FIETSEN PARIDAENS
ActiveSummary
The computed 12-month bankruptcy probability of FIETSEN PARIDAENS is 1.8% (moderate). The 2025 annual accounts show equity of €99k and a net result of €58k. Equity is growing by ~82.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 18280 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+31
Solvency39▲+8
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.49 in 2024; short-term debt: 36.9% and cash: 2.7% of total assets), but 86.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.7%
Return on assets
8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
31 d early
2023
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 140%
2024 · €41k
2023: €31k
2024: €41k
2023 → 2025
Total assets
€723k▲ 9.4%
2024 · €660k
2023: €676k
2024: €660k
2023 → 2025
Net result
€58k▲ 466%
2024 · €10k
2023: €26k
2024: €10k
2023 → 2025
Working capital
€153k▲ 38.3%
2024 · €111k
2023: €-49k
2024: €111k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€31k-€41k▲ 32.7%€99k▲ 140%
Operating result€46k-€32k▼ 30.7%€92k▲ 187%
Net result€26k-€10k▼ 61.0%€58k▲ 466%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 187% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €723k
Fixed assets
€303k ▼ 6.0%
Current assets
€420k ▲ 24.1%
Equity and liabilities €723k
Equity
€99k ▲ 140%
Debt
€624k ▲ 0.8%
Debt's share of the balance-sheet total falls from 93.8% to 86.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€122k▲
2024 · €62k
Cash flow
€87k▲
2024 · €40k
Current ratio
1.58▲
2024 · 1.49
Quick ratio
0.32▼
2024 · 0.37
Debt to equity
6.32▼
2024 · 15.02
ROE
58.3%▲
2024 · 24.7%
ROA
8.0%▲
2024 · 1.5%
Interest coverage
5.38▲
2024 · 2.74
Debt ≤ 1 year
€266k▲
2024 · €227k
Debt > 1 year
€358k▼
2024 · €392k
Income taxes
€15k▲
2024 · €3k
Staff costs
€14k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€660k€723k▲
Fixed assets21/28€322k€303k▼
Intangible fixed assets21€117k€102k▼
Tangible fixed assets22/27€205k€201k▼
Land and buildings22€186k€175k▼
Plant, machinery and equipment23€11k€17k▲
Furniture and vehicles24-€397
Other tangible fixed assets26€9k€8k▼
Current assets29/58€338k€420k▲
Stocks and contracts in progress3€255k€333k▲
Stocks30/36€255k€333k▲
Amounts receivable within one year40/41€54k€67k▲
Trade receivables40€43k€59k▲
Other amounts receivable41€10k€8k▼
Cash at bank and in hand54/58€30k€19k▼
Deferred charges and accrued income490/1€256€244▼
Equity and liabilities
Total equity and liabilities10/49€660k€723k▲
Equity10/15€41k€99k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€36k€94k▲
Amounts payable17/49€619k€624k▲
Amounts payable after more than one year17€392k€358k▼
Financial debts170/4€242k€218k▼
Other amounts payable178/9€150k€140k▼
Amounts payable within one year42/48€227k€266k▲
Current portion of amounts payable after more than one year42€23k€24k▲
Financial debts43€119k€117k▼
Credit institutions430/8€119k€117k▼
Trade debts44€52k€70k▲
Suppliers440/4€52k€70k▲
Advances received on contracts in progress46€8k€18k▲
Taxes, remuneration and social security45€19k€33k▲
Taxes450/3€18k€31k▲
Remuneration and social security454/9€832€2k▲
Other amounts payable47/48€6k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€30k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€69k€138k▲
Operating profit (loss)9901€32k€92k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€22k€23k▲
Recurring financial charges65€22k€23k▲
Profit (loss) for the period before taxes9903€13k€73k▲
Income taxes67/77€3k€15k▲
Profit (loss) for the period9904€10k€58k▲
Profit (loss) for the period to be appropriated9905€10k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€94k▲
Profit (loss) brought forward from the previous period14P€26k€36k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2023net €58k ▲466%
Operating result €92k, net result €58k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €10k ▼61%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat(HSD) 259120 Beveren-Kruibeke-ZwijndrechtGround area
417 m²
Building footprint
278 m²
Volume, LiDAR
1,576 m³
Parcel 46009B0379/00B005, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fietsen Paridaens
since 20222.337.873.610
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46009B0379/00B005 | Flanders | 417 m² | 1 · 278 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 1,467 companies in sector 47632 we hold annual accounts for 733. 627 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47632Retail sale of bicycles
46190Agents in non-specialised wholesale trade
46730Wholesale trade
47830Retail sale of motorcycles and motorcycle parts and accessories
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.