FIMACOOL
ActiveSummary
The annual accounts of FIMACOOL for financial year 2025 show a net loss of 52% of the equity at the start of that year. The 2025 annual accounts show equity of €17,920 and a net result of -€19,756. Equity is growing by about 43% per year across the filed financial years. Its solvency ranks better than 21% of 11,726 sector peers (NACE 71, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €17,920
- Loss
- -€19,756
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year1 change of registered office in 24 monthsLoss of €19,756 (financial year 2025)lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 2.20, cash €56,324Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 22% on solvency, 67% on liquidity, 4% on profitability and 10% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 1 day before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€19,756
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (41 days) Filed on 10 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00510274.
2023 to 2025, 3 financial years
The operating result turns negative in 2025: a loss of €18,528 after €45,903 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 1,207 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 90.2% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €4,762 | €91 | ▼ 98.1% |
| Other operating charges640/8 | - | €415 | €16,659 | ▲ 40× |
| Gross operating margin9900 | €2,259 | €51,080 | -€1,777 | - |
| Operating profit (loss)9901 | €2,259 | €45,903 | -€18,528 | - |
| Financial income75/76B | - | - | €47 | - |
| Recurring financial income75 | - | - | €47 | - |
| Financial charges65/66B | €10 | €875 | €1,096 | ▲ 25.2% |
| Recurring financial charges65 | €10 | €875 | €1,096 | ▲ 25.2% |
| Profit (loss) for the period before taxes9903 | €2,250 | €45,028 | -€19,577 | - |
| Income taxes67/77 | €904 | €9,697 | €179 | ▼ 98.2% |
| Profit (loss) for the period9904 | €1,345 | €35,331 | -€19,756 | - |
| Profit (loss) for the period to be appropriated9905 | €1,345 | €35,331 | -€19,756 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €17,589 | €78,403 | €93,103 | ▲ 18.7% |
| Fixed assets21/28 | - | €23,402 | €2,718 | ▼ 88.4% |
| Tangible fixed assets22/27 | - | €23,362 | €2,678 | ▼ 88.5% |
| Furniture and vehicles24 | - | €23,362 | €2,678 | ▼ 88.5% |
| Financial fixed assets28 | - | €40 | €40 | = |
| Current assets29/58 | €17,589 | €55,001 | €90,386 | ▲ 64.3% |
| Amounts receivable within one year40/41 | €15,798 | €46,214 | €34,062 | ▼ 26.3% |
| Trade receivables40 | €15,566 | €45,664 | €32,761 | ▼ 28.3% |
| Other amounts receivable41 | €232 | €550 | €1,301 | ▲ 137% |
| Cash at bank and in hand54/58 | €1,791 | €8,599 | €56,324 | ▲ 555% |
| Deferred charges and accrued income490/1 | - | €188 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €17,589 | €78,403 | €93,103 | ▲ 18.7% |
| Equity10/15 | €2,345 | €37,677 | €17,920 | ▼ 52.4% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €1,345 | €36,677 | €16,920 | ▼ 53.9% |
| Amounts payable17/49 | €15,244 | €40,727 | €75,183 | ▲ 84.6% |
| Amounts payable after more than one year17 | - | €18,940 | €34,023 | ▲ 79.6% |
| Financial debts170/4 | - | €18,940 | €34,023 | ▲ 79.6% |
| Amounts payable within one year42/48 | €15,244 | €21,787 | €41,160 | ▲ 88.9% |
| Current portion of amounts payable after more than one year42 | - | €5,566 | €11,925 | ▲ 114% |
| Trade debts44 | €9,631 | €3,620 | €13,025 | ▲ 260% |
| Suppliers440/4 | €9,631 | €3,620 | €13,025 | ▲ 260% |
| Taxes, remuneration and social security45 | €904 | €12,601 | €16,210 | ▲ 28.6% |
| Taxes450/3 | €904 | €10,601 | €14,410 | ▲ 35.9% |
| Remuneration and social security454/9 | - | €2,000 | €1,800 | ▼ 10.0% |
| Other amounts payable47/48 | €4,709 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,345 | €35,331 | -€19,756 | - |
