Skip to content

Fidesplus

Active
Private limited company (pre-2019)founded 2015active for 11 yearsHunselstraat 41, 1750 Lennik, BelgiumKBO/BCE: BE 0599.996.567
Summary

Fidesplus has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €802,996 and a net result of -€1,835. Equity is growing by about 15% per year across the filed financial years. The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
€803,287total assets 2025
Equity
€802,996
Loss
-€1,835
Turnover not published (abbreviated format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
1
Accounts on time0 of 4 deeds read
Why 95lowers riskSize: total assets €803,287Equity €802,996 (100.0% of total assets)Liquidity: current ratio 2012.09, cash €230,756Figures for financial year 2025 (filed 31-07-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 100.0% of total assets
Liquidity 86-4
short-term debt 0.0% · cash 28.7%
Profitability 37=
return on assets -0.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €75,000 on 30-day terms is acceptable
short-term debt: 0% and cash: 28.7% of total assets, and 0% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 77% on liquidity, 27% on profitability and 45% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €803,287
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €802,996 (100.0% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2012.09, cash €230,756
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 31-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
11 days late
2023
5 days early
2022
on the day
2021
30 days late
2020
17 days early
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average on the deadline day; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€1,835
  3. Liquidity more than 21 timescurrent ratio 2012.09

Financials · financial year 2025, abbreviated format

Equity
€802,996▼ 0.2%
2024 · €804,831
Total assets
€803,287▼ 0.8%
2024 · €810,168
Net result
-€1,835▼ 9.9%
2024 · -€1,669
Working capital
€500,339▼ 0.4%
2024 · €502,153
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €1,633 in 2025 against €1,600 in 2024; the loss grows and 2025 has the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€1,633 2025 Net result-€1,835 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€48,888-€48,934▲ 0.1%€55,143▲ 12.7%€321,053▲ 482%€201,222▼ 37.3%€51,115▼ 74.6%-€1,600-€1,633▼ 2.1%
Net result€30,771-€31,205▲ 1.4%€33,967▲ 8.9%€288,829▲ 750%€182,895▼ 36.7%€46,436▼ 74.6%-€1,669-€1,835▼ 9.9%
Equity€223,168-€254,373▲ 14.0%€288,340▲ 13.4%€577,169▲ 100%€760,064▲ 31.7%€806,500▲ 6.1%€804,831▼ 0.2%€802,996▼ 0.2%
Total assets€603,281-€559,551▼ 7.2%€554,424▼ 0.9%€622,214▲ 12.2%€807,460▲ 29.8%€830,059▲ 2.8%€810,168▼ 2.4%€803,287▼ 0.8%
Debt€380,113-€305,178▼ 19.7%€266,084▼ 12.8%€45,044▼ 83.1%€47,396▲ 5.2%€23,559▼ 50.3%€5,337▼ 77.3%€291▼ 94.6%
Working capital-€19,681--€43,652▼ 122%-€65,874▼ 50.9%€274,470€457,369▲ 66.6%€503,805▲ 10.2%€502,153▼ 0.3%€500,339▼ 0.4%
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €803,287
Fixed assets €302,699 =
Current assets €500,588 ▼ 1.4%
Equity and liabilities €803,287
Equity €802,996 ▼ 0.2%
Debt €291 ▼ 94.6%
Debt's share of the balance-sheet total falls from 0.7% to 0.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.00▼
2024 · 0.01
ROE
-0.2%▼
2024 · -0.2%
ROA
-0.2%▼
2024 · -0.2%
Debt ≤ 1 year
€249▼
2024 · €5,316
A ratio outside any meaningful range has been withheld (balance sheet total €803,287, equity €802,996).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,687 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 93.7% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
5.4% stopped otherwise
93.7% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€810,168€803,287▼
Fixed assets21/28€302,699€302,699=
Financial fixed assets28€302,699€302,699=
Current assets29/58€507,468€500,588▼
Amounts receivable within one year40/41€635€696▲
Other amounts receivable41€635€696▲
Current investments50/53€245,135€269,135▲
Cash at bank and in hand54/58€261,698€230,756▼
Equity and liabilities
Total equity and liabilities10/49€810,168€803,287▼
Equity10/15€804,831€802,996▼
Contributions10/11€12,400€12,400=
Reserves13€794,100€794,100=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€792,240€792,240=
Profit (loss) carried forward14-€1,669-€3,504▼
Amounts payable17/49€5,337€291▼
Amounts payable within one year42/48€5,316€249▼
Trade debts44€511€88▼
Suppliers440/4€511€88▼
Taxes, remuneration and social security45€4,644-
Taxes450/3€4,644-
Other amounts payable47/48€161€161=
Accrued charges and deferred income492/3€21€42▲
Income statement Code20242025
Other operating charges640/8€502€517▲
Gross operating margin9900-€1,097-€1,116▼
Operating profit (loss)9901-€1,600-€1,633▼
Financial income75/76B-€203
Recurring financial income75-€203
Financial charges65/66B€69€404▲
Recurring financial charges65€69€404▲
Profit (loss) for the period before taxes9903-€1,669-€1,835▼
Profit (loss) for the period9904-€1,669-€1,835▼
Profit (loss) for the period to be appropriated9905-€1,669-€1,835▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1,669-€3,504▼
Profit (loss) brought forward from the previous period14P--€1,669

