Summary
FILYNCK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €36,189 and a net result of €19,753. Equity is shrinking by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 8211 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
63 d late
2022
70 d late
2021
74 d late
2020
31 d late
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 October (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€36,189▲ 120%
2024 · €16,436
Net result
€19,753
2024 · -€5,564
Total assets
€95,876▲ 37.7%
2024 · €69,642
Solvency
37.7%▲ 14.1pp
2024 · 23.6%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€27,772▼ 20.0%€23,563▼ 15.2%-€6,069-€5,051▲ 16.8%€25,960
Net result€21,961within the sector's middle half▼ 18.8%€17,715within the sector's middle half▼ 19.3%-€6,850below the sector's middle half-€5,564below the sector's middle half▲ 18.8%€19,753within the sector's middle half
Equity€107,570within the sector's middle half▲ 25.7%€93,260within the sector's middle half▼ 13.3%€86,410within the sector's middle half▼ 7.3%€16,436below the sector's middle half▼ 81.0%€36,189within the sector's middle half▲ 120%
Total assets€119,629below the sector's middle half▲ 9.8%€137,071within the sector's middle half▲ 14.6%€90,508below the sector's middle half▼ 34.0%€69,642below the sector's middle half▼ 23.1%€95,876below the sector's middle half▲ 37.7%
Debt€12,059▼ 48.4%€43,811▲ 263%€4,099▼ 90.6%€53,206▲ 1,198%€59,687▲ 12.2%
Working capital€108,790within the sector's middle half▲ 35.9%€83,567within the sector's middle half▼ 23.2%€81,315within the sector's middle half▼ 2.7%€18,161within the sector's middle half▼ 77.7%€37,685within the sector's middle half▲ 108%
Solvency89.9%above the sector's middle half▲ 11.4pp68.0%within the sector's middle half▼ 21.9pp95.5%above the sector's middle half▲ 27.4pp23.6%below the sector's middle half▼ 71.9pp37.7%within the sector's middle half▲ 14.1pp
Current ratio32.08above the sector's middle half▲ 26.932.97within the sector's middle half▼ 29.1149.79above the sector's middle half▲ 46.811.38within the sector's middle half▼ 48.411.70within the sector's middle half▲ 0.32
Return on assets (ROA)18.4%within the sector's middle half▼ 6.5pp12.9%within the sector's middle half▼ 5.4pp-7.6%below the sector's middle half▼ 20.5pp-8.0%below the sector's middle half▼ 0.4pp20.6%within the sector's middle half▲ 28.6pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25,960 after a loss of €5,051 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95,876
Fixed assets
€4,041 ▲ 8.4%
Current assets
€91,835 ▲ 39.3%
Equity and liabilities €95,876
Equity
€36,189 ▲ 120%
Debt
€59,687 ▲ 12.2%
Debt's share of the balance-sheet total falls from 76.4% to 62.3%. Equity and debt are higher.
Key figures and ratios
ROE
54.6%▲
2024 · -33.9%
Debt ≤ 1 year
€54,150▲
2024 · €47,753
Income taxes
€7,450▲
2024 · €199
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,634 | €3,508 | €4,902 | €4,818 | €3,023 | ▼ 37.3% |
| Other operating charges640/8 | €822 | €983 | €996 | €1,024 | €1,020 | ▼ 0.4% |
| Gross operating margin9900 | €31,228 | €28,054 | -€171 | €791 | €30,003 | ▲ 3,692% |
| Operating profit (loss)9901 | €27,772 | €23,563 | -€6,069 | -€5,051 | €25,960 | ▲ 614% |
| Financial income75/76B | €695 | €0 | €195 | €359 | €1,527 | ▲ 326% |
| Recurring financial income75 | €695 | €0 | €195 | €359 | €1,527 | ▲ 326% |
| Financial charges65/66B | €70 | €598 | €977 | €673 | €285 | ▼ 57.6% |
| Recurring financial charges65 | €70 | €598 | €977 | €673 | €285 | ▼ 57.6% |
| Profit (loss) for the period before taxes9903 | €28,397 | €22,965 | -€6,850 | -€5,365 | €27,202 | ▲ 607% |
| Income taxes67/77 | €6,436 | €5,250 | - | €199 | €7,450 | ▲ 3,641% |
| Profit (loss) for the period9904 | €21,961 | €17,715 | -€6,850 | -€5,564 | €19,753 | ▲ 455% |
| Profit (loss) for the period to be appropriated9905 | €21,961 | €17,715 | -€6,850 | -€5,564 | €19,753 | ▲ 455% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €119,629 | €137,071 | €90,508 | €69,642 | €95,876 | ▲ 37.7% |
