Checked.be
Active
BE 0408.058.709Public limited company
Filmobel
Kwatrechtsteenweg 160 ·9230 Wetteren, Belgium· 55 yrs active
Sector: Groothandel in foto- en filmapparatuur en in andere optische artikelen
(46432)
Conclusion
The computed 12-month bankruptcy probability of Filmobel is 0.6% (low). The 2024 annual accounts show negative equity (€-1.14M) and a net result of €-5k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 972 sector peers (fiscal year 2024). The company has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Key figures
| Equity | €-1.14M |
| Net result | €-5k |
| Staff (FTE) | 1.7 |
| Better than sector | 5% |
Financial profile
40
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
15
Profitability
2
Solvency
38
Growth
44
Stability
100
Bankruptcy probability (12 mo)
0.6%
Low
0%0,5%1,5%4%10%≥25%
Long track record
−Annual accounts: weaker financial profile
+Lower-risk legal form
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1971, 55 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
15
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 25-06-2025 with the NBB · fiscal year 2024 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~6.7%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -330.3% | 27.2% | |
| Net result | €-5k | €23k | |
| Equity | €-1.14M | €171k | |
| Gross operating margin | €192k | €173k | |
| Staff costs | €111k | €166k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€1.28M
+3.3%
18-24
€177k
+57.4%
18-24
€-5k
-
18-24
€126k
-
18-24
€346k
-7.6%
18-24
€-1.14M
-0.4%
18-24
€-142k
-3.3%
18-24
2
-5.6%
18-24
Show 14 other metrics
€111k
+3.5%
18-24
€128
-
18-24
€1.49M
-1.6%
18-24
€488k
-4.7%
18-24
€1.00M
0.0%
18-24
0.71
-3.1%
18-24
0.70
-3.2%
18-24
-330.3%
-8.7%
18-24
-1.30
+2.0%
18-24
0.4%
-
18-24
-1.3%
-
18-24
1.6%
-77.3%
18-24
14.8%
+60.9%
18-24
3.85
+54.5%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | - |
| Net profit | €-5k |
| Cash flow | - |
| Staff costs | €111k |
| Income taxes | - |
| Dividends | - |
| Total assets | €346k |
| Equity | €-1.14M |
| Debt | €1.49M |
| of which ≤ 1y | €488k |
| of which > 1y | €1.00M |
| Working capital | €-142k |
| Employees (FTE) | 1.7 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.71 |
| Quick ratio | 0.70 |
| Working capital ratio | -41.2% |
| Solvency | -330.3% |
| Debt / equity | -1.30 |
| Long-term debt ratio | -0.88 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -1.3% |
| ROE | 0.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €346k |
| Current assets | 29/58 | €346k |
| Stocks & contracts in progress | 3 | €3k |
| Amounts receivable within one year | 40/41 | €205k |
| Cash & bank | 54/58 | €138k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €346k |
| Equity | 10/15 | €-1.14M |
| Contributions / capital | 10/11 | €4.42M |
| Reserves | 13 | €45k |
| Accumulated profits (losses) | 14 | €-5.60M |
| Amounts payable | 17/49 | €1.49M |
| Amounts payable after one year | 17 | €1.00M |
| Amounts payable within one year | 42/48 | €488k |
| Trade debts payable within one year | 44 | €234k |
| Income statement | ||
| Gross operating margin | 9900 | €192k |
| Operating result | 9901 | €80k |
| Financial charges | 65 | €85k |
| Result before taxes | 9903 | €-5k |
| Net result for the period | 9904 | €-5k |
| Result to be appropriated | 9905 | €-5k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
Current directors & mandates
-
De corte StefaanManaging directorState Gazette act 22321282 (31-03-2022)Current31-03-2022 → present
2 events
- 31-03-2022 Resigned· Director
- 31-03-2022 Appointed· Managing director
-
Geert VagenendeDirectorState Gazette act 24134481 (17-09-2024)Current01-07-2021 → present
3 events
- 17-09-2024 Appointed· Director
- 31-03-2022 Appointed· Director
- 01-07-2021 Appointed· Director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
smartphoto group NVLegal entityDirectorState Gazette act 20074867 (02-07-2020)Not recently confirmedlast confirmed in an act from 2020
4 events
- 02-07-2020 Appointed· Director
- 02-07-2020 Appointed· Managing director
- 16-02-2018 Appointed· Director
- 16-02-2018 Appointed· Managing director
Permanent representatives (1)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
-
Stef De CorteVaste vertegenwoordigerState Gazette act 18032857 (16-02-2018)Permanent representative16-02-2018 → present
Former directors (3)
-
Johan DierickxDirectorState Gazette act 18107739 (11-07-2018)Former06-07-2015 → 01-07-2021
3 events
- 01-07-2021 Resigned· Director
- 11-07-2018 Appointed· Director
- 06-07-2015 Appointed· Director
-
Stef De CorteDirectorState Gazette act 18107739 (11-07-2018)Former06-07-2015 → 06-01-2020
3 events
- 06-01-2020 Resigned· Director
- 11-07-2018 Appointed· Director
- 06-07-2015 Appointed· Director
-
smartphoto services NVLegal entityDirectorState Gazette act 15095643 (06-07-2015)Former06-07-2015 → 16-02-2018
3 events
- 16-02-2018 Resigned· Director
- 06-07-2015 Appointed· Director
