ETS.DURAY
ActiveETS.DURAY has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €18k. Its solvency ranks better than 36% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency34
Growth-
Stability67
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.48), and 82.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.8%
Return on assets
9.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€188k
Net result
€18k
Working capital
€56k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €188k
Fixed assets
€18k
Current assets
€170k
Equity and liabilities €188k
Equity
€33k
Debt
€155k
Debt finances 82.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€26k
Cash flow
€21k
Solvency
17.8%
Current ratio
1.48
Quick ratio
1.48
Debt / equity
4.62
ROE
55.2%
ROA
9.8%
Interest coverage
5108.80
Debt
€155k
Debt ≤ 1 year
€115k
Debt > 1 year
€40k
Income taxes
€5k
Staff costs
€18k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€188k
Fixed assets21/28€18k
Tangible fixed assets22/27€18k
Furniture and vehicles24€18k
Current assets29/58€170k
Amounts receivable within one year40/41€152k
Trade receivables40€152k
Cash at bank and in hand54/58€17k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€188k
Equity10/15€33k
Contributions10/11€15k
Profit (loss) carried forward14€18k
Amounts payable17/49€155k
Amounts payable after more than one year17€40k
Financial debts170/4€40k
Amounts payable within one year42/48€115k
Current portion of amounts payable after more than one year42€10k
Trade debts44€89k
Suppliers440/4€89k
Taxes, remuneration and social security45€15k
Taxes450/3€12k
Remuneration and social security454/9€3k
Other amounts payable47/48€545
Income statement
Code2025
Turnover70€0
Goods, raw materials, services and sundry goods60/61€0
Remuneration, social security and pensions62€18k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0
Other operating charges640/8€161
Gross operating margin9900€44k
Operating profit (loss)9901€23k
Financial charges65/66B€5
Recurring financial charges65€5
Profit (loss) for the period before taxes9903€23k
Income taxes67/77€5k
Profit (loss) for the period9904€18k
Profit (loss) for the period to be appropriated9905€18k
Appropriation of the result
Profit (loss) to be appropriated9906€18k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Centre 214050 ChaudfontaineGround area
317 m²
Building footprint
55 m²
Volume, LiDAR
443 m³
Parcel 62022C0266/00Y000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ETS.DURAY
since 20252.376.161.587
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62022C0266/00Y000 | Wallonia | 317 m² | 1 · 55 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEMALUB
BE 0740.903.816
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THB
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Etablissements COLLARD
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Of 841 companies in sector 46810 we hold annual accounts for 473. 165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2025
Fiscal year end31-12
Activities, NACEBEL
46810Wholesale of solid, liquid and gaseous fuels and related products
47783Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.