Fidalmi
ActiveSummary
Fidalmi has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€24,338) and a net result of €42,064. Equity is shrinking by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 8% of 2309 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 0.23 in 2024; short-term debt: 147.2% and cash: 20.1% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-47.2%
Return on assets
81.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 2309 sector peers (2025).
NBB · sector comparisonPosition among 2309 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
2 d early
2023
33 d late
2022
29 d late
2021
32 d late
2020
19 d early
2019
74 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
-€24,338▲ 63.3%
2024 · -€66,402
Total assets
€51,532▲ 151%
2024 · €20,536
Net result
€42,064
2024 · -€9,835
Working capital
-€24,667▲ 63.1%
2024 · -€66,778
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,496€234▼ 94.8%-€24,862-€9,620▲ 61.3%€44,299
Net result€4,190within the sector's middle half€37within the sector's middle half▼ 99.1%-€26,831below the sector's middle half-€9,835below the sector's middle half▲ 63.3%€42,064within the sector's middle half
Equity-€29,774below the sector's middle half▲ 12.3%-€29,736below the sector's middle half▲ 0.1%-€56,567below the sector's middle half▼ 90.2%-€66,402below the sector's middle half▼ 17.4%-€24,338below the sector's middle half▲ 63.3%
Total assets€39,035below the sector's middle half▲ 4.8%€51,134below the sector's middle half▲ 31.0%€36,114below the sector's middle half▼ 29.4%€20,536below the sector's middle half▼ 43.1%€51,532below the sector's middle half▲ 151%
Debt€68,809▼ 3.4%€80,870▲ 17.5%€92,681▲ 14.6%€86,938▼ 6.2%€75,870▼ 12.7%
Working capital-€33,388below the sector's middle half▲ 12.4%-€33,007below the sector's middle half▲ 1.1%-€57,924below the sector's middle half▼ 75.5%-€66,778below the sector's middle half▼ 15.3%-€24,667within the sector's middle half▲ 63.1%
Solvency-76.3%below the sector's middle half▲ 14.9pp-58.2%below the sector's middle half▲ 18.1pp-156.6%below the sector's middle half▼ 98.5pp-323.3%below the sector's middle half▼ 166.7pp-47.2%below the sector's middle half▲ 276.1pp
Current ratio0.51below the sector's middle half▲ 0.050.59below the sector's middle half▲ 0.080.38below the sector's middle half▼ 0.220.23below the sector's middle half▼ 0.140.67within the sector's middle half▲ 0.44
Return on assets (ROA)10.7%within the sector's middle half▲ 77.7pp0.1%within the sector's middle half▼ 10.7pp-74.3%below the sector's middle half▼ 74.4pp-47.9%below the sector's middle half▲ 26.4pp81.6%above the sector's middle half▲ 129.5pp
Staff (FTE)3▲ 50.0%3=3=3.1▲ 3.3%
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €44,299 after a loss of €9,620 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51,532
Fixed assets
€329 ▼ 12.4%
Current assets
€51,203 ▲ 154%
Key figures and ratios
EBITDA
€44,346▲
2024 · -€8,639
Cash flow
€42,111▲
2024 · -€8,854
Debt to equity
-3.12▼
2024 · -1.31
Interest coverage
179.25▲
2024 · -35.47
Debt ≤ 1 year
€75,870▼
2024 · €86,938
Income taxes
€2,000
Staff costs
€130,028▲
2024 · €124,306
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,798 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.5%
went bankrupt
5.3%
stopped otherwise
91%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €76,466 | €105,402 | €119,034 | €124,306 | €130,028 | ▲ 4.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,941 | €2,466 | €1,913 | €981 | €47 | ▼ 95.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €2,799 | €1,694 | ▼ 39.5% |
| Other operating charges640/8 | €642 | €683 | €775 | €727 | €253 | ▼ 65.2% |
| Non-recurring operating charges66A | €183 | - | - | €150 | - | - |
| Gross operating margin9900 | €83,728 | €108,785 | €96,860 | €119,343 | €176,321 | ▲ 47.7% |
| Operating profit (loss)9901 | €4,496 | €234 | -€24,862 | -€9,620 | €44,299 | ▲ 560% |
| Financial income75/76B | - | - | - | €29 | €13 | ▼ 57.0% |
| Recurring financial income75 | - | - | - | €29 | €13 | ▼ 57.0% |
| Financial charges65/66B | €307 | €197 | €209 | €244 | €247 | ▲ 1.6% |
| Recurring financial charges65 | €307 | €197 | €209 | €244 | €247 | ▲ 1.6% |
