Catherine Macken
ActiveCatherine Macken has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €64k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency37▼-56
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 2.96 in 2024; short-term debt: 88.4% and cash: 5.7% of total assets), and 88.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.6%
Return on assets
42.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
47 d early
2023
30 d early
2022
28 d early
2021
45 d early
2020
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 81.0%
2024 · €93k
2020: €35k
2021: €63k
2022: €78k
2023: €93k
2024: €93k
2020 → 2025
Total assets
€152k▲ 11.7%
2024 · €136k
2020: €49k
2021: €83k
2022: €112k
2023: €150k
2024: €136k
2020 → 2025
Net result
€64k▲ 119%
2024 · €29k
2020: €40k
2021: €33k
2022: €40k
2023: €55k
2024: €29k
2020 → 2025
Working capital
€12k▼ 86.0%
2024 · €84k
2020: €35k
2021: €63k
2022: €78k
2023: €89k
2024: €84k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€78k▲ 23.8%€93k▲ 19.2%€93k=€18k▼ 81.0%
Operating result€47k-€55k▲ 18.5%€73k▲ 32.4%€40k▼ 45.3%€90k▲ 125%
Net result€33k-€40k▲ 23.6%€55k▲ 36.1%€29k▼ 46.5%€64k▲ 119%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 125% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€6k▼ 35.9%
Current assets
€146k▲ 15.1%
Equity and liabilities €152k
Equity
€18k▼ 81.0%
Debt
€134k▲ 213%
The debt ratio rises from 31.5% to 88.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€96k▲
2024 · €45k
Cash flow
€70k▲
2024 · €34k
Solvency
11.6%▼
2024 · 68.5%
Current ratio
1.09▼
2024 · 2.96
Quick ratio
1.09▼
2024 · 2.96
Debt / equity
7.59▲
2024 · 0.46
ROE
364.8%▲
2024 · 31.6%
ROA
42.5%▲
2024 · 21.6%
Interest coverage
624.82▲
2024 · 218.61
Debt
€134k▲
2024 · €43k
Debt ≤ 1 year
€134k▲
2024 · €43k
Income taxes
€26k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€152k▲
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Furniture and vehicles24€9k€6k▼
Current assets29/58€127k€146k▲
Amounts receivable within one year40/41€24k€36k▲
Trade receivables40€17k€17k▲
Other amounts receivable41€7k€19k▲
Current investments50/53€83k€100k▲
Cash at bank and in hand54/58€18k€9k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€136k€152k▲
Equity10/15€93k€18k▼
Contributions10/11€3k€3k=
Reserves13€91k€15k▼
Distributable reserves133€91k€15k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€43k€134k▲
Amounts payable within one year42/48€43k€134k▲
Financial debts43€2k€4k▲
Credit institutions430/8€2k€4k▲
Trade debts44€3k€334▼
Suppliers440/4€3k€334▼
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€9k€13k▲
Other amounts payable47/48€29k€117k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€47k€98k▲
Operating profit (loss)9901€40k€90k▲
Financial income75/76B€544€506▼
Recurring financial income75€544€506▼
Financial charges65/66B€206€154▼
Recurring financial charges65€206€154▼
Profit (loss) for the period before taxes9903€41k€91k▲
Income taxes67/77€11k€26k▲
Profit (loss) for the period9904€29k€64k▲
Profit (loss) for the period to be appropriated9905€29k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€64k▲
Transfer from equity791/2-€76k
Transfer to equity691/2€0€167▲
To other reserves6921€0€167▲
Profit to be distributed694/7€29k€140k▲
Return on contributions (dividend)694€29k€140k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €64k ▲119%
Operating result €90k, net result €64k, both a record.
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €29k ▼46.5%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Museumstraat 112000 AntwerpenGround area
1,028 m²
Building footprint
958 m²
Volume, LiDAR
10,726 m³
2 parcels, Flanders · tallest building 19.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Catherine Macken
since 20202.299.254.544
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3659/00F003 | Flanders | 930 m² | 1 · 876 m² | 19.7 m · 4 fl. |
| 11811L3710/00T002 | Flanders | 98 m² | 1 · 83 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,763 companies in sector 69109 we hold annual accounts for 1,209. 756 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2020
Fiscal year end31-12
Abbreviation NL
Catmac
Activities, NACEBEL
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.