| + Depreciation and write-downs630 | - | €4,762 | €91 | ▼ 98.1% |
| Operating cash flow (approximation) | €1,345 | €40,093 | -€19,665 | - |
| Investment in fixed assets (approximation) | - | - | €20,594 | - |
| Change in cash | - | €6,808 | €47,725 | ▲ 601% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 10-09-2026 | 2026-00510274 |
| 31-12-2024 | micro format | 15-07-2025 | 2025-00270598 |
| 31-12-2023 | micro format | 02-07-2024 | 2024-00195986 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| COSTA OLIVEIRA Filipe Manuel |
|
Owners and capital
Capital and shareholders
- COSTA OLIVEIRA Filipe Manuel 100 shares (100%) · €1,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 16-03-2023 Incorporation · €1,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
26-11
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 22-10-2024
- Registered-office move, Bergensesteenweg421bus13,1600Sint-Pieters-Leeuw
16-03
Gazette deed
IncorporationAppointment: COSTA OLIVEIRA Filipe Manuel (director) · Founder · Founding capital6 facts ▸
- Incorporation, 13-03-2023
- Founder, COSTA OLIVEIRA Filipe Manuel
- Founding capital, €1,000
- Capital contribution
- Director appointment, COSTA OLIVEIRA Filipe Manuel (director)
- Pre-incorporation commitments, “takeover, Alle verbintenissen en alle verplichtingen die eruit voortvloeien, en alle activiteiten ondernomen in naam en voor rekening van de vennootschap in opr…” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0799.483.403
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | - |
| 42402F0706/00K000 | Flanders | 391 m² | 1 · 233 m² | 16.0 m · 4 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Ondersteuning van aannemers (ruwbouw) met het voorbereiden van de werken, opmaken van meetstaten, maken van bestellingen, opmaken van…” (deed in Dutch)
65 activities (deed in Dutch)
- Ondersteuning van aannemers (ruwbouw) met het voorbereiden van de werken, opmaken van meetstaten, maken van bestellingen, opmaken van vorderingsstaten en opmaken van facturatie.
- Projectmanagement en coördinatie van allerhande bouwwerken en investeringen, alsook veiligheidscoördinatie van particuliere en industriële bouwwerven
- De uitoefening van alle handelingen, verrichtingen en activiteiten van een bouwpromotor/contractor.
- Projectontwikkeling.
- Alle aannemingen en werken, zowel ruwbouw als algemene bouwonderneming.
- Alle renovatie- en veranderingswerken;
- Verwerken van alle materialen in alle mogelijke constructies.
- Algemene bouwwerken in de meest ruime zin van het woord voor particulieren en industrie.
- Renovatiewerken in de meest ruime zin van onroerende goederen
- Overige zakelijke dienstverlening
- Alle aannemingen en werken, zowel ruwbouw als algemene bouwonderneming.
- Alle renovatie- en veranderingswerken;
- Verwerken van alle materialen in alle mogelijke constructies.
- Algemene bouwwerken in de meest ruime zin van het woord voor particulieren en industrie.
- De uitoefening van alle handelingen, verrichtingen en activiteiten van een bouwpromotor/contractor.
- Projectontwikkeling.
- Het oprichten, verwerven, vervreemden, beheren, uitbaten, valoriseren, verkavelen, ordenen, huren en verhuren, het doen bouwen of verbouwen, evenals alle welkdanige onroerende transacties en verrichtingen in de meest brede zin, met inbegrip van onroerende leasing en het verwerven van zakelijke onroerende rechten.
- Aan- en verkoop van bouwmaterialen.
- Aan- en verkoop van onroerende goederen;
- Renovatiewerken in de meest ruime zin van onroerende goederen
- Slopingswerken van gebouwen,
- Plaatsen van chapes, leggen van parketvloer en het plaatsen van alle wand-, vloer- en plafondbekleding ongeacht het materiaal.
- Plaatsen van tussenwanden of gipsplaten, plafonds, spiegels in allerlei materiaal met in begrip van glas.