- 06-07-2015 Appointed· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Statutory auditor
| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Deloitte BedrijfsrevisorenCurrent Statutory auditor |
- | 10-07-2023 → present |
Show 2 earlier auditors
| Grant Thornton Bedrijfsrevisoren CVBA Statutory auditor succeeded by Deloitte Bedrijfsrevisoren in 2023 |
- | 02-07-2020 → 10-07-2023 |
| Grart Thomton Bedrijfsrevisoren CVBA Statutory auditor succeeded by Grant Thornton Bedrijfsrevisoren CVBA in 2020 |
- | 17-07-2017 → 02-07-2020 |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
| NACE primary | Groothandel in foto- en filmapparatuur en in andere optische artikelen(46432) |
| Legal form | Public limited company(014) |
| Incorporation | 29-01-1971 |
| Status | Active |
| Postal code | 9230 |
Establishment units
FILMOBEL
since 20022.105.364.412
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42025G0740/00R003 | Flanders | 5,722 m² | 1 · 2,540 m² | 10.5 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
25-06-2025
NBB filing
Annual accounts filed
2024
17-09-2024
State Gazette act
Director changes
25-06-2024
NBB filing
Annual accounts filed
2023
10-07-2023
State Gazette act
Director changes
26-06-2023
NBB filing
Annual accounts filed
2022
01-07-2022
NBB filing
Annual accounts filed
31-03-2022
State Gazette act
Director changes
2021
01-07-2021
State Gazette act
Director changes
22-06-2021
NBB filing
Annual accounts filed
2020
02-07-2020
State Gazette act
Director changes
22-06-2020
NBB filing
Annual accounts filed
06-01-2020
State Gazette act
Director changes
2019
25-06-2019
NBB filing
Annual accounts filed
2018
11-07-2018
State Gazette act
Director changes
26-06-2018
NBB filing
Annual accounts filed
16-02-2018
State Gazette act
Director changes
2017
17-07-2017
State Gazette act
Director changes
27-06-2017
NBB filing
Annual accounts filed
2016
27-06-2016
NBB filing
Annual accounts filed
2015
06-07-2015
State Gazette act
Director changes
2011
26-04-2011
State Gazette act
Miscellaneous
2003
06-01-2003
State Gazette act
Capital & shares
Belgian State Gazette reading coverage
We know of 19 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Capital history · 1
06-01-2003
v3.2
All acts · 12
updated 1 year ago
2024
17-09-2024 Geert Vagenende appointed as director
- Geert Vagenende, Bestuurder
Summary:
v3.2
Technical details
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}2023
10-07-2023 Deloitte Bedrijfsrevisoren appointed as statutory auditor
- Deloitte Bedrijfsrevisoren, Commissaris
Summary:
v3.2
Technical details
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}2022
31-03-2022 2 directors appointed, 1 resigning
- De corte Stefaan, Gedelegeerd bestuurder
- Vagenende Geert, Bestuurder
- De corte Stefaan, Bestuurder
Summary:
v3.2
Technical details
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}
}2021
01-07-2021 1 director appointed, 1 resigning
- Geert Vagenende, Bestuurder
- Johan Dierickx, Bestuurder
Summary:
v3.2
Technical details
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}2020
02-07-2020 3 directors appointed
- smartphoto group NV, Bestuurder
- Grant Thornton Bedrijfsrevisoren CVBA, Commissaris
- smartphoto group NV, Gedelegeerd bestuurder
Summary:
v3.2
Technical details
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"name": "smartphoto group NV",
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},
{
"kind": "director_in",
"role": "commissaris",
"person": {
"rrn": null,
"name": "Grant Thornton Bedrijfsrevisoren CVBA",
"address": null,
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}
},
{
"kind": "director_in",
"role": "gedelegeerd bestuurder",
"person": {
"rrn": null,
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"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0408.058.709",
"name_full": "Filmobel"
}
}06-01-2020 Stef De corte resigns as director
- Stef De corte, Bestuurder
Summary:
v3.2
Technical details
{
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}
],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
"kbo": "0408.058.709",
"name_full": "smartphoto group NA"
}
}2018
11-07-2018 2 directors appointed
- Stef De Corte, Bestuurder
- Johan Dierickx, Bestuurder
Summary:
v3.2
Technical details
{
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"role": "bestuurder",
"person": {
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}
},
{
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],
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"subject_company": {
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}
}16-02-2018 3 directors appointed, 1 resigning
- smartphoto group NV, Bestuurder
- smartphoto group NV, Gedelegeerd bestuurder
- Stef De Corte, Vaste vertegenwoordiger
- smartphoto services NV, Bestuurder
Summary:
v3.2
Technical details
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"name": "smartphoto services NV",
