DE PAEPE MANAGEMENT
ActiveDE PAEPE MANAGEMENT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €-28k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 35% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency62▼-24
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 2.58 in 2024; short-term debt: 63.4% and cash: 85.4% of total assets), but 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.6%
Return on assets
-23.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
21 d early
2024
17 d early
2023
12 d early
2022
7 d early
2021
30 d late
2020
36 d early
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▼ 69.8%
2024 · €148k
2018: €119k
2019: €130k
2020: €132k
2021: €143k
2022: €198k
2023: €99k
2024: €148k
2018 → 2025
Total assets
€123k▼ 49.4%
2024 · €242k
2018: €1.02M
2019: €1.02M
2020: €1.01M
2021: €998k
2022: €1.05M
2023: €1.14M
2024: €242k
2018 → 2025
Net result
€-28k
2024 · €99k
2018: €2k
2019: €11k
2020: €1k
2021: €11k
2022: €55k
2023: €-99k
2024: €99k
2018 → 2025
Working capital
€42k▼ 71.1%
2024 · €146k
2018: €-695k
2019: €-700k
2020: €-713k
2021: €-705k
2022: €-801k
2023: €91k
2024: €146k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€143k-€198k▲ 38.4%€99k▼ 50.1%€148k▲ 50.0%€45k▼ 69.8%
Operating result€14k-€69k▲ 378%€-102k€102k€-27k
Net result€11k-€55k▲ 383%€-99k€99k€-28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €102k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€3k▼ 15.4%
Current assets
€120k▼ 49.8%
Equity and liabilities €123k
Equity
€45k▼ 69.8%
Debt
€78k▼ 17.1%
The debt ratio rises from 38.8% to 63.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-27k▼
2024 · €103k
Cash flow
€-28k▼
2024 · €100k
Solvency
36.6%▼
2024 · 61.2%
Current ratio
1.54▼
2024 · 2.58
Quick ratio
1.54▼
2024 · 2.58
Debt / equity
1.73▲
2024 · 0.63
ROE
-63.2%▼
2024 · 67.1%
ROA
-23.1%▼
2024 · 41.1%
Interest coverage
-49.11▼
2024 · 212.09
Debt
€78k▼
2024 · €94k
Debt ≤ 1 year
€78k▼
2024 · €93k
Income taxes
€364▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€123k▼
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€3k€3k▼
Current assets29/58€239k€120k▼
Amounts receivable within one year40/41€53k€15k▼
Trade receivables40€40k€2k▼
Other amounts receivable41€13k€13k▲
Cash at bank and in hand54/58€186k€105k▼
Deferred charges and accrued income490/1€425€487▲
Equity and liabilities
Total equity and liabilities10/49€242k€123k▼
Equity10/15€148k€45k▼
Contributions10/11€19k€19k=
Reserves13€130k€26k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€128k€24k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€94k€78k▼
Amounts payable within one year42/48€93k€78k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€15k€364▼
Taxes450/3€15k€364▼
Other amounts payable47/48€75k€75k▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€582€468▼
Other operating charges640/8€7k€2k▼
Gross operating margin9900€110k€-24k▼
Operating profit (loss)9901€102k€-27k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€485€549▲
Recurring financial charges65€485€549▲
Profit (loss) for the period before taxes9903€102k€-28k▼
Income taxes67/77€2k€364▼
Profit (loss) for the period9904€99k€-28k▼
Profit (loss) for the period to be appropriated9905€99k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€-28k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€103k
Transfer to equity691/2€49k€0▼
To other reserves6921€49k€0▼
Profit to be distributed694/7€50k€75k▲
Return on contributions (dividend)694€50k€75k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €99k
Net result €99k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.58
Current ratio from 1.09 to 2.58; short-term debt falls from €1.04M to €93k.
31-12
Financial
Equity above €100kEq €148k ▲50%
Equity rises from €99k to €148k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-99k ▼280%
Net result drops to €-99k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 17current ratio 1.09
Current ratio from 0.06 to 1.09.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €198k ▲38.4%
5 profitable years in a row build equity to €198k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeedijk(Kok) 3868670 KoksijdeGround area
147 m²
Building footprint
82 m²
Volume, LiDAR
1,690 m³
Parcel 38342G0249/00_000, Flanders · tallest building 22.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
DE PAEPE MANAGEMENT
since 20162.253.612.480
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38342G0249/00_000 | Flanders | 147 m² | 1 · 82 m² | 22.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GEERTS H.
BE 0787.724.429
Sint-Gillis-Waas · Eq €45k
ACP CONCEPT
BE 0547.670.314
Charleroi · Eq €45k
MAISONROSE
BE 0741.350.115
Elsene · Eq €45k
Pieter Hendrickx
BE 0563.742.323
Retie · Eq €45k
IMMOBILIER et INNOVATION
BE 0461.954.481
Sint-Pieters-Woluwe · Eq €45k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 37,489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-05-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.