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Fidesplus

Active
Private limited company (pre-2019)founded 201511 yrs activeHunselstraat 41, 1750 Lennik, BelgiumKBO/BCE: BE 0599.996.567
Summary

Fidesplus has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €802,996 and a net result of -€1,835. Equity is growing by ~14.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability37=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
short-term debt: 0% and cash: 28.7% of total assets, and 0% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
100%
Return on assets
-0.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
11 d late
2023
5 d early
2022
on the day
2021
30 d late
2020
17 d early
2019
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average on the deadline day; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Fidesplus was incorporated on 6 March 2015.1 Total assets rose from EUR 603,281 in 2018 to EUR 803,287 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€802,996▼ 0.2%
2024 · €804,831
Total assets
€803,287▼ 0.8%
2024 · €810,168
Net result
-€1,835▼ 9.9%
2024 · -€1,669
Working capital
€500,339▼ 0.4%
2024 · €502,153
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€321,053▲ 482%€201,222▼ 37.3%€51,115▼ 74.6%-€1,600-€1,633▼ 2.1%
Net result€288,829▲ 750%€182,895▼ 36.7%€46,436▼ 74.6%-€1,669-€1,835▼ 9.9%
Equity€577,169▲ 100%€760,064▲ 31.7%€806,500▲ 6.1%€804,831▼ 0.2%€802,996▼ 0.2%
Total assets€622,214▲ 12.2%€807,460▲ 29.8%€830,059▲ 2.8%€810,168▼ 2.4%€803,287▼ 0.8%
Debt€45,044▼ 83.1%€47,396▲ 5.2%€23,559▼ 50.3%€5,337▼ 77.3%€291▼ 94.6%
Working capital€274,470€457,369▲ 66.6%€503,805▲ 10.2%€502,153▼ 0.3%€500,339▼ 0.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2021: €321,053€321,053Net result 2021: €288,829€288,829Operating result 2022: €201,222€201,222Net result 2022: €182,895€182,895Operating result 2023: €51,115€51,115Net result 2023: €46,436€46,436Operating result 2024: -€1,600-€1,600Net result 2024: -€1,669-€1,669Operating result 2025: -€1,633-€1,633Net result 2025: -€1,835-€1,83520212022202320242025-€20,000€0€20,000€40,000€60,000Operating result 2023: €51,115€51,100Net result 2023: €46,436€46,400Operating result 2024: -€1,600-€1,600Net result 2024: -€1,669-€1,670Operating result 2025: -€1,633-€1,630Net result 2025: -€1,835-€1,830202320242025
The operating result stays negative: a loss of €1,633 in 2025 against €1,600 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €803,287
Fixed assets €302,699 =
Current assets €500,588 ▼ 1.4%
Equity and liabilities €803,287
Equity €802,996 ▼ 0.2%
Debt €291 ▼ 94.6%
Debt's share of the balance-sheet total falls from 0.7% to 0.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.00▼
2024 · 0.01
ROE
-0.2%▼
2024 · -0.2%
ROA
-0.2%▼
2024 · -0.2%
Debt ≤ 1 year
€249▼
2024 · €5,316
A ratio outside any meaningful range has been withheld (balance sheet total €803,287, equity €802,996).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,688 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
0.5% went bankrupt
5.4% stopped otherwise
94% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,688 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€810,168€803,287▼
Fixed assets21/28€302,699€302,699=
Financial fixed assets28€302,699€302,699=
Current assets29/58€507,468€500,588▼
Amounts receivable within one year40/41€635€696▲
Other amounts receivable41€635€696▲
Current investments50/53€245,135€269,135▲
Cash at bank and in hand54/58€261,698€230,756▼
Equity and liabilities
Total equity and liabilities10/49€810,168€803,287▼
Equity10/15€804,831€802,996▼
Contributions10/11€12,400€12,400=
Reserves13€794,100€794,100=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€792,240€792,240=
Profit (loss) carried forward14-€1,669-€3,504▼
Amounts payable17/49€5,337€291▼
Amounts payable within one year42/48€5,316€249▼
Trade debts44€511€88▼
Suppliers440/4€511€88▼
Taxes, remuneration and social security45€4,644-
Taxes450/3€4,644-
Other amounts payable47/48€161€161=
Accrued charges and deferred income492/3€21€42▲
Income statement Code20242025
Other operating charges640/8€502€517▲
Gross operating margin9900-€1,097-€1,116▼
Operating profit (loss)9901-€1,600-€1,633▼
Financial income75/76B-€203
Recurring financial income75-€203
Financial charges65/66B€69€404▲
Recurring financial charges65€69€404▲
Profit (loss) for the period before taxes9903-€1,669-€1,835▼
Profit (loss) for the period9904-€1,669-€1,835▼
Profit (loss) for the period to be appropriated9905-€1,669-€1,835▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1,669-€3,504▼
Profit (loss) brought forward from the previous period14P--€1,669