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Non-recurring operating income76A---€322,553€202,606€53,043---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57--------
Other operating charges640/8---€614€448€499€502€517▲ 3.0%
Gross operating margin9900€49,908€49,379€55,588€321,666€201,670€51,615-€1,097-€1,116▼ 1.7%
Operating profit (loss)9901€48,888€48,934€55,143€321,053€201,222€51,115-€1,600-€1,633▼ 2.1%
Financial income75/76B----€14€17-€203-
Recurring financial income75€0-€0-€14€17-€203-
Financial charges65/66B---€3,340€52€52€69€404▲ 484%
Recurring financial charges65€7,123€6,142€5,160€3,340€52€52€69€404▲ 484%
Profit (loss) for the period before taxes9903€41,765€42,793€49,983€317,712€201,184€51,080-€1,669-€1,835▼ 9.9%
Income taxes67/77€10,994€11,587€16,016€28,883€18,289€4,644---
Profit (loss) for the period9904€30,771€31,205€33,967€288,829€182,895€46,436-€1,669-€1,835▼ 9.9%
Profit (loss) for the period to be appropriated9905€30,771€31,205€33,967€288,829€182,895€46,436-€1,669-€1,835▼ 9.9%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€603,281€559,551€554,424€622,214€807,460€830,059€810,168€803,287▼ 0.8%
Fixed assets21/28€544,111€544,111€544,111€302,699€302,699€302,699€302,699€302,699=
Financial fixed assets28€544,111€544,111€544,111€302,699€302,699€302,699€302,699€302,699=
Current assets29/58€59,170€15,440€10,313€319,514€504,761€527,360€507,468€500,588▼ 1.4%
Amounts receivable within one year40/41----€635€635€635€696▲ 9.6%
Other amounts receivable41----€635€635€635€696▲ 9.6%
Current investments50/53----€127,651€245,318€245,135€269,135▲ 9.8%
Cash at bank and in hand54/58€59,170€15,440€10,313€319,514€376,474€281,407€261,698€230,756▼ 11.8%
Equity and liabilities
Total equity and liabilities10/49€603,281€559,551€554,424€622,214€807,460€830,059€810,168€803,287▼ 0.8%
Equity10/15€223,168€254,373€288,340€577,169€760,064€806,500€804,831€802,996▼ 0.2%
Contributions10/11€12,400€12,400-€12,400€12,400€12,400€12,400€12,400=
Reserves13€210,768€241,973€275,940€564,769€747,664€794,100€794,100€794,100=
Non-distributable reserves130/1---€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311---€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133---€562,909€745,804€792,240€792,240€792,240=
Profit (loss) carried forward14-------€1,669-€3,504▼ 110%
Amounts payable17/49€380,113€305,178€266,084€45,044€47,396€23,559€5,337€291▼ 94.6%
Amounts payable after more than one year17€301,262€246,086€189,892------
Amounts payable within one year42/48€78,851€59,092€76,187€45,044€47,392€23,555€5,316€249▼ 95.3%
Trade debts44-€167€229-€58€461€511€88▼ 82.9%
Suppliers440/4----€58€461€511€88▼ 82.9%
Taxes, remuneration and social security45---€28,883€47,172€22,933€4,644--
Taxes450/3---€28,883€47,172€22,933€4,644--
Other amounts payable47/48---€16,161€161€161€161€161=
Accrued charges and deferred income492/3----€4€4€21€42▲ 99.0%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€30,771€31,205€33,967€288,829€182,895€46,436-€1,669-€1,835▼ 9.9%
+ Depreciation and write-downs630€57--------
Operating cash flow (approximation)€30,827€31,205€33,967€288,829€182,895€46,436-€1,669-€1,835▼ 9.9%
Investment in fixed assets (approximation)-€0€0€241,412€0€0€0€0-
Change in cash--€43,730-€5,127€309,201€56,960-€95,067-€19,709-€30,941▼ 57.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (10)
Financial year Type Filed Reference
31-12-2025 abbreviated format 31-07-2026 2026-00367780
31-12-2024 abbreviated format 11-08-2025 2025-00369758
31-12-2023 abbreviated format 26-07-2024 2024-00291565
31-12-2022 abbreviated format 31-07-2023 2023-00296881
31-12-2021 abbreviated format 30-08-2022 2022-20350763
31-12-2020 abbreviated format 14-07-2021 2021-35200312
31-12-2019 abbreviated format 09-07-2020 2020-28100242
31-12-2018 abbreviated format 17-07-2019 2019-33800453
31-12-2017 abbreviated format 26-07-2018 2018-38700318
31-12-2016 abbreviated format 26-07-2017 2017-36200097

