Fietsen Schollaert
ActiveSummary
Fietsen Schollaert has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €443k and a net result of €-34k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 79% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability12▼-5
Solvency92▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.98 against 6.16 in 2024; short-term debt: 24.5% and cash: 15.1% of total assets), and 33.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192021232425
2018 to 2025 · latest year €-34k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-04-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
44 d early
2023
20 d early
2021
38 d early
2020
21 d early
2019
64 d early
2018
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€443k▼ 27.8%
2024 · €614k
2018: €171klowest value
2019: €238k▲ +39.5% vs 2018
2020: €308k▲ +29.1% vs 2019
2021: €434k▲ +41.0% vs 2020
2023: €699khighest value
2024: €614k▼ -12.1% vs 2023
2025: €443k▼ -27.8% vs 2024
2018 → 2025
Total assets
€664k▼ 19.3%
2024 · €823k
2018: €725k
2019: €802k▲ +10.6% vs 2018
2020: €860k▲ +7.2% vs 2019
2021: €1.06M▲ +23.2% vs 2020highest value
2023: €913k
2024: €823k▼ -9.8% vs 2023
2025: €664k▼ -19.3% vs 2024lowest value
2018 → 2025
Net result
€-34k▼ 243%
2024 · €-10k
2018: €-9k
2019: €77k▲ +909% vs 2018
2020: €77k▲ +0.4% vs 2019
2021: €134k▲ +73.8% vs 2020
2023: €266khighest value
2024: €-10k▼ -104% vs 2023
2025: €-34k▼ -243% vs 2024lowest value
2018 → 2025
Working capital
€485k▼ 27.6%
2024 · €670k
2018: €212klowest value
2019: €271k▲ +28.2% vs 2018
2020: €327k▲ +20.6% vs 2019
2021: €443k▲ +35.3% vs 2020
2023: €774khighest value
2024: €670k▼ -13.5% vs 2023
2025: €485k▼ -27.6% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€308k-€434k▲ 41.0%€699k▲ 60.9%€614k▼ 12.1%€443k▼ 27.8%
2020: €308klowest value
2021: €434k▲ +41.0% vs 2020
2023: €699khighest value
2024: €614k▼ -12.1% vs 2023
2025: €443k▼ -27.8% vs 2024
Operating result€108k-€177k▲ 64.2%€400k▲ 126%€-26k€-35k▼ 34.3%
2020: €108k
2021: €177k▲ +64.2% vs 2020
2023: €400khighest value
2024: €-26k▼ -107% vs 2023
2025: €-35k▼ -34.3% vs 2024lowest value
Net result€77k-€134k▲ 73.8%€266k▲ 98.9%€-10k€-34k▼ 243%
2020: €77k
2021: €134k▲ +73.8% vs 2020
2023: €266khighest value
2024: €-10k▼ -104% vs 2023
2025: €-34k▼ -243% vs 2024lowest value
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €35k in 2025 against €26k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €664k
Fixed assets
€16k ▼ 31.9%
Current assets
€648k ▼ 18.9%
Equity and liabilities €664k
Equity
€443k ▼ 27.8%
Debt
€221k ▲ 5.7%
Debt's share of the balance-sheet total rises from 25.4% to 33.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-28k▼
2024 · €-16k
Cash flow
€-27k▼
2024 · €558
Current ratio
3.98▼
2024 · 6.16
Quick ratio
3.96▼
2024 · 6.12
Debt to equity
0.50▲
2024 · 0.34
ROE
-7.8%▼
2024 · -1.6%
ROA
-5.2%▼
2024 · -1.2%
Interest coverage
-4.02▲
2024 · -4.16
Debt ≤ 1 year
€163k▲
2024 · €130k
Debt > 1 year
€58k▼
2024 · €78k
Income taxes
€221▼
2024 · €223
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€823k€664k▼
Fixed assets21/28€24k€16k▼
Tangible fixed assets22/27€24k€16k▼
Land and buildings22€4k€4k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€9k€3k▼
Financial fixed assets28€100€100=
Current assets29/58€799k€648k▼
Stocks and contracts in progress3€6k€3k▼
Stocks30/36€6k€3k▼
Amounts receivable within one year40/41€105k€44k▼
Trade receivables40€105k€11k▼
Other amounts receivable41-€32k
Current investments50/53€515k€498k▼
Cash at bank and in hand54/58€159k€101k▼
Deferred charges and accrued income490/1€15k€3k▼
