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FIMAÉ

Active Private limited companyfounded 2023active for 3 yearsRue du Quesnoy 19, 7500 TournaiKBO/BCE: BE 0803.916.895
FIMAÉ
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Overview

Lifetime

3 annual accounts with figures on one time axis
peak €471,181 (2025)
€471,181▲ 11.5%
peak €222,290 (2025)
€222,290▲ 19.8%
peak €409,498 (2025)
€409,498▲ 29.8%
€233,041▲ 37.4%
peak 5.4 FTE (2024)
5.3 FTE▼ 1.9%
Board3 names since 2023
2 directors and 1 other
Owners
  
Documentsfilings and deeds
24-03-2026129 days before the deadline
2025financial year
Company renamed from FIDUCIAIRE DACHY & CO to FIMAÉ 02-01Equity from €315,504 to €409,498Debts from €169,595 to €233,041Cash from €203,571 to €293,659

Key points

from the 2025 annual accounts

Equity

€409,498 ▲ 29.8%
€316,0002024€409,0002025

Equity rose in 2025 from €315,504 to €409,498.

Turnover

≈ €820,000 estimated

The accounts state no turnover.

Debts

€233,041 ▲ 37.4%
Taxes and wages
+27,226
Other debts
+22,385
Suppliers
+14,635
The rest
-801

Debts rose by €63,446 in 2025.

Staff

6 employees on 31-12-2025
602023432024122025

In 2025, 1 person joined and 2 left.

Filings

3 annual accounts 1 late
AprilJune31 JulyOctober202320242025

The 2024 accounts came 25 days late. The other two were filed on time.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,274 companies had the same profile as FIMAÉ has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,274 companies, not a prediction for FIMAÉ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, , since 01-07-2023
Director, , since 28-07-2023
  • 25%score equity €139,938 (2025) · 2023 annual accounts of
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0803916895
Company renamed from FIDUCIAIRE DACHY & CO to FIMAÉ General meeting of 19-12-2024 · Gazette deed
2 directors appointed, 1 resignation Resignation: · Appointments: and · Permanent representatives: and · General meeting of 14-09-2023 · Gazette deed
Incorporation Founding capital of €146,938.28, 300 shares · Demerger: FIDUCIAIRE DACHY & CO splits off to IMMOBILIER · Appointment: (director) · published on 26-07-2023 · Gazette deed
All 9 events

Comparable companies

same main activity, similar in size and age
Company
FIMAÉ Tournai €642,539 €471,181 63.7% 5.3
Liberoo Essen Essen €574,620 €454,391 8.4% 5.8
NUMEO Saint-Georges-sur-Meuse €800,445 €459,974 34.7% 5.2
THG VERVIERS Verviers €616,492 €588,650 26.2% 7
BRBO Brasschaat €825,626 €518,225 4.2% 4
CoVerCo Accounting Ostend €922,310 €543,556 5.7% 4.6
ACCOUNTIS Grimbergen €669,064 €517,913 15.4% 5.3

These companies have the same main activity as FIMAÉ: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €575,000 and €922,000, founded between 2021 and 2023.

Official details

Source: KBO
Status
Active since 13-07-2023Normal situation
Activity
Certified accountants and tax accountantsNACE 69201
Establishment unit
2.348.068.7067500 Tournai, since 13-07-2023
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€471,181▲ 11.5%
€222,290▲ 19.8%
€409,498▲ 29.8%
€642,539▲ 32.5%
Employeeson 31-12-2025
6▼ 14.3%
Filing
Filed on 24-03-2026, 129 days before the end of the filing period
Financials

Insights on FIMAÉ

FIMAÉ has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €409,498 and a net result of €222,290.

Equity has been growing by about 32% per year since 2023. Its solvency ranks better than 76% of 806 sector peers (NACE 69, financial year 2025).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

full format, filed on 24-03-2026, 129 days before the deadline
€471,181
▲ 11.5%
€257,159
▲ 19.8%
€222,290
▲ 19.8%
€390,348
▲ 34.4%
63.7%
▼ 1.3 percentage points
2.68
▼ 0.03

The turnover shown is an estimate from the gross margin.

Turnover ≈ €820,000. Estimated: probably between €710,000 and €980,000.

Balance sheet

balance sheet total €642,539 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

63.7%

Higher than 75% of 1,704 companies in 2024.

2.68

Higher than 75% of 1,686 companies in 2024.

34.6%

Higher than 89% of 1,687 companies in 2024.

FIMAÉ Middle half of the sector 80% of the sector Full accounts in legal and accounting (NACE 69)

Staff

€37,796

Staff costs divided by the average number of full-time equivalents.