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€322,553€202,606€53,043---
Other operating charges640/8€614€448€499€502€517▲ 3.0%
Gross operating margin9900€321,666€201,670€51,615-€1,097-€1,116▼ 1.7%
Operating profit (loss)9901€321,053€201,222€51,115-€1,600-€1,633▼ 2.1%
Financial income75/76B-€14€17-€203-
Recurring financial income75-€14€17-€203-
Financial charges65/66B€3,340€52€52€69€404▲ 484%
Recurring financial charges65€3,340€52€52€69€404▲ 484%
Profit (loss) for the period before taxes9903€317,712€201,184€51,080-€1,669-€1,835▼ 9.9%
Income taxes67/77€28,883€18,289€4,644---
Profit (loss) for the period9904€288,829€182,895€46,436-€1,669-€1,835▼ 9.9%
Profit (loss) for the period to be appropriated9905€288,829€182,895€46,436-€1,669-€1,835▼ 9.9%
Line20212022202320242025Change
Assets
Total assets20/58€622,214€807,460€830,059€810,168€803,287▼ 0.8%
Fixed assets21/28€302,699€302,699€302,699€302,699€302,699=
Financial fixed assets28€302,699€302,699€302,699€302,699€302,699=
Current assets29/58€319,514€504,761€527,360€507,468€500,588▼ 1.4%
Amounts receivable within one year40/41-€635€635€635€696▲ 9.6%
Other amounts receivable41-€635€635€635€696▲ 9.6%
Current investments50/53-€127,651€245,318€245,135€269,135▲ 9.8%
Cash at bank and in hand54/58€319,514€376,474€281,407€261,698€230,756▼ 11.8%
Equity and liabilities
Total equity and liabilities10/49€622,214€807,460€830,059€810,168€803,287▼ 0.8%
Equity10/15€577,169€760,064€806,500€804,831€802,996▼ 0.2%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Reserves13€564,769€747,664€794,100€794,100€794,100=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133€562,909€745,804€792,240€792,240€792,240=
Profit (loss) carried forward14----€1,669-€3,504▼ 110%
Amounts payable17/49€45,044€47,396€23,559€5,337€291▼ 94.6%
Amounts payable within one year42/48€45,044€47,392€23,555€5,316€249▼ 95.3%
Trade debts44-€58€461€511€88▼ 82.9%
Suppliers440/4-€58€461€511€88▼ 82.9%
Taxes, remuneration and social security45€28,883€47,172€22,933€4,644--
Taxes450/3€28,883€47,172€22,933€4,644--
Other amounts payable47/48€16,161€161€161€161€161=
Accrued charges and deferred income492/3-€4€4€21€42▲ 99.0%
Line20212022202320242025Change
Profit (loss) for the period9904€288,829€182,895€46,436-€1,669-€1,835▼ 9.9%
Operating cash flow (approximation)€288,829€182,895€46,436-€1,669-€1,835▼ 9.9%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€56,960-€95,067-€19,709-€30,941▼ 57.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet -€1,835
Net result drops to -€1,835, the lowest in the series.
31-12
Financial Liquidity times 21current ratio 2012.09
Current ratio from 95.47 to 2012.09; short-term debt falls from €5,316 to €249.
11-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
31-12
Financial Liquidity quadruplescurrent ratio 95.47
Current ratio from 22.39 to 95.47; short-term debt falls from €23,555 to €5,316.
26-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Liquidity doublescurrent ratio 22.39
Current ratio from 10.65 to 22.39; short-term debt falls from €47,392 to €23,555.
31-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial Highest result since 2018net €288,829 ▲750%
Operating result €321,053, net result €288,829, both a record.
31-12
Financial Liquidity times 52current ratio 7.09
Current ratio from 0.14 to 7.09; short-term debt falls from €76,187 to €45,044.
31-12
Financial Equity above €500,000Eq €577,169 ▲100%
4 profitable years in a row build equity to €577,169.
Show earlier events
14-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
1,106 m²
Building footprint
136 m²
Volume, LiDAR
672 m³
Parcel 23072C0181/00R000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fidesplus
Hunselstraat 41, 1750 LennikHoldings
since 20152.241.893.692
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23072C0181/00R000 Flanders 1,106 m² 1 · 136 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of Fidesplus and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded06-03-2015
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.