Filoes
ActiveFiloes has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €-7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 38% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
2
/ 100
Critical▼ -31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency23▼-35
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 0.97 in 2024), and 79.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.8%
Return on assets
-15.7%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
11 d early
2024
20 d early
2023
23 d early
2022
32 d late
2021
352 d late
2020
61 d late
2019
137 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 43.0%
2024 · €17k
2018: €-29k
2019: €-36k
2020: €-21k
2021: €-11k
2022: €10k
2023: €20k
2024: €17k
2018 → 2025
Total assets
€47k▲ 3.3%
2024 · €46k
2018: €49k
2019: €40k
2020: €33k
2021: €35k
2022: €54k
2023: €53k
2024: €46k
2018 → 2025
Net result
€-7k▼ 197%
2024 · €-2k
2018: €-17k
2019: €-7k
2020: €15k
2021: €11k
2022: €21k
2023: €9k
2024: €-2k
2018 → 2025
Working capital
€-6k▼ 657%
2024 · €-807
2018: €-12k
2019: €-24k
2020: €-10k
2021: €-2k
2022: €6k
2023: €2k
2024: €-807
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€10k€20k▲ 89.8%€17k▼ 12.7%€10k▼ 43.0%
Operating result€12k-€22k▲ 83.8%€10k▼ 52.7%€644▼ 93.8%€-6k
Net result€11k-€21k▲ 101%€9k▼ 56.2%€-2k€-7k▼ 197%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €644 in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€16k▼ 29.1%
Current assets
€31k▲ 35.5%
Equity and liabilities €47k
Equity
€10k▼ 43.0%
Debt
€37k▲ 31.3%
The debt ratio rises from 62.3% to 79.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€515▼
2024 · €8k
Cash flow
€-773▼
2024 · €5k
Solvency
20.8%▼
2024 · 37.7%
Current ratio
0.84▼
2024 · 0.97
Quick ratio
0.23▼
2024 · 0.46
Debt / equity
3.80▲
2024 · 1.65
ROE
-75.4%▼
2024 · -14.5%
ROA
-15.7%▼
2024 · -5.5%
Interest coverage
0.33▼
2024 · 15.44
Debt
€37k▲
2024 · €28k
Debt ≤ 1 year
€37k▲
2024 · €24k
Debt > 1 year
€211▼
2024 · €5k
Income taxes
€0▼
2024 · €3k
Staff costs
€0▼
2024 · €119
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€47k▲
Fixed assets21/28€23k€16k▼
Intangible fixed assets21€12k€9k▼
Tangible fixed assets22/27€11k€7k▼
Plant, machinery and equipment23€218€56▼
Furniture and vehicles24€48€0▼
Other tangible fixed assets26€11k€7k▼
Current assets29/58€23k€31k▲
Stocks and contracts in progress3€12k€22k▲
Stocks30/36€12k€22k▲
Amounts receivable within one year40/41€3k€8k▲
Trade receivables40€3k€7k▲
Other amounts receivable41€294€169▼
Cash at bank and in hand54/58€8k€79▼
Deferred charges and accrued income490/1-€879
Equity and liabilities
Total equity and liabilities10/49€46k€47k▲
Equity10/15€17k€10k▼
Contributions10/11€19k€19k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€-1k€-9k▼
Amounts payable17/49€28k€37k▲
Amounts payable after more than one year17€5k€211▼
Financial debts170/4€5k€211▼
Amounts payable within one year42/48€24k€37k▲
Current portion of amounts payable after more than one year42€5k€5k▼
Financial debts43-€9k
Credit institutions430/8-€9k
Trade debts44€18k€24k▲
Suppliers440/4€18k€24k▲
Taxes, remuneration and social security45€0€12▲
Taxes450/3€0€12▲
Other amounts payable47/48€1k€479▼
Income statement
Code20242025
Remuneration, social security and pensions62€119€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€9k€2k▼
Operating profit (loss)9901€644€-6k▼
Financial income75/76B€169€295▲
Recurring financial income75€169€295▲
Financial charges65/66B€500€2k▲
Recurring financial charges65€500€2k▲
Profit (loss) for the period before taxes9903€314€-7k▼
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€-2k€-7k▼
Profit (loss) for the period to be appropriated9905€-2k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-9k▼
Profit (loss) brought forward from the previous period14P€0€-1k▼
Transfer from equity791/2€1k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 352 days late
2022
31-12
Financial
Highest result since 2018net €21k ▲101%
Operating result €22k, net result €21k, both a record.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 137 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rechtstraat 1882570 DuffelGround area
731 m²
Building footprint
167 m²
Volume, LiDAR
724 m³
Parcel 12009A0200/00M000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Filoes
since 20162.260.226.791
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0200/00M000 | Flanders | 731 m² | 1 · 167 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteDuffel2.260.226.791
Similar companies · same sector, comparable size
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BE 0717.769.811
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BE 0875.309.192
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BIERHANDEL VANDENBERGHE
BE 0874.669.091
Laarne · Eq €10k
MARYAM & MALIK
BE 0749.489.009
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J. TURNER & C°
BE 0456.459.729
Antwerpen · Eq €9k
Of 1,504 companies in sector 47252 we hold annual accounts for 651. 268 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-12-2016
Fiscal year end31-12
Activities, NACEBEL
47252Retail sale of beverages, general range
10320Manufacture of food products
47210Retail sale of fruit and vegetables
47279Other retail sale of food
47299Retail trade
47810Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.