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}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "smartphoto group NV",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "gedelegeerd bestuurder",
"person": {
"rrn": null,
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}
},
{
"kind": "director_in",
"role": "vaste vertegenwoordiger",
"person": {
"rrn": null,
"name": "Stef De Corte",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
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"subject_company": {
"kbo": "0408.058.709",
"name_full": "Filmobel NV"
}
}2017
17-07-2017 Grart Thomton Bedrijfsrevisoren CVBA appointed as statutory auditor
- Grart Thomton Bedrijfsrevisoren CVBA, Commissaris
Summary:
v3.2
Technical details
{
"events": [
{
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"role": "commissaris",
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"name": "Grart Thomton Bedrijfsrevisoren CVBA",
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],
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}
}2015
06-07-2015 4 directors appointed
- Stef De corte, Bestuurder
- Johan Dierickx, Bestuurder
- smartphoto services NV, Bestuurder
- smartphoto services NV, Gedelegeerd bestuurder
Summary:
v3.2
Technical details
{
"events": [
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"role": "bestuurder",
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"rrn": null,
"name": "Stef De corte",
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},
{
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"person": {
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},
{
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}
},
{
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"person": {
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"address": null,
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}
}
],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
"kbo": "0408.058.709",
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}
}2011
26-04-2011 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
otherNotary:
GRIFFIE RECHTBANK VAN KOOPHANDEL · Antwerpen
Technical details
{
"stage": null,
"notary": {
"name": "GRIFFIE RECHTBANK VAN KOOPHANDEL",
"firm_city": null,
"firm_name": null,
"office_city": "Antwerpen",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2011-04-26",
"filing_date": "2011-04-01",
"act_kind_objet": "Neerlegging notulen Bijzondere Algemene Vergadering"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"act_date": "2011-04-13",
"unanimous": null
},
"conversion": null,
"detected_kind": "other",
"report_waiver": null,
"restructuring": {
"parties": [
{
"kbo": "0408.058.709",
"name": "Filmobel NV",
"role": "other",
"address": "Kwatrechtsteenweg 160, 9230 Wetteren",
"is_foreign": false,
"legal_form": "NV",
"is_new_company": false,
"jurisdiction_country": "BE"
}
],
"exchange_ratio": null,
"legal_articles": [
"556"
],
"is_cross_border": false,
"is_silent_merger": false,
"balance_basis_date": null,
"exchange_ratio_text": null,
"new_shares_issued_n": null,
"real_estate_included": false,
"patrimony_description": "De actie is gericht op de toekenning van rechten aan derden ingevolge een wijziging van controle, zoals voorzien in artikel 556 van het Wetboek van Vennootschappen. Er wordt geen overdracht van vermogen of reorganisatie van de vennootschap uitgevoerd.",
"equity_transferred_eur": null,
"accounting_effective_date": null
},
"subject_company": {
"kbo": "0408.058.709",
"name_full": "Filmobel NV",
"legal_form": "NV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "GRIFFIE RECHTBANK VAN KOOPHANDEL",
"person_name": null,
"org_rep_person_name": null
},
"summary_narrative": "De notulen van de bijzondere algemene vergadering van Filmobel NV van 1 april 2011 zijn neergelegd bij de rechtbank van koophandel te Antwerpen. De vergadering besliste over de toekenning van rechten aan derden ingevolge een wijziging van controle, conform artikel 556 van het Wetboek van Vennootschappen. De akte is op 13 april 2011 neergelegd.",
"co_filed_documents": [],
"detected_real_type": "other",
"referenced_correction": null,
"should_reroute_to_category": "statutes"
}2003
06-01-2003 Capital increase of €1,500,000 to €1,927,616.33
- €427.616,33 → €1.927.616,33
- Inbreng in natura · Apport en nature
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "capital_increase",
"after_eur": 1927616.33,
"delta_eur": 1500000.0,
"before_eur": 427616.33,
"contribution_type": "natura"
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0408.058.709",
"name_full": "FILMOBEL"
}
}Credit advice
Company registry (CBE)
Activities
Groothandel in foto- en filmapparatuur en in andere optische artikelen46432Groothandel in foto- en filmapparatuur en in overige optische artikelen51473
Primary activity highlighted.
Names & trade names
| Legal nameNL | Filmobel |
Registered office
Kwatrechtsteenweg 160
9230 Wetteren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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