FIBOST
ActiveSummary
FIBOST has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203,627 and a net result of €45,477. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 68% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+5
Solvency98▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 5.06 against 4.82 in 2024; short-term debt: 14.1% and cash: 19.3% of total assets), and 27% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
16.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €203,627
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-08-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
21 d late
2023
5 d late
2022
5 d early
2021
14 d late
2020
109 d late
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€203,627▲ 12.6%
2024 · €180,857
Total assets
€278,767▲ 16.0%
2024 · €240,314
Net result
€45,477▲ 51.2%
2024 · €30,070
Working capital
€160,171▼ 10.3%
2024 · €178,478
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€38,883▼ 8.8%€49,828▲ 28.1%€38,987▼ 21.8%€46,778▲ 20.0%€64,761▲ 38.4%
Net result€28,469within the sector's middle half▲ 7.8%€32,704within the sector's middle half▲ 14.9%€26,143within the sector's middle half▼ 20.1%€30,070within the sector's middle half▲ 15.0%€45,477within the sector's middle half▲ 51.2%
Equity€227,509within the sector's middle half▲ 8.1%€213,890within the sector's middle half▼ 6.0%€170,532within the sector's middle half▼ 20.3%€180,857within the sector's middle half▲ 6.1%€203,627within the sector's middle half▲ 12.6%
Total assets€271,761within the sector's middle half▲ 3.9%€262,199within the sector's middle half▼ 3.5%€244,776within the sector's middle half▼ 6.6%€240,314within the sector's middle half▼ 1.8%€278,767within the sector's middle half▲ 16.0%
Debt€44,252▼ 13.6%€48,309▲ 9.2%€74,244▲ 53.7%€59,456▼ 19.9%€75,140▲ 26.4%
Working capital€81,599within the sector's middle half▲ 5.8%€209,644above the sector's middle half▲ 157%€168,492within the sector's middle half▼ 19.6%€178,478above the sector's middle half▲ 5.9%€160,171within the sector's middle half▼ 10.3%
Solvency83.7%above the sector's middle half▲ 3.3pp81.6%above the sector's middle half▼ 2.1pp69.7%within the sector's middle half▼ 11.9pp75.3%within the sector's middle half▲ 5.6pp73.0%within the sector's middle half▼ 2.2pp
Current ratio3.71within the sector's middle half▼ 0.246.09above the sector's middle half▲ 2.383.35within the sector's middle half▼ 2.744.82above the sector's middle half▲ 1.475.06above the sector's middle half▲ 0.25
Return on assets (ROA)10.5%within the sector's middle half▲ 0.4pp12.5%within the sector's middle half▲ 2.0pp10.7%within the sector's middle half▼ 1.8pp12.5%within the sector's middle half▲ 1.8pp16.3%within the sector's middle half▲ 3.8pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €278,767
Fixed assets
€79,155 ▲ 426%
Current assets
€199,611 ▼ 11.4%
Equity and liabilities €278,767
Equity
€203,627 ▲ 12.6%
Debt
€75,140 ▲ 26.4%
Debt's share of the balance-sheet total rises from 24.7% to 27.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€72,593▲
2024 · €53,630
Cash flow
€53,309▲
2024 · €36,922
Debt to equity
0.37▲
2024 · 0.33
ROE
22.3%▲
2024 · 16.6%
Interest coverage
31.98▲
2024 · 12.84
Debt ≤ 1 year
€39,441▼
2024 · €46,781
Debt > 1 year
€34,781▲
2024 · €9,841
Income taxes
€19,797▲
2024 · €14,494
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €262 | €4,988 | €6,806 | €6,852 | €7,832 | ▲ 14.3% |
| Other operating charges640/8 | €1,471 | €966 | €1,330 | €1,114 | €1,347 | ▲ 21.0% |
| Non-recurring operating charges66A | €429 | €250 | - | €387 | €50 | ▼ 87.1% |
| Gross operating margin9900 | €41,046 | €56,032 | €47,123 | €55,130 | €73,990 | ▲ 34.2% |
| Operating profit (loss)9901 | €38,883 | €49,828 | €38,987 | €46,778 | €64,761 | ▲ 38.4% |
| Financial income75/76B | €7,827 | €377 | €3,477 | €1,962 | €2,783 | ▲ 41.8% |
| Recurring financial income75 | €7,827 | €377 | €3,477 | €1,962 | €2,783 | ▲ 41.8% |
| Financial charges65/66B | €2,062 | €1,474 | €2,630 | €4,176 | €2,270 | ▼ 45.6% |
| Recurring financial charges65 | €2,062 | €1,474 | €2,630 | €4,176 | €2,270 | ▼ 45.6% |
| Profit (loss) for the period before taxes9903 | €44,649 | €48,732 | €39,834 | €44,563 | €65,274 | ▲ 46.5% |
| Income taxes67/77 | €16,179 | €16,028 | €13,691 | €14,494 | €19,797 | ▲ 36.6% |
| Profit (loss) for the period9904 | €28,469 | €32,704 | €26,143 | €30,070 | €45,477 | ▲ 51.2% |
| Transfer from tax-exempt reserves789 | €4,150 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €32,619 | €32,704 | €26,143 | €30,070 | €45,477 | ▲ 51.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €271,761 | €262,199 | €244,776 | €240,314 | €278,767 | ▲ 16.0% |
| Fixed assets21/28 | €160,080 | €11,360 | €4,554 | €15,055 | €79,155 | ▲ 426% |