-1 person

people who joined people who left

In 2025, 1 person joined and 2 left. Training hours in 2025: 34.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 642,539485,098410,140
21/28 20,47825,00114,776
22/27 20,27824,80114,576
24 13,76317,49310,689
26 6,5157,3083,887
28 200200200
29/58 622,061460,097395,364
29 --1,567
291 --1,567
40/41 199,531128,492175,948
40 197,092125,899174,817
41 2,4392,5931,132
50/53 120,768120,000-
54/58 293,659203,571212,305
490/1 8,1048,0345,544
Balance sheet: equity and liabilities
10/49 642,539485,098410,140
10/15 409,498315,504235,931
10/11 5,2355,2355,235
13 73,34373,34373,343
130/1 1,6891,6891,689
1311 1,6891,6891,689
132 15,48315,48315,483
133 56,17156,17156,171
14 330,920236,925157,353
17/49 233,041169,595174,209
17 --2,128
170/4 --2,128
42/48 231,713169,595172,006
42 -2,12815,204
44 28,95314,31711,034
440/4 28,95314,31711,034
45 74,28447,05869,897
450/3 38,50226,99143,586
454/9 35,78220,06726,311
47/48 128,477106,09175,870
492/3 1,327-75
Income statement
9900 471,181422,618453,754
62 200,317189,113221,910
630 8,23111,0168,297
631/4 6462,207-
640/8 4,8285,5654,563
9901 257,159214,718218,984
75/76B 1,898179374
75 1,898179374
65/66B 1976801,333
65 1976801,333
9903 258,859214,216218,025
67/77 36,56928,73433,689
9904 222,290185,482184,336
9905 222,290185,482184,336
Appropriation of the result
9906 459,215342,835184,336
14P 236,925157,353-
791/2 --68,360
694/7 128,295105,91095,343
694 --19,472
695 128,295105,91075,870
Social balance sheet
9087 5.35.45
Hours worked1013 7,8066,5906,693
Document PDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 24-03-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 full format 24-03-2026 2026-00060293 PDF
31-12-2024 full format 25-08-2025 2025-00398584 PDF
31-12-2023 full format 24-07-2024 2024-00276233 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
265,390225,733227,281
230,521196,498192,633
7,61821,241139,951
90,088-8,734-
390,348290,503223,358
63.7%65.0%57.5%
2.682.712.30
0.570.540.74
54.3%58.8%78.1%
34.6%38.2%44.9%
over 100over 100over 100

EBIT margin: not included in this filing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-2023
Employees at the balance-sheet date676
full-time332
part-time344
in full-time equivalents4.95.54.4
5.35.45
On a permanent contract456
Joined146
Left230
Training hours34848

Source: social balance sheet in the 2023 to 2025 annual accounts

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets€7,618€21,241€80,356
Intangible fixed assets--€59,395
Financial fixed assets--€200
€8,231€11,016€8,297

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on FIMAÉ

The operating result for 2025 is 20% higher than in 2024 and the highest since 2023. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total rises from 35.0% to 36.3%. Equity and debt are higher.

Board & ownership

Board

2 directors, no change since September 2023
Director, permanent representative
since 01-07-2023
listed in the 2025 annual accounts, filed on 24-03-2026
Director, permanent representative
since 28-07-2023
listed in the 2025 annual accounts, filed on 24-03-2026
Permanent representatives 2
Permanent representative, for
appointed by deed of 27-09-2023
Permanent representative, for
appointed by deed of 27-09-2023

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today

Director

Director

Director (not named in the articles)
BoardEarlier
Mandates as a list
    • Director, from 01-07-2023 to date
    • Director, from 28-07-2023 to date
    • Director (not named in the articles), appointed by deed of 26-07-2023, until 27-09-2023

See the board, name and registered office on a given date →

Control

Shareholder
Equity €139,938
Profit €71,524 in 2025 (profit €48,383 in 2024)
Checked score
Source: accounts 2023
25%
This company
FIMAÉ
Equity €409,498
Profit €222,290 in 2025

Capital

Contribution
€5,235.03
Shares
300
Contribution per share
€17.45
Equity per share
€1,365 in 2025
Source
2025 annual accounts

Articles of association

deed of 26-07-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Capital transactions

Shareholders according to the deeds
At incorporation deed of 26-07-2023 ↗
  • 154 shares · 51.3%
  • 146 shares · 48.7%
  • €146,938.28 in kind
Capital over time
  1. 26-07-2023 Incorporation · €146,938.28 · 300 shares

Network & group

No group

FIMAÉ has no parent and no holdings in its annual accounts.

Acquisitions and mergers

1 transaction
Demerger with:ARTHEVA IMMOBILIER
partial demerger · Gazette deed of 26-07-2023

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Permanent representative · deed of 27-09-2023
Founded in 2023 · total assets €141,571 (2025)

Timeline

Timeline

9 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803916895
Annual accounts 2025 filed PDFfull format · 129 days before the deadline
2025
Highest result from 2023 to 2025 net €222,290 ▲19.8% The operating result of €257,159 and the net result of €222,290 are both a record.
Annual accounts 2024 filed PDFfull format · 25 days late
Company renamed from FIDUCIAIRE DACHY & CO to FIMAÉGeneral meeting of 19-12-20244 points ▸
  • General meeting, 19-12-2024
  • Name change, FIMAÉ
  • Amendment of the articles, article 1
  • Power of attorney,
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

2024
Annual accounts 2023 filed PDFfull format · 7 days before the deadline
2023
2 directors appointed, 1 resignationResignation: · Appointments: and · Permanent representatives: and · General meeting of 14-09-20237 points ▸
  • General meeting, 14-09-2023
  • Director resignation,
  • Director discharge,
  • Director appointment,
  • Director appointment,
  • Permanent representative, (director and permanent representative)
  • Permanent representative, (director and permanent representative)