- Houwen, bewerken en afwerken van natuursteen,
- Plafoneer- en cementeer-, en andere pleisterwerken,
- Het aanbrengen in gebouwen en andere bouwwerken van thermisch en akoestisch isolatiemateriaal,
- Onderneming voor het uitvoeren van voegwerken, metselwerken, renovatiewerken van gebouwen en monumenten evenals het waterdicht maken van gebouwen met inbegrip van dakbedekking,
- Schilderwerken en overige werkzaamheden in verband met afwerking van gebouwen,
- Stukadoors- metsel en voeg- werkzaamheden
- Tegelwerken
- Installatie radiator
- Aansluiting electriciteit
- Dakwerken
- Het uitvoeren van schrijnwerk; -
- Het uitvoeren van ruwbouw activiteiten; -
- Het uitvoeren van metsel en betonwerken; -
- Het aanleggen van gazons en algemene tuinwerken; -
- Het uitvoeren van kleine afbraakwerken; -
- Het uitvoeren van algemene onderhoudwerken (binnen-buiten);
- Het uitvoeren van elektriciteitswerken, sanitairwerken;
- Toezien, adviezen verlenen, begeleiding aan bouwprojecten en bouwheren in de ruimste betekenis zowel technisch als decoratief (interieur, …),
- Overige gespecialiseerde bouwwerkzaamheden,
- Het uitvoeren van isolatiewerken in de breedste zin
- Het bouwrijp maken van terreinen,
- Het slopen van gebouwen en andere bouwwerken,
- Het ruimen van bouwterreinen,
- Het grondverzet: graven, ophogen, egaliseren en nivelleren van bouwterreinen, graven van sleuven en geulen, verwijderen van rotsen, grondverzet met behulp van explosieven,
- Algemene bouwkundige en civieltechnische werken, bouwen van individuele huizen,
- Het optrekken van de ruwbouw van individuele huizen,
- De bouw van individuele huizen volgens de formule “sleutel op de deur”, optrekken van andere residentieële gebouwen en van kantoorgebouwen,
- Het optrekken van de ruwbouw van gebouwen met celstructuur: appartementsgebouwen, kantoorgebouwen,
- De bouw van appartementen volgens de formule “sleutel op de deur”,
- Het optrekken van de ruwbouw van gebouwen voor industrieel of commercieel gebruik, van stel- en stapelplaatsen, scholen, ziekenhuizen voor de beoefening van erediensten, cultuur, sport;
- Onderneming voor het bouwen van funderingen inclusief heien, voor het uitvoeren van metselwerk, voor het bouwen van open haarden, stookplaatsen, sierschouwen, voor het uitvoeren van voegwerken, voor het bouwen van koelkamers en kluizen, voor het zandstralen.
- Bouwinstallatie, elektrische installatie, onderneming voor de installatie van elektrische verwarmingsinstallaties, onderneming voor de installatie van bewakingssystemen en alarminstallaties tegen diefstal,
- Isolatiewerkzaamheden,
- Het aanbrengen in gebouwen en andere bouwwerken van thermische isolatiemateriaal,
- Isolatiemateriaal tegen geluid en trillingen, isolatiewerkzaamheden aan verwarmingsleidingen en leidingen van koelsystemen, - Loodgieterswerk,
- Installatie van verwarming, klimaatregeling en ventilatie, overig loodgieterswerk, de installatie van stores en zonneschermen,
- Het plaatsen van tussenwanden van gipsplaten, schrijnwerk van hout of van kunststof,
- De montage van buiten- en binnen schrijnwerk van hout of van kunststof: deuren, vensters, kozijnen, trappen, muurkasten, inbouwkeukens en winkelinrichtingen,
- De installatie van al dan niet verplaatsbare tussenwanden,
- De bekleding van wanden en plafonds in hout of kunststof,
- De installatie van garagepoorten, luiken, zonneblinden, traliewerk en hekken, in hout of kunststof,
- Vloerafwerking en wandbekleding, plaatsen van vloer- en wandtegels, plaatsen van vloerbedekking van hout of andere materialen,
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- FIMACOOL
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Zuidlaan 1 A/W4, 9240 Zele” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “1, al dan niet vennoot” (deed in Dutch)
Capital, shares and profit
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- “De winst wordt ter beschikking gesteld van de algemene vergadering, Het aanleggen van reserves alsook de verdeling van het overblijvend…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 18:00