Financials
- Fiscal year
- 2025
- Total assets
- €172,283
- Profit
- €15,744
- Solvency
- 83.9%
Total assets▲ 19.2%
Net result
20192025
FIDU-CREATION
ActiveSummary
FIDU-CREATION has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144,469 and a net result of €15,744. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202NACE 74121
1 site
Size
€172,283total assets 2025
- Equity
- €144,469
- Profit
- €15,744
Turnover not published (abridged schema)
Structure
Accounts on time0 of 1 deed read
Why 95+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 6.08, cash €27,067+ Equity €144,469 (83.9% of total assets)+ Figures for FY 2025 (filed 01-05-2026)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 83.9% of total assets
Liquidity
66+5
short-term debt 16.1% · cash 15.7%
Profitability
80-1
return on assets 9.1%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: < 0.1%
09-2025: < 0.1%● 0.0% vs 08-2025
10-2025: < 0.1%● 0.0% vs 09-2025
11-2025: < 0.1%▲ +2.5% vs 10-2025
12-2025: < 0.1%▲ +2.4% vs 11-2025
01-2026: < 0.1%▲ +4.8% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▲ +47.7% vs 03-2026
05-2026: 0.1%▲ +72.3% vs 04-2026highest value
06-2026: < 0.1%▼ -74.1% vs 05-2026lowest value
07-2026: < 0.1%● 0.0% vs 06-2026lowest value
08-2026: < 0.1%● 0.0% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Liquidity: current ratio 6.08, cash €27,067 lowers the probability
- Equity €144,469 (83.9% of total assets) lowers the probability
- Figures for FY 2025 (filed 01-05-2026) lowers the probability
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 6.08 against 8.83 in 2024; short-term debt: 16.1% and cash: 15.7% of total assets), and 16.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 86%, liquidity 53%, profitability 35%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
35 d early
2022
2 d late
2021
2 d late
2020
on the day
2019
4 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Liquidity times 5current ratio 8.83
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 30-04-2027
- 30-04-2026Annual accounts filed
- 29-04-2025Annual accounts filed
- 30-09-2024Liquidity times 5
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 18-07-2007
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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