FILOCIAN
ActiveSummary
FILOCIAN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.37M and a net result of €-81k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 55% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-45
Solvency62=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.52 in 2024; short-term debt: 26% and cash: 0.1% of total assets), and 63.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.5%
Return on assets
-2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
25 d late
2023
25 d late
2022
5 d early
2021
27 d early
2020
25 d early
2019
46 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.37M▼ 5.6%
2024 · €1.45M
2018: €1.42M
2019: €1.36M
2020: €1.35M
2021: €1.31M
2022: €1.36M
2023: €1.41M
2024: €1.45M
2018 → 2025
Total assets
€3.74M▼ 4.2%
2024 · €3.90M
2018: €3.97M
2019: €3.93M
2020: €3.80M
2021: €3.67M
2022: €3.95M
2023: €3.94M
2024: €3.90M
2018 → 2025
Net result
€-81k
2024 · €36k
2018: €-51k
2019: €-61k
2020: €-52k
2021: €-41k
2022: €54k
2023: €46k
2024: €36k
2018 → 2025
Working capital
€393k▼ 22.9%
2024 · €510k
2018: €554k
2019: €807k
2020: €453k
2021: €500k
2022: €490k
2023: €530k
2024: €510k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.31M-€1.36M▲ 4.1%€1.41M▲ 3.4%€1.45M▲ 2.6%€1.37M▼ 5.6%
Operating result€-22k-€99k€87k▼ 11.5%€71k▼ 18.3%€-63k
Net result€-41k-€54k€46k▼ 14.9%€36k▼ 21.8%€-81k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €63k after €71k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.74M
Fixed assets
€2.38M ▼ 1.7%
Current assets
€1.36M ▼ 8.2%
Equity and liabilities €3.74M
Equity
€1.37M ▼ 5.6%
Provisions
€51k ▼ 5.6%
Debt
€2.32M ▼ 3.3%
Debt's share of the balance-sheet total rises from 61.5% to 62.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-21k▼
2024 · €113k
Cash flow
€-39k▼
2024 · €78k
Current ratio
1.40▼
2024 · 1.52
Debt to equity
1.70▲
2024 · 1.66
ROE
-5.9%▼
2024 · 2.5%
ROA
-2.2%▼
2024 · 0.9%
Interest coverage
-1.00▼
2024 · 4.92
Debt ≤ 1 year
€971k▼
2024 · €976k
Debt > 1 year
€1.35M▼
2024 · €1.42M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.90M€3.74M▼
Fixed assets21/28€2.42M€2.38M▼
Tangible fixed assets22/27€652k€610k▼
Land and buildings22€652k€610k▼
Financial fixed assets28€1.77M€1.77M=
Current assets29/58€1.49M€1.36M▼
Amounts receivable within one year40/41€1.44M€1.36M▼
Trade receivables40€7k€7k=
Other amounts receivable41€1.43M€1.35M▼
Current investments50/53€19€22▲
Cash at bank and in hand54/58€34k€4k▼
Deferred charges and accrued income490/1€16k-
Equity and liabilities
Total equity and liabilities10/49€3.90M€3.74M▼
Equity10/15€1.45M€1.37M▼
Contributions10/11€827k€827k=
Reserves13€596k€587k▼
Tax-exempt reserves132€162k€153k▼
Distributable reserves133€434k€434k=
Profit (loss) carried forward14€24k€-48k▼
Provisions and deferred taxes16€54k€51k▼
Deferred taxes168€54k€51k▼
Amounts payable17/49€2.40M€2.32M▼
Amounts payable after more than one year17€1.42M€1.35M▼
Financial debts170/4€567k€502k▼
Other amounts payable178/9€850k€850k=
Amounts payable within one year42/48€976k€971k▼
Current portion of amounts payable after more than one year42€63k€65k▲
Trade debts44€36k€57k▲
Suppliers440/4€36k€57k▲
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Other amounts payable47/48€876k€848k▼
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€42k=
Other operating charges640/8€22k€23k▲
Gross operating margin9900€135k€2k▼
Operating profit (loss)9901€71k€-63k▼
Financial income75/76B€5€3▼
Recurring financial income75€5€3▼
Financial charges65/66B€23k€21k▼
Recurring financial charges65€23k€21k▼
Profit (loss) for the period before taxes9903€48k€-84k▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€15k-
Profit (loss) for the period9904€36k€-81k▼
Transfer from tax-exempt reserves789€9k€9k=
Profit (loss) for the period to be appropriated9905€45k€-72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€-48k▼
Profit (loss) brought forward from the previous period14P€29k€24k▼
Transfer to equity691/2€50k-
To other reserves6921€50k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-81k ▼323%
Net result drops to €-81k, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €54k
Net result €54k after 4 loss-making years.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
2016
31-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ijzerlaan 41040 EtterbeekGround area
446 m²
Building footprint
172 m²
Volume, LiDAR
2,684 m³
Parcel 21005A0511/00H000, Brussels · tallest building 21.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Ijzerlaan 4, 1040 Etterbeek
since 19922.058.073.942
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0511/00H000 | Brussels | 446 m² | 1 · 172 m² | 21.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
IMMO MEIR
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IMMOLAND
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IMMO RITTWEGER
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THIERRY EVRARD
BE 0466.306.219
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TEN ROYE
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Herk-de-Stad · Eq €1,364,056
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,644 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-1992
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.