| Profit (loss) for the period before taxes9903 | €4,190 | €37 | -€25,071 | -€9,835 | €44,064 | ▲ 548% |
| Income taxes67/77 | - | - | €1,760 | - | €2,000 | - |
| Profit (loss) for the period9904 | €4,190 | €37 | -€26,831 | -€9,835 | €42,064 | ▲ 528% |
| Profit (loss) for the period to be appropriated9905 | €4,190 | €37 | -€26,831 | -€9,835 | €42,064 | ▲ 528% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €39,035 | €51,134 | €36,114 | €20,536 | €51,532 | ▲ 151% |
| Fixed assets21/28 | €3,614 | €3,270 | €1,357 | €376 | €329 | ▼ 12.4% |
| Tangible fixed assets22/27 | €3,586 | €3,242 | €1,329 | €348 | €301 | ▼ 13.4% |
| Furniture and vehicles24 | €3,586 | €3,242 | €1,329 | €348 | €301 | ▼ 13.4% |
| Financial fixed assets28 | €28 | €28 | €28 | €28 | €28 | = |
| Current assets29/58 | €35,421 | €47,864 | €34,757 | €20,160 | €51,203 | ▲ 154% |
| Amounts receivable within one year40/41 | €4,472 | €29,711 | €4,601 | €14,274 | €40,191 | ▲ 182% |
| Trade receivables40 | €709 | €25,948 | - | €461 | €34,243 | ▲ 7,325% |
| Other amounts receivable41 | €3,764 | €3,764 | €4,601 | €13,813 | €5,948 | ▼ 56.9% |
| Cash at bank and in hand54/58 | €30,948 | €18,152 | €29,548 | €5,381 | €10,343 | ▲ 92.2% |
| Deferred charges and accrued income490/1 | - | - | €609 | €505 | €669 | ▲ 32.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €39,035 | €51,134 | €36,114 | €20,536 | €51,532 | ▲ 151% |
| Equity10/15 | -€29,774 | -€29,736 | -€56,567 | -€66,402 | -€24,338 | ▲ 63.3% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Profit (loss) carried forward14 | -€91,774 | -€91,736 | -€118,567 | -€128,402 | -€86,338 | ▲ 32.8% |
| Amounts payable17/49 | €68,809 | €80,870 | €92,681 | €86,938 | €75,870 | ▼ 12.7% |
| Amounts payable within one year42/48 | €68,809 | €80,870 | €92,681 | €86,938 | €75,870 | ▼ 12.7% |
| Trade debts44 | €6,467 | €16,891 | €13,319 | €13,753 | €12,609 | ▼ 8.3% |
| Suppliers440/4 | €6,467 | €16,891 | €13,319 | €13,753 | €12,609 | ▼ 8.3% |
| Taxes, remuneration and social security45 | €20,760 | €23,107 | €29,562 | €31,049 | €25,673 | ▼ 17.3% |
| Taxes450/3 | €9,775 | €9,357 | €14,122 | €13,839 | €10,233 | ▼ 26.1% |
| Remuneration and social security454/9 | €10,986 | €13,750 | €15,440 | €17,210 | €15,440 | ▼ 10.3% |
| Other amounts payable47/48 | €41,581 | €40,872 | €49,801 | €42,136 | €37,588 | ▼ 10.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,190 | €37 | -€26,831 | -€9,835 | €42,064 | ▲ 528% |
| + Depreciation and write-downs630 | €1,941 | €2,466 | €1,913 | €981 | €47 | ▼ 95.2% |
| Operating cash flow (approximation) | €6,131 | €2,503 | -€24,918 | -€8,854 | €42,111 | ▲ 576% |
| Investment in fixed assets (approximation) | - | -€2,122 | €0 | €0 | €0 | - |
| Change in cash | - | -€12,796 | €11,396 | -€24,167 | €4,962 | ▲ 121% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
State Gazette act
Director resignation · Registered-office move
Power of attorney
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
24-06
State Gazette act
General meeting · Director appointment
Registered-office move · Other statement
2025
31-12
Financial
Back to profitnet €42,064
Net result €42,064 after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 33 days late
2023
31-12
Financial
Weakest financial yearnet -€26,831
Net result drops to -€26,831, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-12
Financial
Back to profitnet €4,190
Net result €4,190 after 2 loss-making years.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 74 days late
Show earlier events
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1982
Ground area
741 m²
Building footprint
338 m²
Volume, LiDAR
9,253 m³
Parcel 21805E0093/00D002, Brussels · tallest building 32.6 m, ±10 floors. Linked by address, not a title deed.
47
companies at this address
See who is registered here
1 establishment unit
Maria-Louizasquare 4, 1000 Brussel
since 19822.021.138.619
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0093/00D002 | Brussels | 741 m² | 1 · 338 m² | 32.6 m · 10 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-07-1982
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0422898026
Also
9925:BE0422898026
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.