Equity
€96,863 ▲ 23.7%
Fimoco paid out €30,000 in dividends. That is 62% of the 2025 profit.
Fimoco
Overview
Lifetime
5 annual accounts with figures on one time axispeak €164,448 (2024)
€145,000▼ 11.8%
lowest -€5,123 (2022)
€48,528▼ 16.3%
peak €96,863 (2025)
€96,863▲ 23.7%
€39,085▲ 355%
Board1 name since 2020
-
Documentsfilings and deeds
22-08-202622 days late
2025micro format
Dividend €30,000Equity from €78,335 to €96,863Debts from €8,592 to €39,085Cash from €86,927 to €127,948
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 71% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 22 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 3.48, cash €127,948
Equity €96,863 (71.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 67% of them on solvency, 81% on liquidity, 84% on profitability and 50% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Fimoco has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Fimoco itself is lower: < 0.1% within 12 months. It rests on far more data about Fimoco than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Fimoco. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.48 (10.12 in 2024), above the usual 1.5. Short-term debt is 28.7% and cash 94.1% of total assets. 28.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 22 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
22 days late
2024
31 days late
2023
23 days late
2022
12 days late
2021
17 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 21 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- CELEN Luk Alfons Rosa 100 sharesdeed of 19-10-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0756610193
Incorporation
Founding capital of €10,000, 100 shares · Founder: CELEN Luk Alfons Rosa · Appointment: CELEN Luk Alfons Rosa (director) · published on 19-10-2020 · Gazette deed
First establishment
Welvaartstraat 14, Boechout
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Fimoco Boechout | €135,948 | €72,618 | 71.3% | - |
| TRIFONA Schilde | €132,763 | €68,324 | 6.2% | - |
| ASDEV Management Hove | €147,916 | €74,055 | 32.9% | - |
| CUSTOMS ONE Heist-op-den-Berg | €133,379 | €76,810 | 33.6% | - |
| FINAAMI Hove | €138,271 | €78,554 | 80.8% | - |
| MRJ CONSULTING Herselt | €131,193 | €74,493 | 1.5% | - |
| GV-C Mechelen | €120,931 | €68,279 | 84.0% | - |
These companies have the same main activity as Fimoco: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €121,000 and €148,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 15-10-2020Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.309.231.1912530 Boechout, since 15-10-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 29-10-2025
Annual accounts 2025
- €145,000▼ 11.8%
- €48,528▼ 16.3%
- €96,863▲ 23.7%
- €135,948▲ 56.4%
- Filing
- Filed on 22-08-2026
Insights on Fimoco
Fimoco has existed since 2020. Turnover grew from €115,568 in 2021 to €145,000 in 2025.
Solvency fell in 2025 from 90.1% to 71.3% because of the dividend.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 22-08-2026, 22 days late€145,000
▼ 11.8%
€62,079
▼ 15.0%
€69,815
€56,264
71.3%
▼ 18.9 percentage points
3.48
▼ 6.64
Money flows
of every €100 of turnover, €33.47 remains as profit in 2025Balance sheet
balance sheet total €135,948 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
71.3%
Higher than 67% of 39,376 companies in 2025.
3.48
Higher than 68% of 38,058 companies in 2025.
35.7%
Higher than 76% of 38,530 companies in 2025.
Fimoco
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
135,948 | 86,927 | 81,421 | 26,782 | 38,958 | |
21/28 |
- | - | - | - | 3,000 | |
22/27 |
- | - | - | - | 3,000 | |
24 |
- | - | - | - | 3,000 | |
29/58 |
135,948 | 86,927 | 81,421 | 26,782 | 35,958 | |
40/41 |
8,000 | - | 15,443 | 7,016 | 6,824 | |
40 |
- | - | 15,125 | 7,016 | 6,824 | |
41 |
8,000 | - | 318 | - | - | |
54/58 |
127,948 | 86,927 | 65,977 | 19,765 | 29,133 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
135,948 | 86,927 | 81,421 | 26,782 | 38,958 | |
10/15 |
96,863 | 78,335 | 20,377 | 15,578 | 24,700 | |
10/11 |
10,000 | 10,000 | 10,000 | 10,000 | 10,000 | |
14 |
86,863 | 68,335 | 10,377 | 5,578 | 14,700 | |
17/49 |
39,085 | 8,592 | 61,043 | 11,204 | 14,257 | |
42/48 |
39,085 | 8,592 | 61,043 | 11,204 | 14,257 | |
44 |
90 | 78 | 1,131 | 1,151 | 98 | |
440/4 |
90 | 78 | 1,131 | 1,151 | 98 | |
45 |
17,147 | 7,713 | 31,913 | 5,798 | 3,857 | |
450/3 |
17,147 | 7,713 | 31,913 | 5,798 | 3,857 | |
47/48 |
21,848 | 801 | 28,000 | 4,255 | 10,303 | |
| Income statement | ||||||
70 |
145,000 | 164,448 | 147,933 | 85,917 | 115,568 | |
76A |
- | - | - | 3,500 | - | |
9900 |
72,618 | 76,791 | 59,745 | 5,314 | 22,616 | |
60/61 |
72,382 | 87,656 | 88,189 | 84,103 | 92,952 | |
630 |
7,736 | - | - | 3,000 | 3,273 | |
640/8 |
2,803 | 3,734 | 2,847 | 3,473 | 3,823 | |
9901 |
62,079 | 73,058 | 56,898 | -1,159 | 15,520 | |
75/76B |
- | 0 | - | - | - | |
75 |
- | 0 | - | - | - | |
65/66B |
95 | 99 | 99 | 90 | 20 | |
65 |
95 | 99 | 99 | 90 | 20 | |
9903 |
61,984 | 72,958 | 56,799 | -1,248 | 15,500 | |
67/77 |
13,456 | 15,000 | 11,999 | 3,875 | - | |
9904 |
48,528 | 57,958 | 44,800 | -5,123 | 15,500 | |
9905 |
48,528 | 57,958 | 44,800 | -5,123 | 15,500 | |
| Appropriation of the result | ||||||
9906 |
116,863 | 68,335 | 50,377 | 9,578 | 15,500 | |
14P |
68,335 | 10,377 | 5,578 | 14,700 | - | |
694/7 |
30,000 | - | 40,000 | 4,000 | 800 | |
694 |
30,000 | - | 40,000 | 4,000 | 800 | |
| Document | ||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 22-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 22 days after the deadline. Filed on 22 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00414805.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 22-08-2026 | 2026-00414805 | |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00455203 | |
| 31-12-2023 | micro format | 23-08-2024 | 2024-00363389 | |
| 31-12-2022 | micro format | 12-08-2023 | 2023-00326323 | |
| 31-12-2021 | micro format | 17-08-2022 | 2022-20291112 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 69,815 | - | - | 1,841 | 18,793 | ||
| 56,264 | - | - | -2,123 | 18,773 | ||
| 7,736 | - | - | 0 | 6,273 | ||
| 41,021 | 20,950 | 46,212 | -9,368 | - | ||
| 96,863 | 78,335 | 20,377 | 15,578 | 21,700 | ||
| 42.8% | 44.4% | 38.5% | -1.3% | 13.4% | ||
| 71.3% | 90.1% | 25.0% | 58.2% | 63.4% | ||
| 3.48 | 10.12 | 1.33 | 2.39 | 2.52 | ||
| 0.40 | 0.11 | 3.00 | 0.72 | 0.58 | ||
| 50.1% | 74.0% | 219.9% | -32.9% | 62.8% | ||
| 35.7% | 66.7% | 55.0% | -19.1% | 39.8% | ||
| over 100 | - | - | 20.56 | over 100 | ||
| 20 days | - | 37 days | 30 days | 22 days | ||
| 0 days | 0 days | 5 days | 5 days | 0 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €7,736 | - | - | - | €6,273 |
| €7,736 | - | - | €3,000 | €3,273 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on Fimoco
The operating result for 2025 is 15% lower than in 2024.
Debt's share of the balance-sheet total rises from 9.9% to 28.7%. Equity and debt are higher.
Board & ownership
Board
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 19-10-2020
Mandates through the years
1 nameCELEN Luk Alfons Rosa
Director (not named in the articles)
Director (not named in the articles)
Earlierend not dated
Mandates as a list
- CELEN Luk Alfons Rosa
- Director (not named in the articles), appointed by deed of 19-10-2020, last mentioned in 2020
Control
Capital
- Contribution
- €10,000
- Shares
- 100
- Contribution per share
- €100
- Equity per share
- €969 in 2025
- Source
- deed of 19-10-2020
Articles of association
deed of 19-10-2020 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 14:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 19-10-2020 ↗
- CELEN Luk Alfons Rosa 100 shares (100%) · €10,000 in cash
Network & group
No group
Fimoco has no parent and no holdings in its annual accounts.
At the same address
Welvaartstraat 14, 2530 Boechout · 1 other company| Madou, Karolien (sole trader)
establishment since 06-04-2010 |
founded in 2010 0825.558.684 |
Earlier ties
| Celmo RED via CELEN Luk Alfons Rosa, at Fimoco, last mentioned in 2020 · Director (not named in the articles) · deed of 26-05-2021 founded in 2021 · negative equity (2025) |
total assets €26,966 (2025) |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
12 events since 2020Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 22 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0756610193
Annual accounts 2024 filed PDFmicro format · 31 days late
2024
Highest result from 2021 to 2025 net €57,958 ▲29.4% The operating result of €73,058 and the net result of €57,958 are both a record.
Liquidity more than 7 times current ratio 10.12 The current ratio rises from 1.33 to 10.12. Short-term debt falls from €61,043 to €8,592.
Annual accounts 2023 filed PDFmicro format · 23 days late
2023
Back to profit net €44,800 The net result is €44,800, after one loss-making year.
Annual accounts 2022 filed PDFmicro format · 12 days late
2022
Weakest financial year net -€5,123 The net result drops to -€5,123, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 17 days late
2020
IncorporationFounding capital of €10,000, 100 shares · Founder: CELEN Luk Alfons Rosa · Appointment: CELEN Luk Alfons Rosa (director) · published on 19-10-20204 points ▸
- Founder, CELEN Luk Alfons Rosa
- Founding capital, €10,000, 100 shares
- Board rule, 1
- Director appointment, CELEN Luk Alfons Rosa (director (not named in the articles))
First establishment Welvaartstraat 14, Boechout
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0756.610.193
- VAT number
- BE 0756.610.193
- Peppol ID
- 0208:0756610193
- Other Peppol ID
- 9925:BE0756610193
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-10-2020
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 14:00deed of 19-10-2020 (in Dutch)
- Peppol
- Reachable since 29-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Fimoco in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 19-10-2020 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 19-10-2020 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van bijstand inzake management zowel bij wijze van managementadvies als door rechtstreekse deelname aan het bestuur, het…”deed of 19-10-2020 (in Dutch)
15 activities
- Het verlenen van bijstand inzake management zowel bij wijze van managementadvies als door rechtstreekse deelname aan het bestuur, het uitvoeren van bepaalde opdrachten in uitvoering van managementcontracten, zonder dat deze opsomming beperkend is
- Consultancy op het gebied van management van bedrijven, verenigingen en/of stichtingen, zowel juridisch, financieel, fiscaal, administratief, operationeel en op het gebied van algemene strategie
- Het verrichten van alle werkzaamheden die verband houden met vereffeningen, herstructureringen van vennootschappen en rechtspersonen
- Het uitoefenen van de functie van bestuurder of vereffenaar in andere vennootschappen of rechtspersonen
- Het geven van opleiding
- Het uitoefenen van management-, consulting-, beheers- en beleggingsactiviteiten, waaronder begrepen: het uitoefenen van managementfuncties in diverse ondernemingen, verenigingen en/of stichtingen, het sluiten van consultingovereenkomsten en het uitoefenen van consultingfuncties op onafhankelijke wijze
- Het adviseren van derde partijen inzake beleggings-projecten, het zelf opstellen van beleggingsprojecten, de aan - en verkoop van beleggingsgoederen en waardepapieren, het beheer van roerend patrimonium
- Het verlenen van alle diensten, zowel aan private personen, bedrijven, verenigingen en/of stichtingen, als aan de overheid
- Het uitoefenen van een studie-, organisatie- en raadgevend bureau inzake financiële, handels-, fiscale en sociale aangelegenheden, alsook een boekhoudbureau
- Het verwerven van participaties in alle commerciële, industriële en financiële ondernemingen, zo Belgische als buitenlandse
- Haar patrimonium gevormd door roerende en onroerende goederen te behouden, in de ruimste zin van het woord te beheren en oordeelkundig uitte breiden
- Het verwerven, vervreemden, beheren, uitbaten, valoriseren, verkavelen, ordenen, huren, verhuren, doen bouwen of verbouwen van onroerende goederen, evenals alle welkdanige onroerende transacties en verrichtingen in de breedste zin
- Alle commerciële, financiële, industriële, roerende en onroerende handelingen mogen verrichten die rechtstreeks of onrechtstreeks geheel of deels verband houden met haar maatschappelijk voorwerp of die van aard zijn de verwezenlijking daarvan te vergemakkelijken of uit te breiden
- Bij wijze van inbreng, bijdrage, deelname, samenwerking of fusie belang nemen in alle zaken, vennootschappen en ondernemingen die een gelijkaardig voorwerp hebben of geschikt zijn om rechtstreeks of onrechtstreeks de verwezenlijking of de uitwerking van haar maatschappelijk voorwerp te bevorderen
- De functie van bestuurder of vereffenaar van andere vennootschappen uitoefenen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Welvaartstraat 14 registered office 2530 Boechout | 15-10-2020 | 2.309.231.191 |
Buildings and parcels at the address
- Ground area
- 520 m²
- Buildings
- 138 m²
- Volume, LiDAR
- 798 m³
- Tallest building
- 10.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11004D0375/00F000 | 520 m² | 1 · 138 m² | 10.5 m · 2 |