Open the deed in the Belgian Official Gazette

IncorporationFounding capital of €146,938.28, 300 shares · Demerger: FIDUCIAIRE DACHY & CO splits off to IMMOBILIER · Appointment: (director) · published on 26-07-202311 points ▸
  • holds 154 shares
  • holds 146 shares
  • Capital contribution, €146,938.28
  • Registered office clause, Rue du Quesnoy, numéro 19, 7500 Tournai
  • Board rule, 1
  • Director appointment, (director (not named in the articles))
  • General meeting, 22-06-2023
  • Founding capital, €146,938.28, 300 shares
  • holds 51.33% of the shares
  • holds 48.67% of the shares
  • Accounting effect, 01-01-2023
  • The deed holds 15 more points.

Open the deed in the Belgian Official Gazette

First establishment FIDUCIAIRE DACHY & CO, Rue du Quesnoy 19, Tournai

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

FIMAÉ was incorporated on 13 July 2023 as a private limited company by IMMOBILIER and two natural persons, with a starting capital of €146,938.12 In 2025 the company took the name FIMAÉ.3 The board currently has 2 members. has served longest, since 2023.4 Total assets rose from €410,140 in 2023 to €642,539 in 2025 and headcount from 5 to 5.3 full-time equivalents.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 26-07-2023
  3. 3Belgian Official Gazette, 02-01-2025
  4. 4National Bank, annual accounts 2025
  5. 5National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0803.916.895
VAT number
BE 0803.916.895
Peppol ID
0208:0803916895
Legal form
Private limited company
Status
Active, normal situation
Founded
13-07-2023
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 18:00
deed of 26-07-2023 (in French)
Peppol
Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
FIMAÉ in French
Former name
FIDUCIAIRE DACHY & CO until the deed of 02-01-2025
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 26-07-2023 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne”
deed of 26-07-2023 (in French)

Activities

NACEBEL 2025
VAT activities
69201 Certified accountants and tax accountants main activity
Social security (RSZ) activities
69201 Certified accountants and tax accountants main activity
Codes under NACEBEL 2008
VAT activities
69201 Accountants main activity
Social security (RSZ) activities
69202 Legal and accounting activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“L'organisation de la comptabilité et des services comptables et les activités de conseil en matière d'organisation comptable des…”
18 activities
  1. L'organisation de la comptabilité et des services comptables et les activités de conseil en matière d'organisation comptable des entreprises;
  2. La détermination des résultats et l'établissement des comptes annuels conformément aux dispositions légales en la matière;
  3. L'ouverture,la tenue,la centralisation et la clôture des écritures comptables propres à l'établissement des comptes;
  4. La vérification et le redressement de tous les documents comptables qui ne conduisent pas à une attestation ou un rapport d'expertise destinés à être remis à des tiers;
  5. L'analyse par les procédés de la technique comptable de la situation et du fonctionnement des entreprises du point de vue de leur crédit,de leur rendement et de leurs risques qui ne conduit pas à une attestation ou un rapport d'expertise destinés à être remis à des tiers;
  6. L'expertise,tant privée que judiciaire,dans le domaine de la comptabilité des entreprises;
  7. Toute mission visée aux 4° à 6° exercée par un expert-comptable certifié autre que le professionnel habituel qui conduit à une attestation ou un rapport d'expertise destinés à être remis à des tiers;
  8. Les autres missions dont l'accomplissement est réservé par la loi ou en vertu de la loi à l'expert-comptable certifié:
  9. La délivrance d'avis se rapportant à toutes matières fiscales;
  10. L'assistance du contribuable dans l'accomplissement de ses obligations fiscales;
  11. La représentation du contribuable auprès de l'administration fiscale;
  12. L'organisation des services administratifs et le conseil sur l'organisation administrative des entreprises.
  13. Les services juridiques en rapport avec les activités du professionnel,
  14. Fournir des conseils,des consultations en matière statistique,économique,financière et administrative,
  15. Mener toutes sortes d'études et d'activités à cet égard,à l'exception des conseils en investissement et des activités pour lesquelles une reconnaissance supplémentaire est requise et/ou qui sont réservées par la loi à d'autres professions:
  16. Fournir des conseils et une assistance en matière sociale,notamment l'accomplissement des formalités y relatives tel que le calcul des salaires
  17. Exercer les activités d'ordre juridique et économique compatibles avec la déontologie de la profession.
  18. Exercer l'activité de syndic immobilier
deed of 26-07-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
FIDUCIAIRE DACHY & CO registered office Rue du Quesnoy 19, 7500 Tournai 13-07-2023 2.348.068.706

Buildings and parcels at the address

Ground area
285 m²
Buildings
220 m²
Volume, LiDAR
3,113 m³
Tallest building
16.4 m
Buildings to scale, each on its own parcel
220 m², 16.4 m 220 m², 16.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
57462C0315/00P000285 m² 1 · 220 m² 16.4 m · 5

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