FIMI
ActiveSummary
FIMI has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121,728 and a net result of -€31,790. Equity is shrinking by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▲+1
Solvency79▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.58 in 2024; short-term debt: 43.5% and cash: 12% of total assets), and 46.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.8%
Return on assets
-14%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€31,790
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
1 d early
2022
84 d early
2021
4 d early
2020
81 d early
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€121,728▼ 20.7%
2024 · €153,517
Total assets
€226,464▼ 9.0%
2024 · €248,859
Net result
-€31,790▲ 14.5%
2024 · -€37,162
Working capital
-€54,400▼ 48.8%
2024 · -€36,558
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€12,072▲ 79.8%-€34,538▼ 186%-€38,308▼ 10.9%-€29,769▲ 22.3%-€25,695▲ 13.7%
Net result€6,871-€39,262-€44,587▼ 13.6%-€37,162▲ 16.7%-€31,790▲ 14.5%
Equity€274,528▲ 2.6%€235,266▼ 14.3%€190,679▼ 19.0%€153,517▼ 19.5%€121,728▼ 20.7%
Total assets€400,473▼ 9.6%€354,179▼ 11.6%€297,022▼ 16.1%€248,859▼ 16.2%€226,464▼ 9.0%
Debt€125,945▼ 16.9%€118,912▼ 5.6%€106,343▼ 10.6%€95,342▼ 10.3%€104,736▲ 9.9%
Working capital€11,186-€4,487-€19,322▼ 331%-€36,558▼ 89.2%-€54,400▼ 48.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25,695 in 2025 against €29,769 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226,464
Fixed assets
€182,252 ▼ 7.7%
Current assets
€44,212 ▼ 13.9%
Equity and liabilities €226,464
Equity
€121,728 ▼ 20.7%
Debt
€104,736 ▲ 9.9%
Debt's share of the balance-sheet total rises from 38.3% to 46.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€10,433▼
2024 · -€6,303
Cash flow
-€16,527▼
2024 · -€13,696
Current ratio
0.45▼
2024 · 0.58
Debt to equity
0.86▲
2024 · 0.62
ROE
-26.1%▼
2024 · -24.2%
ROA
-14.0%▲
2024 · -14.9%
Interest coverage
-1.66▼
2024 · -0.83
Debt ≤ 1 year
€98,613▲
2024 · €87,903
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,827 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
14%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,827 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €42,096 | €3,864 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,470 | €23,466 | €23,466 | €23,466 | €15,263 | ▼ 35.0% |
| Other operating charges640/8 | €8,072 | €6,612 | €7,364 | €7,342 | €7,291 | ▼ 0.7% |
| Gross operating margin9900 | €19,471 | -€4,460 | -€7,478 | €1,039 | -€3,141 | ▼ 402% |
| Operating profit (loss)9901 | -€12,072 | -€34,538 | -€38,308 | -€29,769 | -€25,695 | ▲ 13.7% |
| Financial income75/76B | €81 | €117 | €117 | €189 | €190 | ▲ 0.1% |
| Recurring financial income75 | €81 | €117 | €117 | €189 | €190 | ▲ 0.1% |
| Financial charges65/66B | €4,864 | €4,841 | €6,397 | €7,582 | €6,284 | ▼ 17.1% |
| Recurring financial charges65 | €4,864 | €4,841 | €6,397 | €7,582 | €6,284 | ▼ 17.1% |
| Profit (loss) for the period before taxes9903 | -€16,855 | -€39,262 | -€44,587 | -€37,162 | -€31,790 | ▲ 14.5% |
| Transfer from deferred taxes780 | €23,726 | €0 | - | - | - | - |
| Profit (loss) for the period9904 | €6,871 | -€39,262 | -€44,587 | -€37,162 | -€31,790 | ▲ 14.5% |
| Transfer from tax-exempt reserves789 | €46,077 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €52,948 | -€39,262 | -€44,587 | -€37,162 | -€31,790 | ▲ 14.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €400,473 | €354,179 | €297,022 | €248,859 | €226,464 | ▼ 9.0% |
| Fixed assets21/28 | €267,912 | €244,446 | €220,980 | €197,515 | €182,252 | ▼ 7.7% |
| Tangible fixed assets22/27 | €267,912 | €244,446 | €220,980 | €197,515 | €182,252 | ▼ 7.7% |
| Land and buildings22 | €267,912 | €244,446 | €220,980 | €197,515 | €182,252 | ▼ 7.7% |
| Plant, machinery and equipment23 | €0 | - | - | - | - | - |
| Current assets29/58 | €132,561 | €109,732 | €76,042 | €51,345 | €44,212 | ▼ 13.9% |
| Amounts receivable within one year40/41 | €25 | €31 | €352 | €125 | €16,086 | ▲ 12,735% |
| Trade receivables40 | €0 | - | - | - | €16,041 | - |
| Other amounts receivable41 | €25 | €31 | €352 | €125 | €45 | ▼ 64.3% |
| Cash at bank and in hand54/58 | €129,535 | €103,109 | €75,187 | €50,150 | €27,225 | ▼ 45.7% |
| Deferred charges and accrued income490/1 | €3,001 | €6,592 | €503 | €1,070 | €902 | ▼ 15.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €400,473 | €354,179 | €297,022 | €248,859 | €226,464 | ▼ 9.0% |
| Equity10/15 | €274,528 | €235,266 | €190,679 | €153,517 | €121,728 | ▼ 20.7% |
| Contributions10/11 | €251,284 | €251,284 | €251,284 | €251,284 | €251,284 | = |
| Reserves13 | €62,586 | €62,586 | €62,586 | €62,586 | €62,586 | = |
| Non-distributable reserves130/1 | €25,128 | €25,128 | €25,128 | €25,128 | €25,128 | = |
| Reserves not available under the articles1311 | €25,128 | €25,128 | €25,128 | €25,128 | €25,128 | = |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | €37,458 | €37,458 | €37,458 | €37,458 | €37,458 | = |
