VDAS
ActiveThe computed 12-month bankruptcy probability of VDAS is 2.6% (moderate). The 2025 annual accounts show negative equity (€-14k) and a net result of €21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 17964 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-157.7%
Return on assets
237.6%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 17964 sector peers (2025).
NBB · sector comparisonPosition among 17964 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
24 d early
2024
24 d early
2023
70 d late
2022
30 d late
2021
71 d late
2020
58 d late
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-14k▲ 60.1%
2024 · €-35k
2019: €-642
2020: €10k
2021: €-7k
2022: €-52k
2023: €-61k
2024: €-35k
2019 → 2025
Total assets
€9k▲ 244%
2024 · €3k
2019: €30k
2020: €40k
2021: €47k
2022: €10k
2023: €212
2024: €3k
2019 → 2025
Net result
€21k▼ 18.5%
2024 · €26k
2019: €-13k
2020: €10k
2021: €-17k
2022: €-45k
2023: €-9k
2024: €26k
2019 → 2025
Working capital
€-17k▲ 43.5%
2024 · €-29k
2019: €-5k
2020: €6k
2021: €-13k
2022: €-53k
2023: €-45k
2024: €-29k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€-52k▼ 648%€-61k▼ 17.4%€-35k▲ 42.5%€-14k▲ 60.1%
Operating result€-14k-€-42k▼ 204%€-8k▲ 81.8%€29k€23k▼ 20.5%
Net result€-17k-€-45k▼ 169%€-9k▲ 79.9%€26k€21k▼ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
Assets €9k
Fixed assets
€3k
Current assets
€6k
Key figures and ratios
EBITDA
€23k
Cash flow
€22k
Solvency
-157.7%
Current ratio
0.27
Quick ratio
0.27
Debt / equity
-1.63
ROE
-150.7%
ROA
237.6%
Interest coverage
14.25
Debt
€23k▼
2024 · €38k
Debt ≤ 1 year
€23k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3k€9k▲
Fixed assets21/28-€3k
Tangible fixed assets22/27-€3k
Furniture and vehicles24-€3k
Current assets29/58€3k€6k▲
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€2k€5k▲
Other amounts receivable41-€1k
Deferred charges and accrued income490/1€468€96▼
Equity and liabilities
Total equity and liabilities10/49€3k€9k▲
Equity10/15€-35k€-14k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-48k€-26k▲
Amounts payable17/49€38k€23k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€32k€23k▼
Current portion of amounts payable after more than one year42€11k€6k▼
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€9k€11k▲
Suppliers440/4€9k€11k▲
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€537
Other operating charges640/8€2k€612▼
Gross operating margin9900€30k€24k▼
Operating profit (loss)9901€29k€23k▼
Financial income75/76B€39€10▼
Recurring financial income75€39€10▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€26k€21k▼
Profit (loss) for the period9904€26k€21k▼
Profit (loss) for the period to be appropriated9905€26k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-26k▲
Profit (loss) brought forward from the previous period14P€-73k€-48k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €26k
Net result €26k after 3 loss-making years.
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Postes 2401410 WaterlooGround area
1,078 m²
Building footprint
154 m²
Volume, LiDAR
936 m³
Parcel 25110D0993/00A000, Wallonia · tallest building 13.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LES GRANDES EAUX
since 20192.283.895.187
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110D0993/00A000 | Wallonia | 1,078 m² | 1 · 154 m² | 13.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Filoes
BE 0667.541.429
Duffel · Eq €10k
SEMPREVINO
BE 0875.309.192
Mechelen · Eq €10k
BIERHANDEL VANDENBERGHE
BE 0874.669.091
Laarne · Eq €10k
MARYAM & MALIK
BE 0749.489.009
Brussel · Eq €10k
J. TURNER & C°
BE 0456.459.729
Antwerpen · Eq €9k
Of 1,504 companies in sector 47252 we hold annual accounts for 651. 268 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-01-2019
Fiscal year end31-12
Activities, NACEBEL
47252Retail sale of beverages, general range
45204
49420Removal services
81100Combined facilities support activities
81210General cleaning of buildings
81300Landscape service activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.