Equity and liabilities
Total equity and liabilities10/49€823k€664k▼
Equity10/15€614k€443k▼
Contributions10/11€77k€77k=
Reserves13€529k€392k▼
Distributable reserves133€529k€392k▼
Profit (loss) carried forward14€8k€-26k▼
Amounts payable17/49€209k€221k▲
Amounts payable after more than one year17€78k€58k▼
Financial debts170/4€78k€58k▼
Amounts payable within one year42/48€130k€163k▲
Financial debts43€23k€21k▼
Credit institutions430/8€23k€21k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€104k€136k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Other operating charges640/8€499€2k▲
Gross operating margin9900€-15k€-26k▼
Operating profit (loss)9901€-26k€-35k▼
Financial income75/76B€20k€8k▼
Recurring financial income75€20k€8k▼
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€-10k€-34k▼
Income taxes67/77€223€221▼
Profit (loss) for the period9904€-10k€-34k▼
Profit (loss) for the period to be appropriated9905€-10k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-26k▼
Profit (loss) brought forward from the previous period14P€12k€8k▼
Transfer from equity791/2€81k€136k▲
Profit to be distributed694/7€75k€136k▲
Return on contributions (dividend)694€75k€136k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €119k | €79k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €24k | €19k | €11k | €8k | ▼ 28.1% |
| Other operating charges640/8 | - | €2k | €7k | €499 | €2k | ▲ 328% |
| Gross operating margin9900 | €216k | €323k | €505k | €-15k | €-26k | ▼ 68.2% |
| Operating profit (loss)9901 | €108k | €177k | €400k | €-26k | €-35k | ▼ 34.3% |
| Financial income75/76B | - | €21k | €5k | €20k | €8k | ▼ 60.3% |
| Recurring financial income75 | €8k | €21k | €5k | €20k | €8k | ▼ 60.3% |
| Financial charges65/66B | - | €10k | €19k | €4k | €7k | ▲ 82.6% |
| Recurring financial charges65 | €12k | €10k | €19k | €4k | €7k | ▲ 82.6% |
| Profit (loss) for the period before taxes9903 | €104k | €188k | €387k | €-10k | €-34k | ▼ 248% |
| Income taxes67/77 | €27k | €54k | €121k | €223 | €221 | ▼ 0.8% |
| Profit (loss) for the period9904 | €77k | €134k | €266k | €-10k | €-34k | ▼ 243% |
| Profit (loss) for the period to be appropriated9905 | €77k | €134k | €266k | €-10k | €-34k | ▼ 243% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €860k | €1.06M | €913k | €823k | €664k | ▼ 19.3% |
| Fixed assets21/28 | €124k | €148k | €30k | €24k | €16k | ▼ 31.9% |
| Tangible fixed assets22/27 | €120k | €144k | €30k | €24k | €16k | ▼ 32.0% |
| Land and buildings22 | - | €100k | €5k | €4k | €4k | ▼ 7.6% |
| Plant, machinery and equipment23 | - | €13k | €10k | €11k | €9k | ▼ 10.1% |
| Furniture and vehicles24 | - | €32k | €15k | €9k | €3k | ▼ 69.6% |
| Financial fixed assets28 | €4k | €4k | €100 | €100 | €100 | = |
| Current assets29/58 | €736k | €911k | €882k | €799k | €648k | ▼ 18.9% |
| Stocks and contracts in progress3 | €590k | €848k | €17k | €6k | €3k | ▼ 47.1% |
| Stocks30/36 | - | €824k | €17k | €6k | €3k | ▼ 47.1% |
| Contracts in progress37 | - | €24k | - | - | - | - |
| Amounts receivable within one year40/41 | €45k | €33k | €259k | €105k | €44k | ▼ 58.4% |
| Trade receivables40 | - | €31k | €259k | €105k | €11k | ▼ 89.3% |
| Other amounts receivable41 | - | €2k | - | - | €32k | - |
| Current investments50/53 | - | - | - | €515k | €498k | ▼ 3.4% |
| Cash at bank and in hand54/58 | €78k | €23k | €604k | €159k | €101k | ▼ 36.6% |
| Deferred charges and accrued income490/1 | - | €6k | €3k | €15k | €3k | ▼ 81.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €860k | €1.06M | €913k | €823k | €664k | ▼ 19.3% |
| Equity10/15 | €308k | €434k | €699k | €614k | €443k | ▼ 27.8% |
| Contributions10/11 | - | €77k | €77k | €77k | €77k | = |
| Outside capital11 | - | €77k | - | - | - | - |
| Other1109/19 | - | €77k | - | - | - | - |
| Reserves13 | €217k | €343k | €609k | €529k | €392k | ▼ 25.8% |
| Non-distributable reserves130/1 | - | €8k | - | - | - | - |
| Reserves not available under the articles1311 | - | €8k | - | - | - | - |
| Distributable reserves133 | - | €336k | €609k | €529k | €392k | ▼ 25.8% |
| Profit (loss) carried forward14 | €14k | €14k | €12k | €8k | €-26k | ▼ 420% |
| Amounts payable17/49 | €552k | €625k | €214k | €209k | €221k | ▲ 5.7% |
| Amounts payable after more than one year17 | €135k | €151k | €101k | €78k | €58k | ▼ 25.7% |
| Financial debts170/4 | - | €151k | €101k | €78k | €58k | ▼ 25.7% |
| Amounts payable within one year42/48 | €409k | €468k | €109k | €130k | €163k | ▲ 25.6% |
| Current portion of amounts payable after more than one year42 | - | - | €36k | - | - | - |
| Financial debts43 | - | €239k | - | €23k | €21k | ▼ 5.7% |
| Credit institutions430/8 | - | €239k | - | €23k | €21k | ▼ 5.7% |
| Trade debts44 | €59k | €87k | €2k | €2k | €2k | ▲ 41.4% |
| Suppliers440/4 | - | €87k | €2k | €2k | €2k | ▲ 41.4% |
| Advances received on contracts in progress46 | - | €49k | - | - | - | - |
| Taxes, remuneration and social security45 | - | €70k | €44k | €1k | €3k | ▲ 151% |
| Taxes450/3 | - | €46k | €44k | €1k | €3k | ▲ 151% |
| Remuneration and social security454/9 | - | €24k | - | - | - | - |
| Other amounts payable47/48 | - | €22k | €27k | €104k | €136k | ▲ 30.8% |
| Accrued charges and deferred income492/3 | - | €6k | €4k | €1k | - | - |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €77k | €134k | €266k | €-10k | €-34k | ▼ 243% |
| + Depreciation and write-downs630 | €21k | €24k | €19k | €11k | €8k | ▼ 28.1% |
| Operating cash flow (approximation) | €98k | €158k | €285k | €558 | €-27k | ▼ 4,910% |
| Investment in fixed assets (approximation) | - | €-49k | - | €-4k | €0 | ▲ 100% |
| Change in cash | - | €-55k | - | €-445k | €-58k | ▲ 87.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €266k ▲98.9%
Operating result €400k, net result €266k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 8.11
Current ratio from 1.95 to 8.11; short-term debt falls from €468k to €109k.
30-09
Financial
Equity above €500kEq €699k ▲60.9%
4 profitable years in a row build equity to €699k.
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-11
Financial
Back to profitnet €77k
Net result €77k after one loss-making year.
30-11
Financial
Equity above €200kEq €238k ▲39.5%
Equity rises from €171k to €238k.
Show earlier events
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2008
Ground area
1,084 m²
Building footprint
431 m²
Volume, LiDAR
2,005 m³
2 parcels, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Grote Steenweg 97, 9340 Lede
since 20082.174.667.249
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41052B0427/00N002 | Flanders | 789 m² | 1 · 252 m² | 6.6 m · 1 fl. |
| 41052E0422/00N000 | Flanders | 295 m² | 1 · 179 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400LOTLIJSKVZID76
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Of 1,468 companies in sector 47632 we hold annual accounts for 733. 584 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-08-2008
Fiscal year end30-09
Activities, NACEBEL 2025
47632Retail sale of bicycles
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
95290Repair and maintenance of other personal and household goods
Scores and ratios are computed by Checked and are not a credit decision.