Equity
€142,178 ▼ 1.1%
Filip Delepiere paid out €76,331 in dividends. That is 102% of the 2025 profit.
Filip Delepiere
Lifetime
5 annual accounts with figures on one time axisGross marginpeak €110,351 (2025)
€110,351▲ 11.4%
Resultpeak €76,331 (2021)
€74,767▲ 10.8%
Equitypeak €193,356 (2023)
€142,178▼ 1.1%
Debts
€41,284▼ 68.3%
Board1 name since 2020
1 directorDelepiere Filip
Documentsfilings and deeds
30-03-2026123 days before the deadline
2025micro format
Publication in the Belgian Official Gazette 22-09Dividend €76,331Debts from €130,298 to €41,284Cash from €199,529 to €133,459
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 71% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,094 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 3.78, cash €133,459
Size: total assets €183,462
Equity €142,178 (77.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 85% on liquidity, 82% on profitability and 32% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Filip Delepiere has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Filip Delepiere itself is lower: < 0.1% within 12 months. It rests on far more data about Filip Delepiere than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Filip Delepiere. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.78 (1.81 in 2024), above the usual 1.5. Short-term debt is 22.5% and cash 72.7% of total assets. 22.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
123 days early
2024
17 days early
2023
28 days early
2022
60 days early
2021
17 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 49 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Publication in the Belgian Official Gazette
Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0752555197
Purpose change
“Het verlenen van bijstand, advies en leiding aan bedrijven, privépersonen en instellingen, voornamelijk doch…” (deed in Dutch) · General meeting of 16-02-2024 · Gazette deed
Incorporation
published on 17-08-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Filip Delepiere Bruges | €183,462 | €110,351 | 77.5% | - |
| KatCo Consulting Ghent | €172,405 | €108,699 | 29.1% | - |
| CAROLINE GRISARD Merchtem | €200,674 | €115,869 | 7.3% | - |
| OLEM Eghezée | €198,924 | €111,263 | 15.7% | - |
| LOIS CONSULTING Ghent | €200,707 | €119,115 | 97.5% | - |
| Catherine Macken Antwerp | €151,712 | €97,774 | 11.6% | - |
| JULAUCO Bruges | €208,754 | €84,481 | 34.2% | 0 |
These companies have the same main activity as Filip Delepiere: other legal services (NACE 69109). They are comparable in size and age: total assets between €152,000 and €209,000, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 13-08-2020Normal situation
- Activity
- Other legal servicesNACE 69109and 3 others
- Establishment unit
- 2.305.835.5978200 Bruges, since 13-08-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 26-07-2024
Annual accounts 2025
- Total assets
- €183,462▼ 33.1%
- Filing
- Filed on 30-03-2026, 123 days before the end of the filing period
Insights on Filip Delepiere
Filip Delepiere files the micro format. That format states no turnover. The gross margin rose from €108,624 in 2021 to €110,351 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Filip Delepiere
- What is the company number of Filip Delepiere?
- The company number of Filip Delepiere is 0752.555.197. The VAT number is the same number with BE in front: BE 0752.555.197.
- Where is Filip Delepiere based?
- The registered office is at 't Speelhof 7, 8200 Bruges.Company details
- What does Filip Delepiere do?
- According to the KBO register, the main activity is other legal services (NACE 69109).
- What is the legal form of Filip Delepiere?
- Filip Delepiere is a private limited company (BV).
- When was Filip Delepiere founded?
- Filip Delepiere was founded on 13-08-2020.
- Is Filip Delepiere still active?
- Yes, Filip Delepiere is an active enterprise in the KBO register.
- What is the turnover of Filip Delepiere?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €110,351 and 38 comparable companies (NACE 691). It probably lies between €150,000 and €290,000.Financials
- Is Filip Delepiere profitable?
- In financial year 2025, Filip Delepiere made a profit of €74,767.
- Where can I find the annual accounts of Filip Delepiere?
- Filip Delepiere filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Filip Delepiere due?
- Filip Delepiere must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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