Equity
€17,947 ▲ 12.3%
3B structure paid out €45,000 in dividends. That is 96% of the 2025 profit.
3B structure
Lifetime
15 annual accounts with figures on one time axispeak €96,058 (2025)
€96,058▲ 36.0%
lowest -€14,278 (2011)
€46,968▲ 36.3%
peak €17,947 (2025)
€17,947▲ 12.3%
€317,539▲ 105%
peak 0.2 FTE (2014)
-not published
Board1 name since 2021
1 directorHARGOT Benoît
Documentsfilings and deeds
15-09-202646 days late
2025micro format
Gross margin from €70,618 to €96,058Result from €34,454 to €46,968Dividend €45,000Equity from €15,979 to €17,947Debts from €154,865 to €317,539Investments €158,560
Key points
from the 2025 annual accountsDebts
€317,539 95% of the balance sheet
Financial debts 57%Taxes and wages 15%Other 28%
Of this, €132,295 falls due within a year.
Position in the sector
5.3%
Lower solvency than 88% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.
2025 accounts filed 46 days after the deadline
Checked score
68
Healthy
Financially stronger than 36% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.5%▼ -0.1 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.7%▲ +0.1 percentage points vs 08-2025
10-2025: 0.8%▲ +0.1 percentage points vs 09-2025highest value
11-2025: 0.5%▼ -0.3 percentage points vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.4%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 0.7%▲ +0.1 percentage points vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 46 days late; 3 of the last 3 accounts late
Liquidity: current ratio 0.62, cash €1,649, halved
lowers risk
Size: total assets €335,485
Founded in 2010
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 13% of them on solvency, 14% on liquidity, 59% on profitability and 59% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,325 companies had the same profile as 3B structure has now. Each dot stands for 4 companies, two years later.
95.2%
were still trading
3.2%
stopped another way
1.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of 3B structure itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,325 companies, not a prediction for 3B structure. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.62 (0.77 in 2024), below 1. Short-term debt is 39.4% and cash 0.5% of total assets. 94.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 11794 sector peers (2025).
NBB · sector comparisonPosition among 11794 sector peers
Solvency
better than 12%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €17,947
raises risk · 2025 accounts filed 46 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
46 days late
2024
83 days late
2023
84 days late
2022
156 days late
2021
45 days late
2020
121 days late
2019
34 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 81 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 October (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0830237153
Amendment of the articles · Legal-form change · Resignations & appointments
Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Registered office moved from Brussels to Namur
New registered office: rue du Travail 114 B, 5000 Namur · Previous registered office: rue de Lombartzyde 189, 1120 Bruxelles · “Une participation au marché immobiljer pour l'achat, l'échange, le lotissement, la promotion, la vente, la…” (deed in French) · General meeting of 10-10-2017 · Gazette deed
Registered office moved from Brussels to Namur
New registered office: RUE DU TRAVAIL 114B à 5000 NAMUR · Previous registered office: RUE DE LOMBARTZYDE 189 à 1120 BRUXELLES · General meeting of 31-05-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 3B structure Namur | €335,485 | €96,058 | 5.3% | - |
| ELECTRONICS ENGINEERING - CONSULT AND DESIGN Jalhay | €347,193 | €102,337 | 52.6% | - |
| BE³-PROJECTS Stabroek | €338,722 | €102,895 | 50.7% | - |
| BERO Consult Dendermonde | €374,488 | €99,161 | 95.4% | - |
| S.S.D Bullange | €355,478 | €85,572 | 41.4% | - |
| FALEPIN GEOTECHNICS Oud-Heverlee | €379,929 | €86,397 | 92.0% | - |
| ENPRO AUTOMATION Brasschaat | €331,203 | €97,565 | 86.1% | - |
These companies have the same main activity as 3B structure: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €331,000 and €380,000, founded between 2008 and 2011.
Official details
Source: KBO- Status
- Active since 13-10-2010Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 1 other
- Establishment unit
- 2.200.799.1485000 Namur, since 13-10-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 26-01-2026
Annual accounts 2025
- ≈ €200,000estimated
- €335,485▲ 96.4%
- ≈ 0.1 FTEestimated
- Filing
- Filed on 15-09-2026
Insights on 3B structure
3B structure files the micro format. That format states no turnover. The gross margin rose from -€6,015 in 2011 to €96,058 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 3B structure
- What is the company number of 3B structure?
- The company number of 3B structure is 0830.237.153. The VAT number is the same number with BE in front: BE 0830.237.153.
- Where is 3B structure based?
- The registered office is at Rue du Travail 114b, 5000 Namur.Company details
- What does 3B structure do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of 3B structure?
- 3B structure is a private limited company (BV).
- When was 3B structure founded?
- 3B structure was founded on 13-10-2010.
- Is 3B structure still active?
- Yes, 3B structure is an active enterprise in the KBO register.
- What is the turnover of 3B structure?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €96,058 and 45 comparable companies (NACE 711). It probably lies between €160,000 and €280,000. In financial year 2021 turnover was €137,736.Financials
- Is 3B structure profitable?
- In financial year 2025, 3B structure made a profit of €46,968.
- Where can I find the annual accounts of 3B structure?
- 3B structure filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 3B structure due?
- 3B structure must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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