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2025 annual accounts of Fidesplus and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

No directors read yet: 0 of 4 Gazette acts processed.

History

Fidesplus was incorporated on 6 March 2015.1 Total assets rose from €603,281 in 2018 to €803,287 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
31-12
Financial Weakest financial yearnet -€1,835
Net result drops to -€1,835, the lowest in the series.
31-12
Financial Liquidity more than 21 timescurrent ratio 2012.09
Current ratio from 95.47 to 2012.09; short-term debt falls from €5,316 to €249.
11-08
NBB filing Annual accounts filed
financial year 2024 · abbreviated format · 11 days late
2024
31-12
Financial Liquidity more than quadruplescurrent ratio 95.47
Current ratio from 22.39 to 95.47; short-term debt falls from €23,555 to €5,316.
26-07
NBB filing Annual accounts filed
financial year 2023 · abbreviated format
2023
31-12
Financial Liquidity more than doubledcurrent ratio 22.39
Current ratio from 10.65 to 22.39; short-term debt falls from €47,392 to €23,555.
31-07
NBB filing Annual accounts filed
financial year 2022 · abbreviated format
2022
30-08
NBB filing Annual accounts filed
financial year 2021 · abbreviated format · 30 days late
2021
31-12
Financial Highest result from 2018 to 2025net €288,829 ▲750%
Operating result €321,053, net result €288,829, both a record.
31-12
Financial Liquidity more than 52 timescurrent ratio 7.09
Current ratio from 0.14 to 7.09; short-term debt falls from €76,187 to €45,044.
31-12
Financial Equity above €500,000equity €577,169 ▲100%
A profit in every financial year since 2018 builds equity to €577,169.
Show earlier events
14-07
NBB filing Annual accounts filed
financial year 2020 · abbreviated format
2020
09-07
NBB filing Annual accounts filed
financial year 2019 · abbreviated format
2019
17-07
NBB filing Annual accounts filed
financial year 2018 · abbreviated format
2018
26-07
NBB filing Annual accounts filed
financial year 2017 · abbreviated format
2017
26-07
NBB filing Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 4 deeds read
About the unread acts

We know of 4 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded06-03-2015
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 18 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2015
registered office establishment The establishment unit on the map
Ground area
3,159 m²
Building footprint
347 m²
Building volume
672 m³
2 parcels, Flanders · tallest building 7.0 m. Linked by address, not a title deed.
1 establishment unit
Fidesplus
Hemelveldweg 40, 1750 LennikActivities of holding companies
since 2015unit no. 2.241.893.692
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
23072D0200/00F000 Flanders 2,052 m² 1 · 211 m² -
23072C0181/00R000 Flanders 1,106 m² 1 · 136 m² 7.0 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.