FIETSEN VAN DAMME
ActiveFIETSEN VAN DAMME has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €19k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 28% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+24
Solvency34▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.23 in 2024; short-term debt: 64.6% and cash: 4.2% of total assets), and 91.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.8%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
12 d late
2023
41 d early
2022
28 d late
2021
30 d late
2020
31 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 24.4%
2024 · €78k
2018: €29k
2019: €39k
2020: €40k
2021: €45k
2022: €66k
2023: €75k
2024: €78k
2018 → 2025
Total assets
€1.11M▲ 8.7%
2024 · €1.02M
2018: €559k
2019: €628k
2020: €738k
2021: €785k
2022: €865k
2023: €1.02M
2024: €1.02M
2018 → 2025
Net result
€19k▲ 498%
2024 · €3k
2018: €-3k
2019: €11k
2020: €391
2021: €5k
2022: €22k
2023: €9k
2024: €3k
2018 → 2025
Working capital
€165k▲ 12.9%
2024 · €146k
2018: €103k
2019: €109k
2020: €105k
2021: €109k
2022: €133k
2023: €142k
2024: €146k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€66k▲ 48.6%€75k▲ 13.1%€78k▲ 4.3%€97k▲ 24.4%
Operating result€17k-€33k▲ 92.3%€19k▼ 41.5%€14k▼ 27.0%€37k▲ 157%
Net result€5k-€22k▲ 332%€9k▼ 59.9%€3k▼ 63.3%€19k▲ 498%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 157% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.11M
Fixed assets
€227k▼ 7.1%
Current assets
€880k▲ 13.7%
Equity and liabilities €1.11M
Equity
€97k▲ 24.4%
Debt
€1.01M▲ 7.4%
The debt ratio falls from 92.3% to 91.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▲
2024 · €32k
Cash flow
€36k▲
2024 · €21k
Solvency
8.8%▲
2024 · 7.7%
Current ratio
1.23▼
2024 · 1.23
Quick ratio
0.75▲
2024 · 0.71
Debt / equity
10.38▼
2024 · 12.02
ROE
19.6%▲
2024 · 4.1%
ROA
1.7%▲
2024 · 0.3%
Interest coverage
5.80▲
2024 · 3.07
Debt
€1.01M▲
2024 · €939k
Debt ≤ 1 year
€715k▲
2024 · €628k
Debt > 1 year
€294k▼
2024 · €312k
Income taxes
€9k▲
2024 · €1k
Staff costs
€50k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.11M▲
Formation expenses20€0€0=
Fixed assets21/28€244k€227k▼
Tangible fixed assets22/27€244k€227k▼
Land and buildings22€243k€226k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€984€267▼
Current assets29/58€773k€880k▲
Stocks and contracts in progress3€330k€341k▲
Stocks30/36€330k€341k▲
Amounts receivable within one year40/41€421k€492k▲
Trade receivables40€410k€488k▲
Other amounts receivable41€11k€3k▼
Cash at bank and in hand54/58€22k€46k▲
Deferred charges and accrued income490/1€263€774▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.11M▲
Equity10/15€78k€97k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€12k€31k▲
Distributable reserves133€12k€31k▲
Profit (loss) carried forward14€48k€48k=
Amounts payable17/49€939k€1.01M▲
Amounts payable after more than one year17€312k€294k▼
Financial debts170/4€194k€177k▼
Other amounts payable178/9€117k€117k=
Amounts payable within one year42/48€628k€715k▲
Current portion of amounts payable after more than one year42€17k€17k▲
Financial debts43€12k€12k=
Credit institutions430/8€12k€12k=
Trade debts44€506k€588k▲
Suppliers440/4€156k€188k▲
Bills of exchange payable441€350k€400k▲
Taxes, remuneration and social security45€14k€19k▲
Taxes450/3€7k€9k▲
Remuneration and social security454/9€7k€10k▲
Other amounts payable47/48€78k€79k▲
Income statement
Code20242025
Remuneration, social security and pensions62€47k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k=
Other operating charges640/8€5k€5k▼
Gross operating margin9900€84k€110k▲
Operating profit (loss)9901€14k€37k▲
Financial income75/76B€484€754▲
Recurring financial income75€484€754▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€4k€28k▲
Income taxes67/77€1k€9k▲
Profit (loss) for the period9904€3k€19k▲
Profit (loss) for the period to be appropriated9905€3k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€67k▲
Profit (loss) brought forward from the previous period14P€48k€48k=
Transfer to equity691/2€3k€19k▲
To other reserves6921€3k€19k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Highest result since 2018net €22k ▲332%
Net result €22k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hullekenstraat (STG) 1899200 DendermondeGround area
1,084 m²
Building footprint
478 m²
Volume, LiDAR
2,328 m³
2 parcels, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Fietsen Van Damme
since 20102.184.679.035
Dendermondsesteenweg 218, 9280 Lebbeke
since 20202.302.544.032
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42011A0049/00G000 | Flanders | 756 m² | 1 · 263 m² | 7.0 m · 2 fl. |
| 42021A0265/00Y002 | Flanders | 328 m² | 1 · 215 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLebbeke2.302.544.032
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Of 1,467 companies in sector 47632 we hold annual accounts for 733. 626 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2010
Fiscal year end31-12
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:052/215659