Skip to content

Filie

Active
Private limited companyfounded 2024active for 2 yearsHeide 72, 3920 Lommel, BelgiumKBO/BCE: BE 1008.662.913
Summary

Filie has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136,570 and a net result of €133,570. Its solvency ranks better than 75% of 13,646 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
FilieActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190
1 site
Size
€192,104total assets 2025
Equity
€136,570
Profit
€133,570
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 28 days early
Why 97raises riskFounded in 2024lowers riskLiquidity: current ratio 3.46, cash €192,103Equity €136,570 (71.1% of total assets)Size: total assets €192,104Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 86% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 96
equity 71.1% of total assets
Liquidity 88
short-term debt 28.9% · cash 100.0%
Profitability 100
return on assets 69.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,881 companies, NACE 46, micro)
Last 24 months 05-2025: 1.6% 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.7%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.3 percentage points vs 07-2025 09-2025: 2.1%▲ +0.1 percentage points vs 08-2025 10-2025: 2.4%▲ +0.3 percentage points vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.6%▲ +0.2 percentage points vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.5%▼ -0.1 percentage points vs 01-2026 03-2026: 2.8%▲ +0.3 percentage points vs 02-2026 04-2026: 2.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.9%● unchanged vs 04-2026highest value 06-2026: 2.9%● unchanged vs 05-2026highest value 07-2026: 2.9%● unchanged vs 06-2026highest value 08-2026: 0.1%▼ -2.8 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €13,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 3.46, above the usual 1.5; short-term debt: 28.9% and cash: 100% of total assets), and 28.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 76% on solvency, 88% on liquidity and 95% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.46, cash €192,103
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €136,570 (71.1% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €192,104
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
28 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: VAN HAM Filip (director)…

Key points

  • Positive: Among the best 5% on net resultsector median €5,642 · 13,652 companies €133,570 View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €192,104 View

By topic

Financials

Financial year
2025
Total assets
€192,104
Profit
€133,570
Solvency
71.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
22-04-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
24
Purpose
“Het verlenen van adviezen en hulp aan het bedrijfsleven o.a. op het gebied van planning en…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about Filie

What is the company number of Filie?
1008.662.913. In Belgium the VAT number is the company number with BE in front: BE 1008.662.913.
Where is Filie based?
The registered office is at Heide 72, 3920 Lommel.Company details
What does Filie do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of Filie?
Private limited company (BV).
When was Filie founded?
On 22-04-2024.
Is Filie still active?
Yes, Filie is an active enterprise in the KBO register.
What is the turnover of Filie?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Filie profitable?
In financial year 2025, Filie made a profit of €133,570.
Where can I find the annual accounts of Filie?
Filie filed 1 annual account with the National Bank of Belgium, for financial year 2025.

Companies related to Filie

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure