Equity
€16,496 ▲ 5.2%
FIFTYLAB has made a profit in every financial year since 2022.
FIFTYLAB
Overview
Lifetime
4 annual accounts with figures on one time axispeak €10,423 (2024)
€2,286▼ 78.1%
peak €7,093 (2024)
€813▼ 88.5%
peak €16,496 (2025)
€16,496▲ 5.2%
€16,957▲ 46.5%
Board1 name since 2021
1 directorLUYTEN Tom
Documentsfilings and deeds
22-08-202622 days late
2025micro format
Gross margin from €10,423 to €2,286Result from €7,093 to €813Debts from €11,574 to €16,957
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 48% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €33,453
lowers risk
Sector: Other professional, scientific and technical activities (NACE 74)
Liquidity: current ratio 1.97, cash €21,424
Equity €16,496 (49.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 51% of them on solvency, 66% on liquidity, 26% on profitability and 51% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as FIFTYLAB has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of FIFTYLAB itself is lower: 0.1% within 12 months. It rests on far more data about FIFTYLAB than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for FIFTYLAB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.97 (2.36 in 2024), above the usual 1.5. Short-term debt is 50.7% and cash 64% of total assets. However, 50.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 22 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
22 days late
2024
3 days early
2023
5 days late
2022
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 3 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0762838286
Incorporation
Founding capital of €2,500, 100 shares · Founder: LUYTEN Tom · Appointment: LUYTEN Tom (director) · published on 05-02-2021 · Gazette deed
First establishment
Onderstraat 26, Bilzen-Hoeselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FIFTYLAB Bilzen-Hoeselt | €33,453 | €2,286 | 49.3% | - |
| ELLA VIVE Tongeren-Borgloon | €37,770 | €2,396 | 90.3% | - |
| doublebill.design Antwerp | €33,517 | €1,747 | 46.2% | - |
| WellCOM Verviers | €35,340 | €3,612 | -0.8% | - |
| OPTIMIZ-E Watermael-Boitsfort | €31,031 | €3,482 | 80.2% | - |
| Solomon Six Schoten | €20,820 | €2,282 | 24.0% | - |
| HALLO GOEIENDAG Bruges | €42,508 | €4,314 | -79.9% | - |
These companies have the same main activity as FIFTYLAB: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €20,800 and €42,500, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 03-02-2021Normal situation
- Activity
- Graphic design and visual communicationNACE 74120and 2 others
- Establishment unit
- 2.312.745.4623730 Bilzen-Hoeselt, since 03-02-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 24-02-2025
Annual accounts 2025
- €2,286▼ 78.1%
- €813▼ 88.5%
- €16,496▲ 5.2%
- €33,453▲ 22.7%
- Filing
- Filed on 22-08-2026
Insights on FIFTYLAB
FIFTYLAB files the micro format. That format states no turnover. The gross margin fell from €5,790 in 2022 to €2,286 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 22-08-2026, 22 days late€2,286
▼ 78.1%
€1,825
▼ 81.7%
€813
▼ 88.5%
€16,496
▲ 5.2%
49.3%
▼ 8.2 percentage points
1.97
▼ 0.38
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €14,000. Estimated: probably between €7,100 and €26,000.
Balance sheet
balance sheet total €33,453 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
49.3%
Higher than 50% of 4,357 companies in 2025.
1.97
Higher than 51% of 4,189 companies in 2025.
2.4%
Higher than 33% of 4,219 companies in 2025.
FIFTYLAB
Middle half of the sector
80% of the sector
Micro accounts in other professional activities (NACE 74)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
33,453 | 27,257 | 16,054 | 13,468 | |
29/58 |
33,453 | 27,257 | 16,054 | 13,468 | |
40/41 |
12,030 | 1,909 | 944 | 3,843 | |
40 |
11,198 | 1,815 | 0 | 2,863 | |
41 |
831 | 94 | 944 | 980 | |
54/58 |
21,424 | 25,348 | 14,958 | 9,625 | |
490/1 |
- | - | 152 | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
33,453 | 27,257 | 16,054 | 13,468 | |
10/15 |
16,496 | 15,683 | 8,590 | 6,234 | |
10/11 |
2,500 | 2,500 | 2,500 | 2,500 | |
13 |
13,996 | 13,183 | 6,090 | 3,734 | |
133 |
13,996 | 13,183 | 6,090 | 3,734 | |
17/49 |
16,957 | 11,574 | 7,464 | 7,234 | |
42/48 |
16,957 | 11,574 | 7,464 | 5,292 | |
43 |
- | - | 87 | - | |
430/8 |
- | - | 87 | - | |
44 |
7,223 | 1,239 | 174 | 196 | |
440/4 |
7,223 | 1,239 | 174 | 196 | |
45 |
0 | 567 | 0 | 836 | |
450/3 |
0 | 567 | 0 | 836 | |
47/48 |
9,735 | 9,768 | 7,204 | 4,260 | |
492/3 |
- | - | 0 | 1,942 | |
| Income statement | |||||
9900 |
2,286 | 10,423 | 3,645 | 5,790 | |
640/8 |
462 | 450 | 113 | 448 | |
9901 |
1,825 | 9,973 | 3,532 | 5,342 | |
75/76B |
69 | - | 3 | 36 | |
75 |
69 | - | 3 | 8 | |
76B |
- | - | 0 | 28 | |
65/66B |
225 | 223 | 125 | 123 | |
65 |
225 | 223 | 125 | 123 | |
9903 |
1,669 | 9,750 | 3,410 | 5,255 | |
67/77 |
856 | 2,657 | 1,055 | 1,520 | |
9904 |
813 | 7,093 | 2,356 | 3,734 | |
9905 |
813 | 7,093 | 2,356 | 3,734 | |
| Appropriation of the result | |||||
9906 |
813 | 7,093 | 2,356 | 3,734 | |
691/2 |
813 | 7,093 | 2,356 | 3,734 | |
6921 |
813 | 7,093 | 2,356 | 3,734 | |
| Document | |||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 22-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 22 days after the deadline. Filed on 22 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00414775.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 0 | - | - | - | ||
| -3,924 | 10,390 | 5,333 | - | ||
| 16,496 | 15,683 | 8,590 | 8,176 | ||
| 49.3% | 57.5% | 53.5% | 46.3% | ||
| 1.97 | 2.36 | 2.15 | 2.55 | ||
| 1.03 | 0.74 | 0.87 | 1.16 | ||
| 4.9% | 45.2% | 27.4% | 59.9% | ||
| 2.4% | 26.0% | 14.7% | 27.7% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Financial fixed assets | €0 | - | - | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on FIFTYLAB
The operating result for 2025 is 82% lower than in 2024 and the lowest since 2022.
Debt's share of the balance-sheet total rises from 42.5% to 50.7%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 05-02-2021
term without a fixed end
listed in the 2023 annual accounts, filed on 05-08-2024
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 05-02-2021
Mandates through the years
1 name, the dashed line is todayLUYTEN Tom
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- LUYTEN Tom
- Director (not named in the articles), from 03-02-2021 to date
Control
Founder
LUYTEN Tom
This company
FIFTYLAB
Equity €16,496
Profit €813 in 2025
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €165 in 2025
- Source
- deed of 05-02-2021
Articles of association
deed of 05-02-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 05-02-2021 ↗
- LUYTEN Tom 100 shares (100%) · €2,500
Network & group
No group
FIFTYLAB has no parent and no holdings in its annual accounts. LUYTEN Tom is the only director. FIFTYLAB shares no director with another company.
At the same address
Onderstraat 26, 3730 Bilzen-Hoeselt · 1 other company| Luyten, Tom (sole trader)
establishment since 24-02-2015 |
founded in 2015 0598.908.979 |
Timeline
Timeline
9 events since 2021Filings
Financial
Establishments
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 22 days late
2025
Weakest financial year net €813 ▼88.5% The net result drops to €813, the lowest from 2022 to 2025.
Annual accounts 2024 filed PDFmicro format · 3 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0762838286
2024
Highest result from 2022 to 2025 net €7,093 ▲201% The operating result of €9,973 and the net result of €7,093 are both a record.
Annual accounts 2023 filed PDFmicro format · 5 days late
2023
Annual accounts 2022 filed PDFmicro format · 11 days before the deadline
2021
IncorporationFounding capital of €2,500, 100 shares · Founder: LUYTEN Tom · Appointment: LUYTEN Tom (director) · published on 05-02-20213 points ▸
- Founder, LUYTEN Tom
- Founding capital, €2,500, 100 shares
- Director appointment, LUYTEN Tom (director (not named in the articles))
- The deed holds 2 more points.