| Profit (loss) carried forward14 | -€39,342 | -€78,604 | -€123,191 | -€160,353 | -€192,143 | ▼ 19.8% |
| Provisions and deferred taxes16 | €0 | - | - | - | - | - |
| Deferred taxes168 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €125,945 | €118,912 | €106,343 | €95,342 | €104,736 | ▲ 9.9% |
| Amounts payable within one year42/48 | €121,375 | €114,219 | €95,363 | €87,903 | €98,613 | ▲ 12.2% |
| Current portion of amounts payable after more than one year42 | €0 | - | - | - | - | - |
| Trade debts44 | €16,021 | €1,714 | €0 | €266 | €1,698 | ▲ 539% |
| Suppliers440/4 | €16,021 | €1,714 | €0 | €266 | €1,698 | ▲ 539% |
| Advances received on contracts in progress46 | - | - | - | - | €5,310 | - |
| Taxes, remuneration and social security45 | €627 | €1,793 | €2,299 | €1,170 | €249 | ▼ 78.7% |
| Taxes450/3 | €627 | €1,793 | €2,299 | €1,170 | €249 | ▼ 78.7% |
| Other amounts payable47/48 | €104,727 | €110,711 | €93,064 | €86,467 | €91,355 | ▲ 5.7% |
| Accrued charges and deferred income492/3 | €4,570 | €4,694 | €10,980 | €7,439 | €6,124 | ▼ 17.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,871 | -€39,262 | -€44,587 | -€37,162 | -€31,790 | ▲ 14.5% |
| + Depreciation and write-downs630 | €23,470 | €23,466 | €23,466 | €23,466 | €15,263 | ▼ 35.0% |
| Operating cash flow (approximation) | €30,341 | -€15,796 | -€21,121 | -€13,696 | -€16,527 | ▼ 20.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€26,426 | -€27,922 | -€25,038 | -€22,925 | ▲ 8.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6,871
Net result €6,871 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.09
Current ratio from 0.39 to 1.09; short-term debt falls from €146,206 to €121,375.
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€63,019
Net result drops to -€63,019, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Show earlier events
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2015
10-04
State Gazette act
Board meeting · Director appointment
Representation authority · General meeting
2014
17-10
State Gazette act
General meeting · Director appointment
Director resignation · Board composition
10-04
State Gazette act
General meeting · Registered-office move
Corporate purpose · Director appointment
2013
27-09
State Gazette act
General meeting · Director resignation
Member resignation · Director appointment
27-09
State Gazette act
General meeting · Director resignation
2012
27-11
State Gazette act
General meeting · Board meeting
Member admission · Member resignation
27-11
State Gazette act
General meeting · Board meeting
Member admission · Member resignation
27-09
State Gazette act
General meeting · Board meeting
Member admission · Member resignation
27-09
State Gazette act
General meeting · Board meeting
Member admission · Member resignation
01-06
State Gazette act
General meeting · Director reappointment
2011
15-07
State Gazette act
General meeting · Director reappointment
Permanent representative · Auditor appointment
15-07
State Gazette act
General meeting · Director reappointment
Permanent representative · Auditor appointment
23-03
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Director resignation
2010
23-09
State Gazette act
General meeting · Director reappointment
Director resignation · Member resignation
23-09
State Gazette act
General meeting · Director reappointment
Director resignation · Director appointment
08-01
State Gazette act
General meeting · Corporate purpose
Director appointment · Board meeting
2009
28-09
State Gazette act
General meeting · Director resignation
Director appointment · Director reappointment
28-09
State Gazette act
General meeting · Legal-form conversion
Permanent representative · Director reappointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 1985
Ground area
8,638 m²
Building footprint
647 m²
Volume, LiDAR
4,388 m³
2 parcels, Flanders · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Dam(Kor) 41, 8500 Kortrijk
since 19852.102.470.941
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042D0740/00E000 | Flanders | 6,569 m² | 1 · 522 m² | 8.0 m · 2 fl. |
| 34352F0712/00H006 | Flanders | 2,069 m² | 1 · 125 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
Helan Kinderopvang
Shared director
→
Helan Onthaalouders
Shared director
→
Ownership & control
3 board mandatesBoard mandates of this companythis company sits on their board3
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Of 9,146 companies in sector 68201 we hold annual accounts for 6,770. 4,394 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-1984
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
77225Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0426266894
Also
9925:BE0426266894
Registered
17-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.