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Complete company report
Generated 09-08-2026
Active BE 0438.293.114Public limited company

FIGEM SA

O l'z-Eyôs 3 ·4960 Malmedy, Belgium· 36 yrs active
Sector: Real estate activities (68322)
Conclusion Checked

The computed 12-month bankruptcy probability of FIGEM SA is 0.2% (very low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 36 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 21-07-2025 2025-00295168
31-12-2023 volledig 26-07-2024 2024-00289297
31-12-2022 volledig 19-07-2023 2023-00251216
31-12-2021 volledig 13-07-2022 2022-20180072
31-12-2020 volledig 05-07-2021 2021-33200478
31-12-2019 volledig 10-07-2020 2020-28600501
31-12-2018 micro 11-07-2019 2019-32000139
31-12-2017 micro 30-07-2018 2018-43300276
31-12-2016 micro 04-08-2017 2017-41600349
31-12-2015 volledig 30-08-2016 2016-52600226
Legal Structure
NACE primary Real estate activities(68322)
Legal form Public limited company(014)
Incorporation31-08-1989
StatusActive
Postal code4960
Establishment units 1 location
Zoning Industriel sn, 4960 Malmedy
het invullen van aangifteformulieren voor de loon- en inkomstenbelasting voor particulieren en bedrijven
since 19892.045.176.011
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
21-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
26-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
19-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
07-04-2023
State Gazette act Director changes
2022
13-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
05-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
10-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
11-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
30-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
04-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
07-04-2023 2 directors appointed, 1 reappointed Director changes
  • Roland JOST, Bestuurder
  • Christophe RAVIGNAT, Bestuurder
  • Roland Jost, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Roland JOST",
        "address": "route de Malmedy, 12 \u00E0 4970 STAVELO\u0442",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale des actionnaires d\u00E9cide, \u00E0 l\u0027unanimit\u00E9 des voix, de nommer au titre d\u0027administrateur - Monsieur Roland JOST, domicili\u00E9 route de Malmedy, 12 \u00E0 4970 STAVELO\u0442",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2027"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Christophe RAVIGNAT",
        "address": "Lasnenville, 2A \u00E0 4960 MALMEDY",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale des actionnaires d\u00E9cide, \u00E0 l\u0027unanimit\u00E9 des voix, de nommer au titre d\u0027administrateur - Monsieur Christophe RAVIGNAT, domicili\u00E9 Lasnenville, 2A \u00E0 4960 MALMEDY",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2027"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "administrateur-d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Roland Jost",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "le Conseil d\u0027Administration d\u00E9cide, \u00E0 l\u0027unanimit\u00E9 des voix, de renouveler le mandat de monsieur Roland Jost en tant qu\u0027administrateur-d\u00E9l\u00E9gu\u00E9, qui accepte, et ce \u00E0 partir de ce jour.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2027"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Verviers",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2022-06-24",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-06-24",
      "unanimous": true
    },
    {
      "body": "raad_van_bestuur",
      "date": "2022-06-24",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0438.293.114",
    "name_full": "Figem",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Roland Jost",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur-d\u00E9l\u00E9gu\u00E9"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68312Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68322
Primary activity highlighted.
Names & trade names
Legal nameFR FIGEM SA
Registered office
O l'z-Eyôs 3
4960 Malmedy, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative