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Fietsen Haverbeke

Active
Private limited companyfounded 2016active for 10 yearsGentstraat 129, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0647.746.303
Summary

Fietsen Haverbeke has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €444,648 and a net result of -€42,561. Equity is growing by about 50% per year across the filed financial years. Its solvency ranks better than 34% of 12,686 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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Fietsen HaverbekeActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of bicycles
NACE 47632
1 site
Size
≈ €1.3mturnover 2025, estimated
Staff
3 FTE
Equity
€444,648
Loss
-€42,561
Turnover estimated from the gross margin
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
2025 accounts 35 days early1 of 3 deeds summarised
Why 69raises risk1 of the last 3 lateLoss of €42,561 (financial year 2025)lowers riskSize: 3 FTE, total assets €2.0mFigures for financial year 2025 (filed 26-06-2026)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 37% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 48-2
equity 22.5% of total assets
Liquidity 51-1
short-term debt 19.5% · cash 5.5%
Profitability 34-41
return on assets -2.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,248 companies, NACE 47, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.2%▼ -0.1 percentage points vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.3%▲ +0.1 percentage points vs 04-2025 06-2025: 1.6%▲ +0.3 percentage points vs 05-2025highest value 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 0.5%▼ -1.1 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026lowest value 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▼ -0.1 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.15, compared with 2.42 in 2024, above the usual 1.5; short-term debt: 19.5% and cash: 5.5% of total assets), but 77.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 38% on solvency, 55% on liquidity, 27% on profitability and 27% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Size: 3 FTE, total assets €2.0m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 26-06-2026)
NBB · annual accounts
raises risk · Loss of €42,561 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 days early
2024
30 days early
2023
50 days late
2022
28 days early
2021
71 days late
2020
37 days early
2019
46 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 filed years within 79 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€42,561
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €99,345 in 2024 -€42,561 View
  • Caution: Among the weakest 10% on net resultsector median €27,715 · 12,676 companies -€42,561 View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2025
Total assets
€2.0m
Loss
-€42,561
Solvency
22.5%
Total assets=
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • HAVERBEKE Niels RobertDirector
  • VANHOUTTE Chabelli StefanieDirector
Go to Board & ownership

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 19-09-2024Annual accounts filed
  2. 08-01-2024Resignations: HAVERBEKE Niels Robert (manager) and VANHOUTTE…
  3. 31-12-2023Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of bicyclesNACE 47632
Founded
02-02-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
22
Who signs
Each director alone
Purpose
“De groot- en kleinhandel,de in- en uitvoer van alle nieuwe en tweedehands…” (deed in Dutch)
Go to Articles of association

Key facts about Fietsen Haverbeke

What is the company number of Fietsen Haverbeke?
0647.746.303. In Belgium the VAT number is the company number with BE in front: BE 0647.746.303.
Where is Fietsen Haverbeke based?
The registered office is at Gentstraat 129, 8770 Ingelmunster.Company details
What does Fietsen Haverbeke do?
According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
What is the legal form of Fietsen Haverbeke?
Private limited company (BV).
When was Fietsen Haverbeke founded?
On 02-02-2016.
Is Fietsen Haverbeke still active?
Yes, Fietsen Haverbeke is an active enterprise in the KBO register.
How many employees does Fietsen Haverbeke have?
On average 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Fietsen Haverbeke?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Fietsen Haverbeke profitable?
In financial year 2025, Fietsen Haverbeke made a loss of €42,561.
Where can I find the annual accounts of Fietsen Haverbeke?
Fietsen Haverbeke filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Fietsen Haverbeke due?
By 31-07-2027, for financial year 2026.Timeline

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