k€119k▼
Profit to be distributed694/7€50k€22k▼
Return on contributions (dividend)694€50k€22k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €189k ▲219%
Operating result €188k, net result €189k, both a record.
31-12
Financial
Liquidity times 6current ratio 3.58
Current ratio from 0.62 to 3.58.
31-12
Financial
Equity above €200kEq €258k ▲117%
5 profitable years in a row build equity to €258k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €110k ▲62.1%
3 profitable years in a row build equity to €110k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Colline des Sources, Bonlez 271325 Chaumont-GistouxGround area
1,392 m²
Building footprint
115 m²
Volume, LiDAR
498 m³
Parcel 25010A0295/00A002, Wallonia · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FLK CONSULT
since 20202.308.728.276
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25010A0295/00A002 | Wallonia | 1,392 m² | 1 · 115 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MARTINE DIELMAN
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MEA Consulting
BE 0697.849.573
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RENTAC
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 5,864 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2020
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.