FIDATO CB
ActiveSummary
The computed 12-month bankruptcy probability of FIDATO CB is 2.0% (moderate). The 2025 annual accounts show equity of €15,359 and a net result of €8,849. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 28374 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+30
Solvency69▲+21
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.86 against 1.46 in 2024; short-term debt: 51.9% and cash: 30.1% of total assets), and 55.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.5%
Return on assets
25.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
14 d early
2024
22 d early
2023
14 d early
2022
17 d early
2021
32 d early
2020
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2025, micro schema
Equity
€15,359▲ 136%
2024 · €6,509
Total assets
€34,533▲ 21.8%
2024 · €28,361
Net result
€8,849▲ 4,079%
2024 · €212
Working capital
-€2,428
2024 · €7,555
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,076▲ 181%€2,288▲ 10.2%€684▼ 70.1%€581▼ 15.1%€11,116▲ 1,815%
Net result€1,478within the sector's middle half▲ 115%€1,392within the sector's middle half▼ 5.8%€241below the sector's middle half▼ 82.7%€212within the sector's middle half▼ 12.1%€8,849within the sector's middle half▲ 4,079%
Equity€4,665below the sector's middle half▲ 46.4%€6,056below the sector's middle half▲ 29.8%€6,297below the sector's middle half▲ 4.0%€6,509below the sector's middle half▲ 3.4%€15,359below the sector's middle half▲ 136%
Total assets€32,438below the sector's middle half▲ 3.2%€27,263below the sector's middle half▼ 16.0%€32,671below the sector's middle half▲ 19.8%€28,361below the sector's middle half▼ 13.2%€34,533below the sector's middle half▲ 21.8%
Debt€27,773▼ 1.6%€21,206▼ 23.6%€26,373▲ 24.4%€21,852▼ 17.1%€19,174▼ 12.3%
Working capital-€14,455below the sector's middle half▲ 16.6%-€7,871below the sector's middle half▲ 45.5%-€2,908below the sector's middle half▲ 63.1%€7,555within the sector's middle half-€2,428below the sector's middle half
Solvency14.4%below the sector's middle half▲ 4.2pp22.2%within the sector's middle half▲ 7.8pp19.3%below the sector's middle half▼ 2.9pp23.0%below the sector's middle half▲ 3.7pp44.5%within the sector's middle half▲ 21.5pp
Current ratio0.48below the sector's middle half▲ 0.090.63below the sector's middle half▲ 0.150.89below the sector's middle half▲ 0.261.46within the sector's middle half▲ 0.570.86below the sector's middle half▼ 0.60
Return on assets (ROA)4.6%within the sector's middle half▲ 2.4pp5.1%within the sector's middle half▲ 0.5pp0.7%within the sector's middle half▼ 4.4pp0.7%within the sector's middle half=25.6%above the sector's middle half▲ 24.9pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,815% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34,533
Fixed assets
€19,053 ▲ 328%
Current assets
€15,480 ▼ 35.3%
Equity and liabilities €34,533
Equity
€15,359 ▲ 136%
Debt
€19,174 ▼ 12.3%
Debt's share of the balance-sheet total falls from 77.0% to 55.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17,255▲
2024 · €5,752
Cash flow
€14,988▲
2024 · €5,383
Debt to equity
1.25▼
2024 · 3.36
ROE
57.6%▲
2024 · 3.3%
Interest coverage
81.46▼
2024 · 109.50
Debt ≤ 1 year
€17,908▲
2024 · €16,357
Income taxes
€2,198▲
2024 · €404
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,997 | €5,191 | €5,346 | €5,171 | €6,138 | ▲ 18.7% |
| Other operating charges640/8 | €756 | €698 | €768 | €773 | €1,000 | ▲ 29.3% |
| Non-recurring operating charges66A | - | - | - | - | €1,077 | - |
| Gross operating margin9900 | €7,829 | €8,178 | €6,798 | €6,525 | €19,332 | ▲ 196% |
| Operating profit (loss)9901 | €2,076 | €2,288 | €684 | €581 | €11,116 | ▲ 1,815% |
| Financial income75/76B | €67 | €58 | €130 | €88 | €143 | ▲ 63.4% |
| Recurring financial income75 | €67 | €58 | €130 | €88 | €143 | ▲ 63.4% |
| Financial charges65/66B | €73 | €51 | €49 | €53 | €212 | ▲ 303% |
| Recurring financial charges65 | €73 | €51 | €49 | €53 | €212 | ▲ 303% |
| Profit (loss) for the period before taxes9903 | €2,070 | €2,296 | €764 | €616 | €11,048 | ▲ 1,694% |
| Income taxes67/77 | €593 | €904 | €523 | €404 | €2,198 | ▲ 444% |