| Fixed assets21/28 | €7,338 | €11,134 | €7,526 | €3,728 | €4,041 | ▲ 8.4% |
| Tangible fixed assets22/27 | €7,338 | €11,134 | €7,526 | €3,728 | €4,041 | ▲ 8.4% |
| Land and buildings22 | €467 | €234 | - | - | - | - |
| Furniture and vehicles24 | €6,871 | €10,900 | €7,526 | €3,728 | €4,041 | ▲ 8.4% |
| Current assets29/58 | €112,290 | €125,937 | €82,982 | €65,914 | €91,835 | ▲ 39.3% |
| Amounts receivable within one year40/41 | €22,387 | €12,740 | €21,102 | €39,528 | €32,182 | ▼ 18.6% |
| Trade receivables40 | €5,444 | €4,235 | €2,011 | €23,310 | €28,439 | ▲ 22.0% |
| Other amounts receivable41 | €16,943 | €8,505 | €19,092 | €16,218 | €3,743 | ▼ 76.9% |
| Current investments50/53 | - | €14,089 | €14,384 | €14,384 | €14,384 | = |
| Cash at bank and in hand54/58 | €89,169 | €98,296 | €46,720 | €11,198 | €44,311 | ▲ 296% |
| Deferred charges and accrued income490/1 | €735 | €812 | €776 | €804 | €958 | ▲ 19.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €119,629 | €137,071 | €90,508 | €69,642 | €95,876 | ▲ 37.7% |
| Equity10/15 | €107,570 | €93,260 | €86,410 | €16,436 | €36,189 | ▲ 120% |
| Contributions10/11 | €7,025 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €98,545 | €71,260 | €64,410 | -€5,564 | €14,189 | ▲ 355% |
| Amounts payable17/49 | €12,059 | €43,811 | €4,099 | €53,206 | €59,687 | ▲ 12.2% |
| Amounts payable within one year42/48 | €3,501 | €42,370 | €1,667 | €47,753 | €54,150 | ▲ 13.4% |
| Trade debts44 | - | €16,044 | - | - | €7,483 | - |
| Suppliers440/4 | - | €16,044 | - | - | €7,483 | - |
| Advances received on contracts in progress46 | - | €20,500 | - | - | - | - |
| Taxes, remuneration and social security45 | €3,501 | - | €141 | €302 | €4,970 | ▲ 1,547% |
| Taxes450/3 | €3,501 | - | €141 | €302 | €4,970 | ▲ 1,547% |
| Other amounts payable47/48 | - | €5,826 | €1,526 | €47,451 | €41,696 | ▼ 12.1% |
| Accrued charges and deferred income492/3 | €8,558 | €1,441 | €2,432 | €5,453 | €5,537 | ▲ 1.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,961 | €17,715 | -€6,850 | -€5,564 | €19,753 | ▲ 455% |
| + Depreciation and write-downs630 | €2,634 | €3,508 | €4,902 | €4,818 | €3,023 | ▼ 37.3% |
| Operating cash flow (approximation) | €24,595 | €21,223 | -€1,948 | -€746 | €22,776 | ▲ 3,152% |
| Investment in fixed assets (approximation) | - | -€7,304 | -€1,295 | -€1,020 | -€3,335 | ▼ 227% |
| Change in cash | - | €9,128 | -€51,577 | -€35,522 | €33,114 | ▲ 193% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €19,753
Net result €19,753 after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
31-12
Financial
Weakest financial yearnet -€6,850
Net result drops to -€6,850, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 17current ratio 49.79
Current ratio from 2.97 to 49.79; short-term debt falls from €42,370 to €1,667.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
31-12
Financial
Liquidity times 6current ratio 32.08
Current ratio from 5.15 to 32.08; short-term debt falls from €19,304 to €3,501.
31-12
Financial
Equity above €100,000Eq €107,570 ▲25.7%
3 profitable years in a row build equity to €107,570.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2018
Ground area
2,784 m²
Building footprint
373 m²
Volume, LiDAR
2,402 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
FILYNCK
since 2018unit no. 2.276.639.191
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44039A0374/00H000 | Flanders | 1,627 m² | 1 · 122 m² | 9.6 m · 2 fl. |
| 44039A0354/00C000 | Flanders | 1,157 m² | 1 · 251 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2023 to 2024 · 2 entries · €125 awarded · €125 paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | €0 | €125 |
| 2023 | 1 | €125 | €0 |
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 9,385 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded14-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0697894709
Also
9925:BE0697894709
Registered
19-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.