| Tangible fixed assets22/27 | €160,080 | €11,360 | €4,554 | €15,055 | €79,155 | ▲ 426% |
| Land and buildings22 | €158,400 | - | - | - | - | - |
| Plant, machinery and equipment23 | - | - | - | - | €2,586 | - |
| Furniture and vehicles24 | €1,680 | €11,360 | €4,554 | €15,055 | €76,569 | ▲ 409% |
| Current assets29/58 | €111,681 | €250,839 | €240,222 | €225,259 | €199,611 | ▼ 11.4% |
| Amounts receivable after more than one year29 | - | €140,000 | €130,000 | €120,000 | €77,000 | ▼ 35.8% |
| Other amounts receivable291 | - | €140,000 | €130,000 | €120,000 | €77,000 | ▼ 35.8% |
| Amounts receivable within one year40/41 | €31,931 | €43,683 | €40,157 | €54,126 | €46,219 | ▼ 14.6% |
| Trade receivables40 | €19,931 | €23,066 | €22,598 | €41,126 | €39,219 | ▼ 4.6% |
| Other amounts receivable41 | €12,000 | €20,617 | €17,559 | €13,000 | €7,000 | ▼ 46.2% |
| Current investments50/53 | €10,841 | €15,403 | €17,879 | €18,949 | €22,592 | ▲ 19.2% |
| Cash at bank and in hand54/58 | €68,504 | €51,255 | €50,815 | €31,635 | €53,801 | ▲ 70.1% |
| Deferred charges and accrued income490/1 | €405 | €498 | €1,372 | €550 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €271,761 | €262,199 | €244,776 | €240,314 | €278,767 | ▲ 16.0% |
| Equity10/15 | €227,509 | €213,890 | €170,532 | €180,857 | €203,627 | ▲ 12.6% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €215,109 | €201,490 | €158,132 | €168,457 | €191,227 | ▲ 13.5% |
| Non-distributable reserves130/1 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | - | - | - | - | - |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | €213,249 | €201,490 | €158,132 | €168,457 | €191,227 | ▲ 13.5% |
| Amounts payable17/49 | €44,252 | €48,309 | €74,244 | €59,456 | €75,140 | ▲ 26.4% |
| Amounts payable after more than one year17 | €14,169 | €7,113 | €856 | €9,841 | €34,781 | ▲ 253% |
| Financial debts170/4 | €14,169 | €7,113 | €856 | €9,841 | €34,781 | ▲ 253% |
| Amounts payable within one year42/48 | €30,083 | €41,195 | €71,730 | €46,781 | €39,441 | ▼ 15.7% |
| Current portion of amounts payable after more than one year42 | €10,966 | €14,610 | €6,258 | €3,716 | €9,525 | ▲ 156% |
| Financial debts43 | €1,250 | €3,405 | €3,333 | €3,333 | €3,372 | ▲ 1.2% |
| Credit institutions430/8 | €1,250 | €3,405 | €3,333 | €3,333 | €3,372 | ▲ 1.2% |
| Trade debts44 | €5,998 | €6,690 | €1,362 | €5,037 | €1,534 | ▼ 69.5% |
| Suppliers440/4 | €5,998 | €6,690 | €1,362 | €5,037 | €1,534 | ▼ 69.5% |
| Taxes, remuneration and social security45 | €11,324 | €8,062 | €11,023 | €13,773 | €19,941 | ▲ 44.8% |
| Taxes450/3 | €10,624 | €7,362 | €11,023 | €13,773 | €19,941 | ▲ 44.8% |
| Remuneration and social security454/9 | €700 | €700 | - | - | - | - |
| Other amounts payable47/48 | €544 | €8,428 | €49,755 | €20,922 | €5,068 | ▼ 75.8% |
| Accrued charges and deferred income492/3 | - | - | €1,658 | €2,834 | €919 | ▼ 67.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,469 | €32,704 | €26,143 | €30,070 | €45,477 | ▲ 51.2% |
| + Depreciation and write-downs630 | €262 | €4,988 | €6,806 | €6,852 | €7,832 | ▲ 14.3% |
| Operating cash flow (approximation) | €28,731 | €37,692 | €32,950 | €36,922 | €53,309 | ▲ 44.4% |
| Investment in fixed assets (approximation) | - | €143,732 | €0 | -€17,353 | -€71,933 | ▼ 315% |
| Change in cash | - | -€17,249 | -€440 | -€19,180 | €22,166 | ▲ 216% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
23-03
State Gazette act
General meeting · Dissolution
Liquidation · Director resignation
2025
31-12
Financial
Highest result since 2018net €45,477 ▲51.2%
Operating result €64,761, net result €45,477, both a record.
31-12
Financial
Equity above €200,000Eq €203,627 ▲12.6%
8 profitable years in a row build equity to €203,627.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 109 days late
2020
31-12
Financial
Equity above €200,000Eq €210,390 ▲13.9%
3 profitable years in a row build equity to €210,390.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2024
Ground area
2,217 m²
Building footprint
267 m²
Parcel 73042D0313/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Wijngaardstraat 190, 3620 Lanaken
since 20242.359.684.851
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73042D0313/00E000 | Flanders | 2,217 m² | 1 · 267 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,943 EUR awarded · 1,943 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 375 EUR | 375 EUR |
| 2024 | 1 | 538 EUR | 598 EUR |
| 2023 | 1 | 486 EUR | 426 EUR |
| 2022 | 1 | 544 EUR | 544 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
254900A9H4HVKUCBCU03
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,393 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-05-2002
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477520508
Also
9925:BE0477520508
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.