| Profit (loss) for the period9904 | €1,478 | €1,392 | €241 | €212 | €8,849 | ▲ 4,079% |
| Profit (loss) for the period to be appropriated9905 | €1,478 | €1,392 | €241 | €212 | €8,849 | ▲ 4,079% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,438 | €27,263 | €32,671 | €28,361 | €34,533 | ▲ 21.8% |
| Fixed assets21/28 | €19,133 | €13,942 | €9,220 | €4,449 | €19,053 | ▲ 328% |
| Tangible fixed assets22/27 | €19,133 | €13,942 | €9,220 | €4,449 | €19,053 | ▲ 328% |
| Plant, machinery and equipment23 | €2,169 | €1,573 | €1,447 | €843 | €2,086 | ▲ 147% |
| Furniture and vehicles24 | €16,964 | €12,368 | €7,773 | €3,606 | €100 | ▼ 97.2% |
| Other tangible fixed assets26 | - | - | - | - | €16,867 | - |
| Current assets29/58 | €13,305 | €13,321 | €23,451 | €23,912 | €15,480 | ▼ 35.3% |
| Stocks and contracts in progress3 | €9,200 | €7,511 | - | €4,516 | €0 | ▼ 100% |
| Contracts in progress37 | €9,200 | €7,511 | - | €4,516 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €3,236 | €4,465 | €16,426 | €14,000 | €3,698 | ▼ 73.6% |
| Trade receivables40 | €577 | €3,632 | €16,426 | €12,453 | €2,921 | ▼ 76.5% |
| Other amounts receivable41 | €2,659 | €833 | - | €1,546 | €777 | ▼ 49.7% |
| Cash at bank and in hand54/58 | €596 | €169 | €5,789 | €3,729 | €10,391 | ▲ 179% |
| Deferred charges and accrued income490/1 | €273 | €1,177 | €1,235 | €1,667 | €1,391 | ▼ 16.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,438 | €27,263 | €32,671 | €28,361 | €34,533 | ▲ 21.8% |
| Equity10/15 | €4,665 | €6,056 | €6,297 | €6,509 | €15,359 | ▲ 136% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €2,165 | €3,556 | €3,797 | €4,009 | €12,859 | ▲ 221% |
| Distributable reserves133 | €2,165 | €3,556 | €3,797 | €4,009 | €12,859 | ▲ 221% |
| Amounts payable17/49 | €27,773 | €21,206 | €26,373 | €21,852 | €19,174 | ▼ 12.3% |
| Amounts payable within one year42/48 | €27,760 | €21,192 | €26,358 | €16,357 | €17,908 | ▲ 9.5% |
| Trade debts44 | €1,704 | €2,404 | €4,689 | €3,740 | €2,598 | ▼ 30.5% |
| Suppliers440/4 | €1,704 | €2,404 | €4,689 | €3,740 | €2,598 | ▼ 30.5% |
| Advances received on contracts in progress46 | - | - | €4,000 | €0 | - | - |
| Taxes, remuneration and social security45 | €601 | €1,497 | €584 | €444 | €4,936 | ▲ 1,012% |
| Taxes450/3 | €601 | €1,497 | €584 | €444 | €2,436 | ▲ 449% |
| Remuneration and social security454/9 | - | - | - | - | €2,500 | - |
| Other amounts payable47/48 | €25,456 | €17,292 | €17,085 | €12,174 | €10,374 | ▼ 14.8% |
| Accrued charges and deferred income492/3 | €13 | €14 | €15 | €5,495 | €1,266 | ▼ 77.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,478 | €1,392 | €241 | €212 | €8,849 | ▲ 4,079% |
| + Depreciation and write-downs630 | €4,997 | €5,191 | €5,346 | €5,171 | €6,138 | ▲ 18.7% |
| Operating cash flow (approximation) | €6,475 | €6,583 | €5,587 | €5,383 | €14,988 | ▲ 178% |
| Investment in fixed assets (approximation) | - | €0 | -€625 | -€400 | -€20,742 | ▼ 5,086% |
| Change in cash | - | -€428 | €5,620 | -€2,059 | €6,662 | ▲ 423% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €8,849 ▲4,079%
Operating result €11,116, net result €8,849, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €212 ▼12.1%
Net result drops to €212, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2019
Ground area
1,244 m²
Building footprint
161 m²
Volume, LiDAR
999 m³
Parcel 73009E0059/00A002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FIDATO CB
since 20192.296.749.271
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73009E0059/00A002 | Flanders | 1,244 m² | 1 · 161 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 4,664 EUR awarded · 4,665 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 234 EUR | 3,122 EUR |
| 2024 | 1 | 4,125 EUR | 1,238 EUR |
| 2023 | 1 | 176 EUR | 176 EUR |
| 2022 | 1 | 129 EUR | 129 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteTongeren-Borgloon2.296.749.271
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,140. 5,609 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
25110Manufacture of metal structures and parts of structures
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738785355
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.