FLEXI PERSANO
ActiveThe computed 12-month bankruptcy probability of FLEXI PERSANO is 2.3% (moderate). The 2025 annual accounts show negative equity (€-728) and a net result of €34k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 13270 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency21▲+21
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.37 against 0.48 in 2024; short-term debt: 41.8% and cash: 55.5% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.6%
Return on assets
167.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 13270 sector peers (2025).
NBB · sector comparisonPosition among 13270 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
30 d early
2024
38 d early
2023
20 d early
2022
32 d early
2021
11 d early
2020
37 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-728▲ 97.9%
2024 · €-35k
2018: €58k
2019: €63k
2020: €101k
2021: €134k
2022: €72k
2023: €12k
2024: €-35k
2018 → 2025
Total assets
€20k▼ 47.1%
2024 · €38k
2018: €177k
2019: €183k
2020: €191k
2021: €238k
2022: €249k
2023: €95k
2024: €38k
2018 → 2025
Net result
€34k
2024 · €-47k
2018: €28k
2019: €6k
2020: €38k
2021: €33k
2022: €18k
2023: €-60k
2024: €-47k
2018 → 2025
Working capital
€12k
2024 · €-28k
2018: €62k
2019: €68k
2020: €107k
2021: €142k
2022: €75k
2023: €9k
2024: €-28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€72k▼ 46.1%€12k▼ 83.2%€-35k€-728▲ 97.9%
Operating result€42k-€26k▼ 39.8%€-58k€-56k▲ 3.6%€-3k▲ 94.1%
Net result€33k-€18k▼ 45.3%€-60k€-47k▲ 22.1%€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €56k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets
€158▼ 98.8%
Current assets
€20k▼ 21.3%
Key figures and ratios
Solvency
-3.6%▲
2024 · -90.7%
Current ratio
2.37▲
2024 · 0.48
Quick ratio
2.37▲
2024 · 0.40
ROA
167.8%▲
2024 · -122.4%
Debt
€21k▼
2024 · €73k
Debt ≤ 1 year
€8k▼
2024 · €54k
Debt > 1 year
€13k▼
2024 · €17k
Staff costs
€40k▼
2024 · €179k
Equity ratios withheld: equity of €-728 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€20k▼
Fixed assets21/28€13k€158▼
Tangible fixed assets22/27€13k-
Plant, machinery and equipment23€5k-
Furniture and vehicles24€5k-
Other tangible fixed assets26€2k-
Financial fixed assets28€158€158=
Current assets29/58€26k€20k▼
Stocks and contracts in progress3€4k-
Stocks30/36€4k-
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40€3k€9k▲
Other amounts receivable41€772-
Cash at bank and in hand54/58€16k€11k▼
Deferred charges and accrued income490/1€2k€164▼
Equity and liabilities
Total equity and liabilities10/49€38k€20k▼
Equity10/15€-35k€-728▲
Contributions10/11€30k€30k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-68k€-34k▲
Amounts payable17/49€73k€21k▼
Amounts payable after more than one year17€17k€13k▼
Financial debts170/4€17k€13k▼
Amounts payable within one year42/48€54k€8k▼
Current portion of amounts payable after more than one year42€5k€4k▼
Trade debts44€22k€1k▼
Suppliers440/4€22k€1k▼
Taxes, remuneration and social security45€26k€2k▼
Taxes450/3€7k€2k▼
Remuneration and social security454/9€19k-
Other amounts payable47/48€262€295▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€179k€40k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k-
Other operating charges640/8€3k€2k▼
Gross operating margin9900€137k€39k▼
Operating profit (loss)9901€-56k€-3k▲
Financial income75/76B€12k€40k▲
Recurring financial income75€45€182▲
Non-recurring financial income76B€12k€39k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€2k€2k▲
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€-47k€34k▲
Profit (loss) for the period9904€-47k€34k▲
Profit (loss) for the period to be appropriated9905€-47k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-68k€-34k▲
Profit (loss) brought forward from the previous period14P€-21k€-68k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €34k
Net result €34k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 2.37
Current ratio from 0.48 to 2.37; short-term debt falls from €54k to €8k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-60k ▼431%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €38k ▲552%
Operating result €47k, net result €38k, both a record.
31-12
Financial
Equity above €100kEq €101k ▲59.4%
3 profitable years in a row build equity to €101k.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauraing · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Roses 95570 BeauraingGround area
794 m²
Building footprint
198 m²
Volume, LiDAR
847 m³
Parcel 91013A0104/00W010, Wallonia · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Flexi Secrétariat
since 20172.266.155.174
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91013A0104/00W010 | Wallonia | 794 m² | 1 · 198 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 7,619 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2017
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:contact@lintermezzo.be
Phone:0475/94 00 78