TRIFONA

Active

Private limited companyfounded 20205 yrs activeTwee Netenstraat 3, 2060 Antwerpen, BelgiumKBO/BCE: BE 0754.680.289

TRIFONA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €45k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

63 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency31▼-64

Growth58▼-20

Track record94

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.97 against 2.99 in 2024; short-term debt: 93.4% and cash: 16.9% of total assets), and 93.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

6.2%

Return on assets

34%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31642 sector peers (2025).

NBB · sector comparison

Position among 31642 sector peers

Solvency

better than 14%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

51 d early

2024

15 d early

2023

51 d early

2022

5 d early

2021

54 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k▼ 86.1%

2024 · €59k

2021: €16k 2022: €40k 2023: €94k 2024: €59k

2021 → 2025

Total assets

€133k▲ 56.9%

2024 · €85k

2021: €23k 2022: €51k 2023: €114k 2024: €85k

2021 → 2025

Net result

€45k▼ 23.8%

2024 · €59k

2021: €13k 2022: €24k 2023: €72k 2024: €59k

2021 → 2025

Working capital

€-4k

2024 · €51k

2021: €16k 2022: €40k 2023: €94k 2024: €51k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€16k-€40k▲ 150%€94k▲ 134%€59k▼ 37.5%€8k▼ 86.1%

Operating result€20k-€35k▲ 77.1%€95k▲ 167%€80k▼ 15.7%€64k▼ 19.7%

Net result€13k-€24k▲ 84.5%€72k▲ 197%€59k▼ 17.7%€45k▼ 23.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 20% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €133k

10%

90.5%

Fixed assets €13k▲ 45.8%

Current assets €120k▲ 58.2%

Equity and liabilities €133k

93.8%

Equity €8k▼ 86.1%

Debt €125k▲ 384%

The debt ratio rises from 30.4% to 93.8%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€65k▼

2024 · €80k

Cash flow

€47k▼

2024 · €59k

Solvency

6.2%▼

2024 · 69.6%

Current ratio

0.97▼

2024 · 2.99

Quick ratio

0.97▼

2024 · 2.99

Debt / equity

15.19▲

2024 · 0.44

ROE

550.1%▲

2024 · 100.5%

ROA

34.0%▼

2024 · 70.0%

Interest coverage

13.07▼

2024 · 35.13

Debt

€125k▲

2024 · €26k

Debt ≤ 1 year

€124k▲

2024 · €25k

Income taxes

€14k▼

2024 · €18k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€85k€133k▲

Fixed assets21/28€9k€13k▲

Tangible fixed assets22/27€9k€13k▲

Furniture and vehicles24€9k€13k▲

Current assets29/58€76k€120k▲

Amounts receivable within one year40/41€6k€47k▲

Trade receivables40€2k€31k▲

Other amounts receivable41€4k€17k▲

Cash at bank and in hand54/58€15k€22k▲

Deferred charges and accrued income490/1€55k€50k▼

Equity and liabilities

Total equity and liabilities10/49€85k€133k▲

Equity10/15€59k€8k▼

Contributions10/11€3k€3k=

Reserves13€56k€5k▼

Distributable reserves133€56k€5k▼

Profit (loss) carried forward14€0€0=

Amounts payable17/49€26k€125k▲

Amounts payable within one year42/48€25k€124k▲

Trade debts44€6k€20k▲

Suppliers440/4€6k€20k▲

Taxes, remuneration and social security45€15k€8k▼

Taxes450/3€15k€8k▼

Other amounts payable47/48€5k€96k▲

Accrued charges and deferred income492/3€353€577▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€233€1k▲

Other operating charges640/8€1k€3k▲

Gross operating margin9900€81k€68k▼

Operating profit (loss)9901€80k€64k▼

Financial income75/76B€8€123▲

Recurring financial income75€8€123▲

Financial charges65/66B€2k€5k▲

Recurring financial charges65€2k€5k▲

Profit (loss) for the period before taxes9903€77k€59k▼

Income taxes67/77€18k€14k▼

Profit (loss) for the period9904€59k€45k▼

Profit (loss) for the period to be appropriated9905€59k€45k▼

Appropriation of the result

Profit (loss) to be appropriated9906€59k€45k▼

Transfer from equity791/2€90k€56k▼

Transfer to equity691/2€55k€5k▼

To other reserves6921€55k€5k▼

Profit to be distributed694/7€95k€96k▲

Return on contributions (dividend)694€95k€96k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

10-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

16-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

10-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2021net €72k ▲197%

Operating result €95k, net result €72k, both a record.

26-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

07-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Twee Netenstraat 32060 Antwerpen

Ground area

125 m²

Building footprint

124 m²

Volume, LiDAR

1,486 m³

Parcel 11807G0300/00P004, Flanders · tallest building 15.3 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

TRIFONA

Twee Netenstraat 3, 2060 AntwerpenComputer programming, consultancy and related activities

since 20202.308.001.766

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11807G0300/00P004	Flanders	125 m²	1 · 124 m²	15.3 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 20,750 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded21-09-2020

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

E-mail:wimanrijs@hotmail.com

Enterprise

Phone:0474/462759

Enterprise