FICOTAX CONSULT
ActiveFICOTAX CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €15k and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability65▲+3
Solvency37▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.67 in 2023; short-term debt: 73.7% and cash: 15.5% of total assets), and 88.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.6%
Return on assets
-2.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-4k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 37959 sector peers (2024).
NBB · sector comparisonPosition among 37959 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
15 d early
2022
on the day
2021
16 d early
2020
4 d early
2019
1 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€15k▼ 18.8%
2023 · €19k
2018: €5k
2019: €11k
2020: €28k
2021: €26k
2022: €26k
2023: €19k
2018 → 2024
Total assets
€133k▼ 0.8%
2023 · €134k
2018: €166k
2019: €141k
2020: €163k
2021: €151k
2022: €120k
2023: €134k
2018 → 2024
Net result
€-4k▲ 49.6%
2023 · €-7k
2018: €-1k
2019: €5k
2020: €25k
2021: €-2k
2022: €-107
2023: €-7k
2018 → 2024
Working capital
€-20k▲ 36.0%
2023 · €-32k
2018: €-43k
2019: €-36k
2020: €-25k
2021: €-18k
2022: €-20k
2023: €-32k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€28k-€26k▼ 7.3%€26k▼ 0.4%€19k▼ 27.2%€15k▼ 18.8%
Operating result€45k-€7k▼ 85.2%€7k▲ 5.7%€-4k€732
Net result€25k-€-2k€-107▲ 94.8%€-7k▼ 6,518%€-4k▲ 49.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €732 after a loss of €4k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €133k
Fixed assets
€55k▼ 20.1%
Current assets
€78k▲ 19.7%
Equity and liabilities €133k
Equity
€15k▼ 18.8%
Debt
€117k▲ 2.1%
The debt ratio rises from 85.8% to 88.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€17k▲
2023 · €13k
Cash flow
€13k▲
2023 · €9k
Solvency
11.6%▼
2023 · 14.2%
Current ratio
0.79▲
2023 · 0.67
Quick ratio
0.79▲
2023 · 0.67
Debt / equity
7.61▲
2023 · 6.05
ROE
-23.1%▲
2023 · -37.3%
ROA
-2.7%▲
2023 · -5.3%
Interest coverage
11.25▲
2023 · 6.81
Debt
€117k▲
2023 · €115k
Debt ≤ 1 year
€98k▲
2023 · €97k
Debt > 1 year
€17k▼
2023 · €18k
Income taxes
€3k▲
2023 · €2k
Staff costs
€77k▲
2023 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€134k€133k▼
Fixed assets21/28€69k€55k▼
Intangible fixed assets21€11k-
Tangible fixed assets22/27€58k€55k▼
Land and buildings22€52k€49k▼
Furniture and vehicles24€6k€6k▼
Financial fixed assets28€95€95=
Current assets29/58€65k€78k▲
Amounts receivable within one year40/41€44k€54k▲
Trade receivables40€37k€47k▲
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€14k€21k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€134k€133k▼
Equity10/15€19k€15k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-1k€-5k▼
Amounts payable17/49€115k€117k▲
Amounts payable after more than one year17€18k€17k▼
Financial debts170/4€894-
Trade debts175€17k€17k=
Amounts payable within one year42/48€97k€98k▲
Current portion of amounts payable after more than one year42€37k€33k▼
Trade debts44€33k€49k▲
Suppliers440/4€21k€37k▲
Bills of exchange payable441€12k€12k=
Taxes, remuneration and social security45€23k€15k▼
Taxes450/3€8k€10k▲
Remuneration and social security454/9€14k€5k▼
Other amounts payable47/48€4k€214▼
Accrued charges and deferred income492/3€29€2k▲
Income statement
Code20232024
Remuneration, social security and pensions62€62k€77k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€896€-3k▼
Other operating charges640/8€2k€746▼
Non-recurring operating charges66A€52-
Gross operating margin9900€77k€92k▲
Operating profit (loss)9901€-4k€732▲
Financial income75/76B€157€103▼
Recurring financial income75€157€2▼
Non-recurring financial income76B-€101
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-5k€-687▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-7k€-4k▲
Profit (loss) for the period to be appropriated9905€-7k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-5k▼
Profit (loss) brought forward from the previous period14P€6k€-1k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €25k ▲367%
Operating result €45k, net result €25k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 1 day late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Delwartstraat 1731070 AnderlechtGround area
327 m²
Building footprint
78 m²
Volume, LiDAR
610 m³
Parcel 21308H0726/00M002, Brussels · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FICOTAX CONSULT SRL
since 20072.233.110.739
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0726/00M002 | Brussels | 327 m² | 1 · 78 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 27,750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2007
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.