Fietsen Schollaert
ActiveSummary
Fietsen Schollaert has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €443,007 and a net result of -€34,458. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 79% of 10645 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability12▼-5
Solvency92▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.98 against 6.16 in 2024; short-term debt: 24.5% and cash: 15.1% of total assets), and 33.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192021232425
2018 to 2025 · latest year -€34,458
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-04-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
44 d early
2023
20 d early
2021
38 d early
2020
21 d early
2019
64 d early
2018
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 11 April (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€443,007▼ 27.8%
2024 · €613,864
Total assets
€664,041▼ 19.3%
2024 · €823,076
Net result
-€34,458▼ 243%
2024 · -€10,054
Working capital
€484,855▼ 27.6%
2024 · €669,510
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202320242025
Operating result€107,960▼ 3.2%€177,226▲ 64.2%€399,989--€26,355-€35,403▼ 34.3%
Net result€77,003within the sector's middle half▲ 0.4%€133,794above the sector's middle half▲ 73.8%€266,156above the sector's middle half--€10,054below the sector's middle half-€34,458below the sector's middle half▼ 243%
Equity€307,889within the sector's middle half▲ 29.1%€434,083within the sector's middle half▲ 41.0%€698,638within the sector's middle half-€613,864above the sector's middle half▼ 12.1%€443,007within the sector's middle half▼ 27.8%
Total assets€859,757within the sector's middle half▲ 7.2%€1.1mwithin the sector's middle half▲ 23.2%€912,600within the sector's middle half-€823,076above the sector's middle half▼ 9.8%€664,041within the sector's middle half▼ 19.3%
Debt€551,869▼ 2.1%€624,735▲ 13.2%€213,962-€209,212▼ 2.2%€221,034▲ 5.7%
Working capital€327,284within the sector's middle half▲ 20.6%€442,976above the sector's middle half▲ 35.3%€773,636above the sector's middle half-€669,510above the sector's middle half▼ 13.5%€484,855above the sector's middle half▼ 27.6%
Solvency35.8%within the sector's middle half▲ 6.1pp41.0%within the sector's middle half▲ 5.2pp76.6%above the sector's middle half-74.6%above the sector's middle half▼ 2.0pp66.7%above the sector's middle half▼ 7.9pp
Current ratio1.80within the sector's middle half▲ 0.101.95within the sector's middle half▲ 0.158.11above the sector's middle half-6.16above the sector's middle half▼ 1.943.98above the sector's middle half▼ 2.19
Return on assets (ROA)9.0%within the sector's middle half▼ 0.6pp12.6%above the sector's middle half▲ 3.7pp29.2%above the sector's middle half--1.2%within the sector's middle half▼ 30.4pp-5.2%below the sector's middle half▼ 4.0pp
Staff (FTE)2.3within the sector's middle half▼ 11.5%2.9within the sector's middle half▲ 26.1%1.2below the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €35,403 in 2025 against €26,355 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €664,041
Fixed assets
€16,290 ▼ 31.9%
Current assets
€647,751 ▼ 18.9%
Equity and liabilities €664,041
Equity
€443,007 ▼ 27.8%
Debt
€221,034 ▲ 5.7%
Debt's share of the balance-sheet total rises from 25.4% to 33.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€27,778▼
2024 · -€15,743
Cash flow
-€26,833▼
2024 · €558
Quick ratio
3.96▼
2024 · 6.12
Debt to equity
0.50▲
2024 · 0.34
ROE
-7.8%▼
2024 · -1.6%
Interest coverage
-4.02▲
2024 · -4.16
Debt ≤ 1 year
€162,896▲
2024 · €129,651
Debt > 1 year
€58,138▼
2024 · €78,256
Income taxes
€221▼
2024 · €223
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,687 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
0.6%
went bankrupt
5.4%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €119,436 | €79,207 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,882 | €24,466 | €18,912 | €10,612 | €7,625 | ▼ 28.1% |
| Other operating charges640/8 | - | €1,860 | €7,055 | €499 | €2,136 | ▲ 328% |
| Gross operating margin9900 | €216,081 | €322,987 | €505,164 | -€15,243 | -€25,642 | ▼ 68.2% |
| Operating profit (loss)9901 | €107,960 | €177,226 | €399,989 | -€26,355 | -€35,403 | ▼ 34.3% |
| Financial income75/76B | - | €21,246 | €5,257 | €20,304 | €8,068 | ▼ 60.3% |
| Recurring financial income75 | €7,677 | €21,246 | €5,257 | €20,304 | €8,068 | ▼ 60.3% |
| Financial charges65/66B | - | €10,458 | €18,546 | €3,780 | €6,902 | ▲ 82.6% |
| Recurring financial charges65 | €11,767 | €10,458 | €18,546 | €3,780 | €6,902 | ▲ 82.6% |
| Profit (loss) for the period before taxes9903 | €103,870 | €188,015 | €386,700 | -€9,831 | -€34,237 | ▼ 248% |
| Income taxes67/77 | €26,867 | €54,221 | €120,544 | €223 | €221 | ▼ 0.8% |
| Profit (loss) for the period9904 | €77,003 | €133,794 | €266,156 | -€10,054 | -€34,458 | ▼ 243% |
| Profit (loss) for the period to be appropriated9905 | €77,003 | €133,794 | €266,156 | -€10,054 | -€34,458 | ▼ 243% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €859,757 | €1.1m | €912,600 | €823,076 | €664,041 | ▼ 19.3% |
| Fixed assets21/28 | €123,746 | €148,075 | €30,113 | €23,915 | €16,290 | ▼ 31.9% |
| Tangible fixed assets22/27 | €119,789 | €144,118 | €30,013 | €23,815 | €16,190 | ▼ 32.0% |
| Land and buildings22 | - | €99,656 | €4,636 | €4,309 | €3,982 | ▼ 7.6% |
| Plant, machinery and equipment23 | - | €12,568 | €10,417 | €10,556 | €9,486 | ▼ 10.1% |
| Furniture and vehicles24 | - | €31,894 | €14,960 | €8,950 | €2,722 | ▼ 69.6% |
| Financial fixed assets28 | €3,957 | €3,957 | €100 | €100 | €100 | = |
| Current assets29/58 | €736,011 | €910,743 | €882,487 | €799,161 | €647,751 | ▼ 18.9% |
| Stocks and contracts in progress3 | €589,900 | €848,200 | €16,600 | €6,130 | €3,240 | ▼ 47.1% |
| Stocks30/36 | - | €824,465 | €16,600 | €6,130 | €3,240 | ▼ 47.1% |
| Contracts in progress37 | - | €23,735 | - | - | - | - |
| Amounts receivable within one year40/41 | €44,863 | €33,233 | €258,927 | €104,870 | €43,585 | ▼ 58.4% |
| Trade receivables40 | - | €30,876 | €258,927 | €104,870 | €11,240 | ▼ 89.3% |
| Other amounts receivable41 | - | €2,356 | - | - | €32,345 | - |
| Current investments50/53 | - | - | - | €515,000 | €497,710 | ▼ 3.4% |
| Cash at bank and in hand54/58 | €77,850 | €23,126 | €603,716 | €158,563 | €100,538 | ▼ 36.6% |
| Deferred charges and accrued income490/1 | - | €6,184 | €3,244 | €14,598 | €2,678 | ▼ 81.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €859,757 | €1.1m | €912,600 | €823,076 | €664,041 | ▼ 19.3% |
| Equity10/15 | €307,889 | €434,083 | €698,638 | €613,864 | €443,007 | ▼ 27.8% |
| Contributions10/11 | - | €77,000 | €77,000 | €77,000 | €77,000 | = |
| Outside capital11 | - | €77,000 | - | - | - | - |
| Other1109/19 | - | €77,000 | - | - | - | - |
| Reserves13 | €217,100 | €343,200 | €609,356 | €528,656 | €392,256 | ▼ 25.8% |
| Non-distributable reserves130/1 | - | €7,700 | - | - | - | - |
| Reserves not available under the articles1311 | - | €7,700 | - | - | - | - |
| Distributable reserves133 | - | €335,500 | €609,356 | €528,656 | €392,256 | ▼ 25.8% |
| Profit (loss) carried forward14 | €13,789 | €13,883 | €12,283 | €8,209 | -€26,249 | ▼ 420% |
| Amounts payable17/49 | €551,869 | €624,735 | €213,962 | €209,212 | €221,034 | ▲ 5.7% |
| Amounts payable after more than one year17 | €135,485 | €150,688 | €100,851 | €78,256 | €58,138 | ▼ 25.7% |
| Financial debts170/4 | - | €150,688 | €100,851 | €78,256 | €58,138 | ▼ 25.7% |
| Amounts payable within one year42/48 | €408,728 | €467,767 | €108,851 | €129,651 | €162,896 | ▲ 25.6% |
| Current portion of amounts payable after more than one year42 | - | - | €36,127 | - | - | - |
| Financial debts43 | - | €239,495 | - | €22,656 | €21,373 | ▼ 5.7% |
| Credit institutions430/8 | - | €239,495 | - | €22,656 | €21,373 | ▼ 5.7% |
| Trade debts44 | €58,779 | €87,263 | €2,038 | €1,561 | €2,208 | ▲ 41.4% |
| Suppliers440/4 | - | €87,263 | €2,038 | €1,561 | €2,208 | ▲ 41.4% |
| Advances received on contracts in progress46 | - | €48,978 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €69,534 | €43,859 | €1,162 | €2,916 | ▲ 151% |
| Taxes450/3 | - | €45,677 | €43,859 | €1,162 | €2,916 | ▲ 151% |
| Remuneration and social security454/9 | - | €23,857 | - | - | - | - |
| Other amounts payable47/48 | - | €22,497 | €26,827 | €104,273 | €136,400 | ▲ 30.8% |
| Accrued charges and deferred income492/3 | - | €6,281 | €4,260 | €1,304 | - | - |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €77,003 | €133,794 | €266,156 | -€10,054 | -€34,458 | ▼ 243% |
| + Depreciation and write-downs630 | €20,882 | €24,466 | €18,912 | €10,612 | €7,625 | ▼ 28.1% |
| Operating cash flow (approximation) | €97,885 | €158,259 | €285,068 | €558 | -€26,833 | ▼ 4,910% |
| Investment in fixed assets (approximation) | - | -€48,795 | - | -€4,414 | €0 | ▲ 100% |
| Change in cash | - | -€54,724 | - | -€445,153 | -€58,025 | ▲ 87.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet -€34,458
Net result drops to -€34,458, the lowest in the series.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €266,156 ▲98.9%
Operating result €399,989, net result €266,156, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 8.11
Current ratio from 1.95 to 8.11; short-term debt falls from €467,767 to €108,851.
30-09
Financial
Equity above €500,000Eq €698,638 ▲60.9%
4 profitable years in a row build equity to €698,638.
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-11
Financial
Back to profitnet €76,675
Net result €76,675 after one loss-making year.
30-11
Financial
Equity above €200,000Eq €238,486 ▲39.5%
Equity rises from €171,010 to €238,486.
Show earlier events
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2008
Ground area
1,084 m²
Building footprint
431 m²
Volume, LiDAR
2,005 m³
2 parcels, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Grote Steenweg 97, 9340 Lede
since 20082.174.667.249
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41052B0427/00N002 | Flanders | 789 m² | 1 · 252 m² | 6.6 m · 1 fl. |
| 41052E0422/00N000 | Flanders | 295 m² | 1 · 179 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400LOTLIJSKVZID76
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Of 1,464 companies in this sector we hold annual accounts for 733. 584 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded20-08-2008
Fiscal year end30-09
Activities, NACEBEL 2025
47632Retail sale of bicycles
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
95290Repair and maintenance of other personal and household goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0899865040
Also
9925:BE0899865040
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.