First establishment Onderstraat 26, Bilzen-Hoeselt
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0762.838.286
- VAT number
- BE 0762.838.286
- Peppol ID
- 0208:0762838286
- Other Peppol ID
- 9925:BE0762838286
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 03-02-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 19:00deed of 05-02-2021 (in Dutch)
- Peppol
- Reachable since 24-02-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FIFTYLAB in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-02-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Onderstraat 26, 3730 Hoeselt”deed of 05-02-2021 (in Dutch)
Activities
NACEBEL 202574120
Graphic design and visual communication main activity
73110
Advertising agencies
Codes under NACEBEL 2008
74103
Other professional, scientific and technical activities main activity
73110
Advertising, market research and public relations activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het aanleggen,het oordeelkundig uitbouwen en het beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende…”deed of 05-02-2021 (in Dutch)
30 activities
- Het aanleggen,het oordeelkundig uitbouwen en het beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;de aan en verkoop,huur en verhuur van roerende goederen,evenals alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen
- Het aanleggen,het oordeelkundig uitbouwen en het beheren van een roerend patrimonium;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke aard ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels-financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken,houders van deposito op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen
- Het opnemen van bestuursmandaten in,en het optreden als adviseur bij alle mogelijke ondernemingen en vennootschappen en verder alle verrichtingen die behoren tot de activiteit van een zogenaamde houdstermaatschappij en dit alles in binnen- en buitenland
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa. Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten,nieuwe vormen van technologie en hun toepassingen
- Het bedenken,conceptualiseren,realiseren,produceren en distribueren van audiovisuele producties van diverse aard voor film,video,televisie,radio en internet
- Alle aspecten van audiovisuele productie en postproductie
- Nasynchroniseren,speciale effecten,ontwikkelen,monteren,inkleuren,dubben enzovoort
- Inclusief ter beschikking stellen van technisch materiaal
- Alle aspecten van het maken van geluidsopnamen en uitgeverijen van muziekopnamen en het programmeren van radio en televisieprogramma’s
- Het bedenken,conceptualiseren,realiseren,produceren en distribueren van reclame- en promotiecampagnes van diverse aard via de verschillende media
- Alle aspecten van redactioneel werk en copywriting
- Alle aspecten van creative en art directing
- Alle aspecten van marketing,branding en merkstrategie
- Activiteiten van gespecialiseerde designers
- Reclamebureau
- Alle aspecten van de beoefening van en ondersteuning voor de uitvoerende en scheppende kunsten
- Het bedenken,conceptualiseren,realiseren,produceren en distribueren van events,tentoonstellingen,voorstellingen en lezingen
- Alle aspecten van uitgeverij van boeken,tijdschriften,software en overige alsook drukkerijen en reproductie van opgenomen media
- Alle aspecten van onderwijs,educatieve ondersteuning en dienstverlening op het gebied van informatie
- Adviesbureaus op het gebied van public relations en communicatie
- Algemene management activiteiten in de ruimste zin van het woord
- Dienstverlening met betrekking tot strategieën in de ruimste zin van het woord
- Dienstverlening met betrekking tot consulting in de ruimste zin van het woord
- Het verlenen van coaching in de ruimste zin van het woord door o.a. het begeleiden van personen en bedrijven. Het geven van training,coaching en alle vormen van opleiding met betrekking tot kwaliteit en kwaliteitsprocessen
- Het geven van advies op het gebied planning,organisatie,efficiëntie,toezicht,algemeen verschaffen van informatie
- Het geven van diverse cursussen,opleidingen en seminaries zowel voor eigen rekening als voor rekening van derden alsmede het uitgeven van publicaties en cursussen al dan niet op digitale wijze
- Het organiseren van congressen en beurzen
- Het verlenen van adviezen,hulp aan het bedrijfsleven en de overheid op het gebied van ondermeer planning,organisatie,project management,efficiëntie betreffende de bedrijfsuitbating en toezicht
- Het verlenen van informatie aan de bedrijfsleiding
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Onderstraat 26 registered office 3730 Bilzen-Hoeselt | 03-02-2021 | 2.312.745.462 |
Buildings and parcels at the address
- Ground area
- 967 m²
- Buildings
- 158 m²
- Volume, LiDAR
- 773 m³
- Tallest building
- 7.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 73099A0683/00E000 | 967 m² | 1 · 158 m² | 7.2 m · 2 |