STEMATCO
ActiveSummary
STEMATCO has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €847,165 and a net result of -€61,395. Equity has been shrinking by about 16% per year since 2018. Its solvency ranks better than 51% of 17,145 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 26-02-1996 Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housing NACE 68201
- Establishment unit
- 2.078.275.775 3630 Maasmechelen, since 23-09-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Board and ownership
- HENDRICKX Luc Lode Greta MathieuDirector · since 18-10-2022
- HENDRICKX Maarten Jos LucDirector · since 18-10-2022
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €3,034
- ▲ 64.9%
- Turnover
- ≈ €8,100
- estimated
- Loss
- €61,395
- ▼ 4.2%
- Equity
- €847,165
- ▼ 6.8%
- Total assets
- €2.8m
- ▼ 0.5%
Score breakdownraises riskLiquidity: current ratio 0.07, cash €1,764, halvedlowers riskSize: total assets €2.8mFounded in 1996Figures for financial year 2025 (filed on 03-06-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 51% of them on solvency, 11% on liquidity, 9% on profitability and 26% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Resignations: MAAHEN (director) and HENDRICKX Maarten Jos Luc (director)Appointments: HENDRICKX Luc Lode Greta Mathieu (director) and HENDRICKX Maarten Jos Luc (director)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as STEMATCO: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.9m and €3.8m, founded between 1983 and 1997.
| Company | Total assets | Gross margin |
|---|---|---|
| STEMATCO Maasmechelen | €2.8m | €0.003m |
| IMMO D.P.S. Ukkel | €3.8m | €0.003m |
| MAKEVAN Schaarbeek | €3.3m | €0.003m |
| IMVALO Kortemark | €3.1m | €0.005m |
| IMMOBA Aalter | €1.9m | €0.002m |
| HERIBUS FARM Frameries | €2.1m | €0.004m |
| IMMOVA Ardooie | €2.8m | €0.003m |
Key facts about STEMATCO
- What is the company number of STEMATCO?
- The company number of STEMATCO is 0457.363.710. The VAT number is the same number with BE in front: BE 0457.363.710.
- Where is STEMATCO based?
- The registered office is at Vredestraat(E) 36, 3630 Maasmechelen.Company details
- What does STEMATCO do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of STEMATCO?
- The legal form of STEMATCO is Public limited company (NV).
- When was STEMATCO founded?
- STEMATCO was founded on 26-02-1996.
- Is STEMATCO still active?
- Yes, STEMATCO is an active enterprise in the KBO register.
- What is the turnover of STEMATCO?
- The turnover in financial year 2025 is ≈ €8,100. This figure is estimated from the gross margin of €3,034 and 34 comparable companies (NACE 68201). It probably lies between €5,400 and €13,000. It is a rough estimate.Financials
- Is STEMATCO profitable?
- In financial year 2025, STEMATCO made a loss of €61,395.
- Where can I find the annual accounts of STEMATCO?
- STEMATCO filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEMATCO due?
- STEMATCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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