CEDOCO
ActiveCEDOCO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €31k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 3451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+20
Solvency95▼-5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.11 against 9.84 in 2024; short-term debt: 29.5% and cash: 43.4% of total assets), and 29.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.5%
Return on assets
18.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
22 d late
2023
on the day
2022
6 d early
2021
37 d early
2020
1 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▼ 66.6%
2024 · €348k
2018: €93k
2019: €269k
2020: €291k
2021: €356k
2022: €349k
2023: €338k
2024: €348k
2018 → 2025
Total assets
€165k▼ 57.2%
2024 · €386k
2018: €132k
2019: €379k
2020: €390k
2021: €399k
2022: €443k
2023: €419k
2024: €386k
2018 → 2025
Net result
€31k▲ 202%
2024 · €10k
2018: €30k
2019: €175k
2020: €88k
2021: €79k
2022: €49k
2023: €19k
2024: €10k
2018 → 2025
Working capital
€103k▼ 69.1%
2024 · €334k
2018: €82k
2019: €254k
2020: €278k
2021: €350k
2022: €337k
2023: €328k
2024: €334k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€356k-€349k▼ 1.8%€338k▼ 3.3%€348k▲ 3.0%€116k▼ 66.6%
Operating result€110k-€65k▼ 41.1%€26k▼ 59.9%€14k▼ 47.4%€40k▲ 189%
Net result€79k-€49k▼ 38.9%€19k▼ 61.2%€10k▼ 46.0%€31k▲ 202%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 189% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€13k▼ 4.6%
Current assets
€152k▼ 59.2%
Equity and liabilities €165k
Equity
€116k▼ 66.6%
Debt
€49k▲ 29.0%
The debt ratio rises from 9.8% to 29.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€47k▲
2024 · €19k
Cash flow
€38k▲
2024 · €15k
Solvency
70.5%▼
2024 · 90.2%
Current ratio
3.11▼
2024 · 9.84
Quick ratio
3.11▼
2024 · 9.84
Debt / equity
0.42▲
2024 · 0.11
ROE
26.4%▲
2024 · 2.9%
ROA
18.6%▲
2024 · 2.6%
Interest coverage
11.02▼
2024 · 270.60
Debt
€49k▲
2024 · €38k
Debt ≤ 1 year
€49k▲
2024 · €38k
Income taxes
€11k▲
2024 · €6k
Staff costs
€65k▲
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€386k€165k▼
Fixed assets21/28€14k€13k▼
Tangible fixed assets22/27€14k€13k▼
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24€9k€7k▼
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€125€125=
Current assets29/58€372k€152k▼
Amounts receivable within one year40/41€25k€27k▲
Trade receivables40€1k€11k▲
Other amounts receivable41€24k€17k▼
Current investments50/53€170k€50k▼
Cash at bank and in hand54/58€165k€72k▼
Deferred charges and accrued income490/1€12k€3k▼
Equity and liabilities
Total equity and liabilities10/49€386k€165k▼
Equity10/15€348k€116k▼
Contributions10/11€6k€6k=
Reserves13€342k€110k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€340k€108k▼
Profit (loss) carried forward14€80€80=
Amounts payable17/49€38k€49k▲
Amounts payable within one year42/48€38k€49k▲
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€23k€32k▲
Taxes450/3€11k€22k▲
Remuneration and social security454/9€12k€9k▼
Other amounts payable47/48€5k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€63k€65k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€519€970▲
Non-recurring operating charges66A€7k-
Gross operating margin9900€90k€113k▲
Operating profit (loss)9901€14k€40k▲
Financial income75/76B€2k€7k▲
Recurring financial income75€2k€7k▲
Financial charges65/66B€69€4k▲
Recurring financial charges65€69€4k▲
Profit (loss) for the period before taxes9903€16k€42k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€10k€31k▲
Profit (loss) for the period to be appropriated9905€10k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€31k▲
Profit (loss) brought forward from the previous period14P€80€80=
Transfer from equity791/2-€262k
Transfer to equity691/2€10k€31k▲
To other reserves6921€10k€31k▲
Profit to be distributed694/7-€262k
Return on contributions (dividend)694-€262k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €10k ▼46%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 9.11
Current ratio from 3.80 to 9.11; short-term debt falls from €99k to €43k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €175k ▲481%
Operating result €265k, net result €175k, both a record.
31-12
Financial
Equity above €200kEq €269k ▲188%
2 profitable years in a row build equity to €269k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Demosthenesstraat 2221070 AnderlechtGround area
840 m²
Building footprint
121 m²
Volume, LiDAR
856 m³
Parcel 21001A0103/00C003, Brussels · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Demosthenesstraat 222, 1070 Anderlecht
since 20102.187.834.505
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0103/00C003 | Brussels | 840 m² | 1 · 121 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRADE EURO
BE 0866.384.006
Brussel · Eq €116k
SPE CONSULTING
BE 0728.585.608
Herve · Eq €116k
WOWT
BE 0679.493.314
Elsene · Eq €116k
BALMA CONSULTING
BE 0476.793.107
Kortrijk · Eq €116k
YALO
BE 0560.787.385
Kapellen · Eq €116k
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,818 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
93127Equestrian clubs
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.